Top Card Processing Companies

Researched by:Goodfirms Research TeamUpdated:September 12, 2026

Goodfirms has reviewed 28 Card Processing Companies as of September 2026 across 9 countries. The top-ranked firm is FSS (0.0 stars, 0 verified reviews, NA, founded 1991, Chennai). Across the category, the median hourly rate is $175, median client rating is 0, and 50% of firms employ 50+ members. Explore the vetted Card Processing Companies below, compare their strengths, and connect with the provider best suited to your requirements.

For fintech startups and neobanks, as well as traditional enterprises, selecting vetted card processing companies and merchant services providers is the key. Vetted is the operative word here, as only vetted payment processing companies ensure smooth credit card payments, both online and at the point of sale, providing greater transaction security, reducing payment friction, and supporting scalable growth. Goodfirms curated list highlights top payment processing companies, including the best credit card processing companies and digital payment processing companies based on expertise, features, hourly rates, and client feedback.

Goodfirms has verified 28 Card Processing Companies - part of 18,901+ Business Services Companies reviewed across 9 countries, each passing Goodfirms' 4-step verification process (background check, client interviews, portfolio audit, ongoing quality review). Listings marked "Sponsored" are agencies that pay for premium placement - sponsorship does not affect star ratings or review content.

Top 10 at Glance

Compare the highest-ranked firms first side by side.

Rank
Company
Rating
Reviews
Hourly Rate
Team Size
Founded
Location
Action

List of Top Card Processing Companies

Find a Card Processing Companies Company Near you
Find a Card Processing Companies Company Near you
Service
Hourly Rate
Employees
ReviewsAll Companies
Industry
Client Type
  • Financial Software and Systems (FSS) is a globally leading provider of payment products and a payment processor. The company offers an integrated portfolio of software products, hosted payment services, and software solutions built over three decades of global experience. FSS, end-to product portfolio includes Card Issuance, Omni-channel Acquiring and Merchant Management, Payment Analytics, Digital Security, ... read FSS reviews & insights

    NA
    1,000 - 9,999
    1991
    Chennai, India
  • Gravity Payments, Inc. is a U.S.-based financial services company specializing in credit card processing and payment technology solutions for small and medium-sized businesses. Founded in 2004 in Seattle, Washington, by brothers Dan Price and Lucas Price, the company was created to help independent business owners accept credit and debit card payments more simply, transparently, and ... read Gravity Payments reviews & insights

    $25 - $49/hr
    50 - 249
    2004
    Seattle, United States
  • Mangopay's leadership team is made up of industry payment veterans and global technology leaders from global payment companies and marketplaces such as Paypal, Mastercard, Amazon, Stripe, Adyen, Worldpay, Bumble, PokerStars, and eBay. Mangopay is a wallet-first payment infrastructure designed to control, scale and monetize complex multi-party payment flows. We power payments for the world's largest ... read Mangopay reviews & insights

    $100 - $149/hr
    250 - 999
    2013
    Luxembourg, Luxembourg
  • Using AI Tools

    • ClaudeClaude

    SMB Compare is an independent US comparison platform that helps small and medium businesses choose payment providers, POS systems, accounting, payroll, CRM, e-commerce and other business software. We maintain a structured and continually updated dataset of provider pricing and features, so owners can compare real options side by side and pick what fits, without the ... read SMB Compare reviews & insights

    NA
    2 - 9
    2026
    Houston, United States

    Why SMB Compare?

    • We never sell ranking or table position
    • Live pricing from a maintained provider database
    • Free cost calculators with no signup needed
  • Fiserv, Inc. (NASDAQ: FISV) is a leading global technology provider serving the financial services industry, driving innovation in payments, processing services, risk and compliance, customer and channel management, and business insights and optimization Fiserv, Inc. (NYSE: FI) is a global technology leader committed to delivering innovative and transformative financial services experiences for clients in more ... read Fiserv, Inc reviews & insights

    $25 - $49/hr
    10000+
    1984
    Brookfield, United States
  • Swipesum eliminates most credit card processing fees, finding your business the best payments solution at the most favorable terms. We offer consulting services that specialize in every aspect of your payments experience, not just the processor. Ranging from industry education to contract negotiation, Swipesum is always on your side. First off, we are not a ... read Swipesum reviews & insights

    < $25/hr
    50 - 249
    2016
    St. Louis, United States
  • Only TSYS can handle over 32 billion transactions a year. Flexible, cloud-native platform that brings you faster speed to market. The payment stack of the future—powering your growth with seamless, secure, scalable customer experiences. Leading-edge technology, teamed with unbeatable expertise. Our cloud-native, open API platform makes innovation faster, smarter and simpler. Tomorrow's tech today–for bank, ... read Tsys reviews & insights

    $200 - $300/hr
    10000+
    1994
    Columbus, United States
  • Elavon, a wholly owned subsidiary of U.S. Bank, is the connecting force behind smarter payments – bringing together secure, scalable solutions backed by trusted industry expertise to move commerce forward. For more than 30 years, Elavon has helped businesses simplify payments and grow with confidence. Our intuitive technologies and integrated tools make every aspect of ... read Elavon reviews & insights

    $150 - $199/hr
    1,000 - 9,999
    2005
    Atlanta, United States
  • CardConnect, a payment platform of Fiserv, provides solutions for businesses accepting bank card transactions, storing sensitive data and seeking to push the boundaries of innovation. Since its inception, CardConnect has quickly grown to process billions in transactions each year for more than 67,000 businesses across the U.S., ranging from Fortune 500 companies to local coffee ... read CardConnect reviews & insights

    $150 - $199/hr
    1,000 - 9,999
    2006
    King of Prussia, United States
  • At Checkout.com, we’re inspired by the mindset of athletes. We put their rigour, discipline, and constant pursuit of achievement at the heart of what we do. We are born competitors; our sole purpose is to help our customers win in their respective categories. It’s like being an athlete driving toward a personal best or Olympic ... read Checkout.com reviews & insights

    $150 - $199/hr
    1,000 - 9,999
    2012
    London, United Kingdom
  • Adyen (AMS: ADYEN) is the financial technology platform of choice for leading companies. By providing end-to-end payments capabilities, data-driven insights, and financial products in a single global solution, Adyen helps businesses achieve their ambitions faster. With offices around the world, Adyen works with the likes of Meta, Uber, H&M, eBay, and Microsoft. For support visit: ... read Adyen reviews & insights

    $150 - $199/hr
    1,000 - 9,999
    2006
    Amsterdam, Netherlands
  • Since 1996, Authorize.net has been a leading provider of payment management solutions, managing the submission of billions of transactions to the processing networks on behalf of merchant customers. The Authorize.net Payment Gateway helps more than 440,000 merchants to accept and manage credit card and electronic check transactions via websites, retail stores, mail order/telephone order (MOTO) ... read Authorize.net reviews & insights

    $50 - $99/hr
    250 - 999
    1996
    San Francisco, United States
  • JUSPAY is a global leader in enterprise payment solutions, powering payments for merchants and banks worldwide. Leveraging our core strengths in Payment Experience, Payment Orchestration, and Payment Infrastructure, we engineer highly reliable and scalable payment products that power global brands in their digital commerce journey. Processing over 300 million daily transactions globally, with 99.999% reliability ... read Juspay reviews & insights

    $150 - $199/hr
    1,000 - 9,999
    2012
    Bengaluru, India
  • Nium, the global leader in real-time, cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders. Its payout network supports 100 currencies and ... read Nium reviews & insights

    $50 - $99/hr
    250 - 999
    2016
    San Francisco, United States
  • Thredd is the trusted, AI-first, cloud-enabled issuer processing platform powering the next generation of global payments. Through a single API, unified platform, Thredd delivers debit, credit, digital wallet and ledger capabilities to over 100 fintech, digital banks and embedded finance providers, across 47 countries, processing billions of transactions annually. With a global operating footprint, local ... read Thredd reviews & insights

    $50 - $99/hr
    250 - 999
    2007
    London, United Kingdom
  • ItStartsHere. For 30 years, Paysafe has been a leading payments platform, enabling merchants and consumers to connect and transact seamlessly. Supporting 260 payment types in 48 currencies, Paysafe powers digital commerce. The company delivers industry-leading solutions in payment processing, digital wallets, and online cash, designed for mobile-initiated transactions, real-time analytics, and the convergence of online ... read Paysafe reviews & insights

    $150 - $199/hr
    1,000 - 9,999
    1996
    London, United Kingdom

    Why Paysafe?

    • Proven results and data-driven strategies
    • Experienced and dedicated team
    • Transparent communication and reporting
  • Using AI Tools

    • ChatGPTChatGPT

    At AllayPay, we specialize in high-risk and high-volume merchants. But we’re also proud to service thousands of low-risk and card-present merchants across all industries, including hotels, restaurants, bars, retail stores, salons, electricians, lawyers, consultants, and much more. Give customers the option to choose what works best for them. Our processing platforms take payments from any ... read AllayPay Inc. reviews & insights

    NA
    50 - 249
    2016
    Plantation, United States

    Why AllayPay Inc.?

    • Transparent, competitive payment processing
    • Fast, reliable, and secure transactions
    • Personalized support from payment experts
  • Monitox is a Financial Conduct Authority-licensed (FCA) and regulated E.M.I. (Electronic Money Institution). Monitox’s primary business is the creation, distribution, and redemption of electronic money. We provide a variety of financial solutions for managing funds and global payments to international corporate clients. We have relationships with banks, Payment Service Providers, and card processing firms, which ... read Monitox reviews & insights

    < $25/hr
    10 - 49
    2010
    London, United Kingdom
  • Worldpay combined with Global Payments in January 2026 to create a leading payments technology and software company that powers commerce for businesses of all sizes worldwide. We help businesses grow with confidence by delivering innovative solutions that enable seamless payment acceptance, smarter operations and exceptional client experiences – online, in store and everywhere in between. ... read WorldPay reviews & insights

    $150 - $199/hr
    1,000 - 9,999
    1993
    Cincinnati, United States
  • Power your finance, grow your business. Razorpay is India’s first full-stack financial solutions company. We are on a mission to enhance the payment experience of over 300 million end consumers. And in doing so, we aim to enable Indian businesses - big and small - accept payments digitally with minimal effort and maximum ease. Razorpay ... read Razorpay reviews & insights

    $150 - $199/hr
    1,000 - 9,999
    2013
    Bengaluru, India
  • Using AI Tools

    • ChatGPTChatGPT

    DME Billing Services: Reduce Claim Denials, Improve Collections & Strengthen Your Revenue CycleDurable Medical Equipment (DME) providers face a billing environment that is more complex than simply submitting claims and waiting for reimbursement. Medicare, Medicaid, and commercial payers often require detailed documentation, correct coding, medical necessity support, prior authorization, proof of delivery, and payer-specific billing ... read DME Billing Services reviews & insights

    < $25/hr
    50 - 249
    2018
    Sheridan, United States

    Why DME Billing Services?

    • Best Medical Billing in USA
    • DME Medical Billing Services
    • Improve DME billing Collections
  • Solaris is Europe's leading embedded finance platform. Solaris’ proprietary modular B2B tech stack empowers its partners – from SMEs to large multinational non-financial companies – to offer unique, customer-centric banking services. Providing seamless experiences to customers across all industries. Founded in 2015, Solaris pioneered the Banking-as-a-Service market with an unparalleled combination of tech and banking. ... read Solaris SE reviews & insights

    $25 - $49/hr
    250 - 999
    2015
    Berlin, Germany
  • Cross River Bank provides technology infrastructure powering the future of financial services. Leveraging a proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards and lending solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Together with ... read Cross River Bank reviews & insights

    $100 - $149/hr
    1,000 - 9,999
    2008
    Jersey City, United States
  • Founded in 2016 by two French entrepreneurs and acquired in 2019 by Societe Generale group, Treezor is an Electronic Money Institution (EMI) authorized by the ACPR (the French regulator) to operate in 25 countries and is a Principal Member of the Mastercard network. Treezor is the Banking-as-a-Service (BaaS) precursor that embeds tech, regulatory and security ... read Treezor reviews & insights

    $25 - $49/hr
    250 - 999
    2016
    Paris, France
  • We believe that where you bank matters. That’s why it’s our mission to be the most innovative bank empowering financial wellness. As a socially responsible bank, we offer financial products that aim to better the lives of our clients in Minnesota, South Dakota, and beyond. Since 1985, we have been committed to working with the ... read Sunrise Bank reviews & insights

    $50 - $99/hr
    250 - 999
    1962
    St. Paul, United States
  • Using AI Tools

    • ClaudeClaude
    • LovableLovable
    • ChatGPTChatGPT
    • GeminiGemini

    Auremonta Qualion Group is a premium BPO company based in South Africa, delivering global outsourcing solutions including customer support, sales outsourcing, lead qualification, appointment setting, administrative support, back office operations, and custom outsourcing solutions. Backed by 25+ years of combined Call Centre, BPO and Client Services experience, we help businesses scale with confidence globally.

    $25 - $49/hr
    10 - 49
    2026
    Cape Town, South Africa

    Why Auremonta Qualion Group?

    • We Become Part of Your Business
    • Over 25 Years of Combined Experience
    • Performance - Led Outsourcing
  • Using AI Tools

    • GitHub CopilotGitHub Copilot
    • AlphaBooksProAlphaBooksPro
    • AlphaTalentProAlphaTalentPro

    AlphaTach is a global Fintech BPO and digital innovation company that helps businesses streamline operations, enhance efficiency, and accelerate growth through integrated Fintech business process outsourcing services and high-end tech solutions. With a global footprint across the US, UAE, and Pakistan, we serve organizations worldwide by managing their critical financial processes and delivering scalable digital ... read AlphaTach reviews & insights

    $50 - $99/hr
    250 - 999
    2010
    Karachi, Pakistan

    Why AlphaTach?

    • Tech-driven financial BPO with absolute accuracy.
    • Proprietary SaaS & AI financial document tools.
    • Global compliance with secure infrastructure.
  • Using AI Tools

    • ChatGPTChatGPT
    • GitHub CopilotGitHub Copilot
    • ClaudeClaude
    • GeminiGemini
    • PerplexityPerplexity
    • + 4 More

    Digioxide Technologies Private Limited is a technology-driven software development company specializing in AI-powered applications, SaaS platforms, enterprise software development, Android app development, and scalable digital transformation solutions. Since 2017, DigiOxide has helped startups, SMBs, and enterprises build secure, high-performance digital products tailored to business growth, automation, and operational efficiency.Our expertise includes custom software development, mobile ... read Digioxide Technologies Private Limited reviews & insights

    $25 - $49/hr
    10 - 49
    2017
    Noida, India

    Why Digioxide Technologies Private Limited?

    • AI-powered scalable software solutions
    • Expertise in SaaS, web & mobile development
    • Customized solutions focused on business growth

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Where the firms are.

Bubble size shows how many firms each country has; colour shows its average hourly rate. Tap any country for its firm count, average rate, rating, and Value Score.

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Average hourly rates by region.

Where you hire affects what you pay by up to 3×. Comparable quality is available across regions - the rate gap between the priciest and cheapest is the single biggest lever on a project budget.

Average hourly rate · USD

INSouth Asia$116/hr$116
USNorth America$104/hr$104
GBWestern Europe$100/hr$100
ZAAfrica$37/hr$37

What the gap actually buys you

The rate gap between the highest- and lowest-cost regions is largely a cost-of-living and labor-market gap - not a quality gap. Top-tier firms in lower-cost regions routinely deliver work competitive with premium markets at a fraction of the cost.

That said, time-zone overlap, language alignment, and IP protection vary by region. Eastern Europe and LATAM hit a sweet spot: meaningful cost savings with same-day overlap for US/EU clients.

~70%

Typical cost savings when moving a $100K/year dev contract from a premium market to a top value destination - comparable skill, comparable delivery quality.

Match by work-hour overlap with your team.

Cost matters - but so does being able to actually talk to your developer during your workday. Here are the best destinations for each major hub.

If you're in US (PT/ET)Recommended

Look for nearshore LATAM partners - same-day collaboration, similar time zones, and 50-60% cost savings vs domestic.

MXMexico~7h overlap
ARArgentina~6h overlap
BRBrazil~5h overlap
CACanada~8h overlap
If you're in Europe (CET/GMT)Recommended

Eastern Europe is your sweet spot - 1-2h time zone shift, EU GDPR alignment, and 40-50% lower rates than Western Europe.

PLPoland~8h overlap
UAUkraine~7h overlap
RORomania~7h overlap
ZASouth Africa~8h overlap

How firms are placed on the matrix

Every position on this chart is the output of the Goodfirms ranking algorithm - a weighted composite of signals across two axes. The algorithm is recomputed regularly and is fully documented.

Sponsorship does not affect placement. PRO members receive visible badges and ad placements, but their algorithmic scores are calculated identically to free listings.

Read the full methodology
Algorithm at a glance
1
X-axis (Core Competencies): Service Focus Ratio + Portfolio Depth + Quality + Experience
2
Y-axis (360-Performance): Client Reviews + Market Presence + Goodfirms Score
3
Missing signals are excluded from a firm's score, not substituted with defaults - weights redistribute across remaining inputs
4
Recency decay over the last 18 months keeps stale reviews from dominating
5
Eligibility floor: ≥ 1 published review in this category scope

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Browse all firms in your chosen country - or let us hand-pick matches based on your project, budget, and time-zone preference.

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Countries with the best Value Score for business services hiring.

Ranked by a composite score blending firm count (supply), average rating (quality), and median hourly rate (cost). Affordability is weighted highest (50%), so this list surfaces actually affordable destinations rather than just-big markets.

Budget leader
United States · $0-24/hr

2 firms in this tier - more than any other country. Top picks: Swipesum, DME Billing Services.

Mid-tier leader
United States · $50-99/hr

3 firms in this tier - more than any other country. Top picks: Sunrise Bank, Authorize.net, Nium.

Top tier leader
United States · $150+/hr

4 firms in this tier - more than any other country. Top picks: Elavon, CardConnect, WorldPay.

Loading heatmap…
Cell intensity (firm density):
Low
High
Best Value marks the densest, highest-rated, most-affordable cell per row

How the heatmap is built

Every cell in the grid above is the count of firms in (place × hourly-rate tier). Firms are placed by their published hourly rate; those without a disclosed rate are not plotted.

Top company names per cell are surfaced by Value Score - a weighted blend of affordability (50%) + rating (35%) + review volume (15%).

The "Best" ribbon marks the cell in each row where firm density, ratings, and affordability line up best - the densest, highest-quality combination.

Read the full methodology
Value Score · per firm
ValueScore = 0.50 × Affordability
+ 0.35 × Rating
+ 0.15 × Review Volume
// All sub-scores normalized 0-100
// Affordability = (1 - rate/$200) × 100
// Rating = (rating - 3) / 2 × 100
// Volume = log10(reviews+1)/log10(200) × 100

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