Gain Total Control of Your Money

4.0 2 Reviews
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You Need A Budget is an award-winning software and a proven method—that works. What really makes You Need A Budget different is that we can teach you how to manage your money and get ahead—for good. What if your bills rolled in and instead of piling up, you just paid them? No sweat. What if you didn’t even realize it was payday because you had money in the bank and weren’t desperate for that check to arrive? Forget everything you think you know about budgeting and prepare to experience total control.

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  • Cloud Hosted
  • Web-based
  • Windows
  • Mac

Knowledge Base

  • Help Guides
  • Video Guides
  • On-Site Training

YNAB Core Features


  • Asset Planning
  • Balance Sheet
  • Financial Planning
  • Profit/Loss Statement
  • Operations Management
  • Scenario Planning

YNAB Pricing

Pricing Type

  • Flat Rate

Free Version

  • No

Payment Frequency

  • Monthly Payment
  • Annual Subscription
Vendor pricing page
  • More than 30 days Trial

Plans & Packages

$11.99 Per Month

YNAB Reviews

4.0 2 Reviews
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Ricky Allen

It has a user-friendly system with plenty of features

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Review Summary

We Ever Wallpaper use YNAB (You Need A Budget) as our budgeting software. It helps us manage our finances. The customer support is great. The cons include some limitations regarding integrations. Overall we have had a good experience with the software.

How frequently you use YNAB?


Manage your money on YNAB with intuitive interface.

Rating Breakdown

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Review Summary

Being based in UK, the only go-to money management app for my company - Palma Violets Loans  is YNAB. It provides a unique approach that lets me micromanage my budget. Its very intuitive interface effectively helps me save a significant amount of money by trying to minimize your expenses. The app provides insight into whether I'm managing my money right as well as how I can improve in doing so. It also pushes me to make intelligent, long-term investment decisions and distracts me from expensive temptations all around me now.

Its pros include helping me find stray transactions and monitor the money I’m spending and what I’m spending it on. It's easy to use and you would need to manually enter your transactions which makes you realize how badly you've managed the money that pushes you to be better. The cons include the fact it is on the expensive side of the price scale. Additionally, the auto-import feature that allows you to connect the YNAB application with your bank and bank accounts to your app is only available for US users.

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