Top Factoring Companies in California

Researched by:Goodfirms Research TeamUpdated:October 7, 2026

Goodfirms has reviewed 23 Factoring Companies in California as of October 2026. The top-ranked firm is J D Factors (0.0 stars, 0 verified reviews, < $25/hr, founded 2000, Palos Verdes Estates). Across the category, the median hourly rate is $25, median client rating is 4.8, and 22% of firms employ 50+ members. Explore the vetted Factoring Companies in California below, compare their strengths, and connect with the provider best suited to your requirements.

Goodfirms has verified 23 Factoring Companies in California - part of 444+ Factoring Companies, each passing Goodfirms' 4-step verification process (background check, client interviews, portfolio audit, ongoing quality review). Listings marked "Sponsored" are agencies that pay for premium placement - sponsorship does not affect star ratings or review content.

Top 10 at Glance

Compare the highest-ranked firms first side by side.

Rank
Company
Rating
Reviews
Hourly Rate
Team Size
Founded
Location
Action

List of Top California Factoring Companies

Find a Factoring Company Near you
Find a Factoring Company Near you
Service
Hourly Rate
Employees
ReviewsAll Companies
Industry
Client Type
  • The Cash Flow Dilemma One of the most common struggles any business faces is managing cash flow. You provide your products and services on time, only to wait 30, 60, or even 90 days or longer for payment. Meanwhile, your business has needs and obligations that require working capital. Whether you want to go after ... read J D Factors reviews & insights

    The Cash Flow Dilemma One of the most common struggles any business faces is managing ... read J D Factors reviews & insights

    < $25/hr
    50 - 249
    2000
    Palos Verdes Estates, United States
  • We are passionate about helping our customers understand and embrace invoice factoring as a useful tool to cash flow success! Our mission is to help businesses solve their cash flow challenges and we have been successfully doing just that since 1985. Our focus is to deliver an excellent customer experience.We strongly believe being an industry ... read Bay View Funding reviews & insights

    We are passionate about helping our customers understand and embrace invoice factoring as a useful ... read Bay View Funding reviews & insights

    NA
    10 - 49
    1985
    San Jose, United States
  • You get a seamless invoice management system combined with a super fast approval process with our proprietary, paperless factoring software.When you trust your invoice factoring to us, you receive the industry’s simplest rates, all in one completely transparent charge. Gain the decision-making knowledge you need from our invoice factoring experts to improve cash flow and ... read Fast AR Funding reviews & insights

    You get a seamless invoice management system combined with a super fast approval process with ... read Fast AR Funding reviews & insights

    NA
    50 - 249
    Los Angeles, United States
  • Specializing in the staffing industry and funding nationally, California based Flexible Funding provides funding only - or funding with back office services. Rates as low as 1% for 60 days. Accounts Receivable financing that is invisible to your customers, and programs designed to help you minimize, and eliminate funding. No long-term contracts, and the fairest ... read Flexible Funding reviews & insights

    Specializing in the staffing industry and funding nationally, California based Flexible Funding provides funding only ... read Flexible Funding reviews & insights

    < $25/hr
    10 - 49
    1992
    San Francisco, United States
  • AeroFund Financial, Inc. is a direct commercial lender specializing in providing accounts receivable financing and factoring for small to medium sized businesses nationwide. As a client of AeroFund, you will have no need to seek investment capital or relinquish equity in your business in order to acquire working capital. Providing capital and professional customer service ... read AeroFund reviews & insights

    AeroFund Financial, Inc. is a direct commercial lender specializing in providing accounts receivable financing and ... read AeroFund reviews & insights

    < $25/hr
    10 - 49
    1987
    San Jose, United States
  • Our funding is much faster and more flexible than raising equity or bank debt because we fund based on the strength of your receivables or future sales projections. We pride ourselves on being your financial partner – helping you navigate the cash flow challenges inherent in growing companies. Our goal is to let you get ... read Harper Partners reviews & insights

    Our funding is much faster and more flexible than raising equity or bank debt because ... read Harper Partners reviews & insights

    < $25/hr
    2 - 9
    2015
    Los Angeles, United States
  • For the last 30 years, PMF has provided Invoice Factoring to its clients for their working capital and cash flow needs by converting invoices into immediate cash. This service is excellent in assisting growing businesses meet their expanding inventories and payrolls.

    For the last 30 years, PMF has provided Invoice Factoring to its clients for their ... read PMFBancorp reviews & insights

    NA
    2 - 9
    Los Angeles, United States
  • ACS Capital Solutions, LLC dba ACS Factors Provides working capital to small businesses in the form of non-recourse factoring.

    ACS Capital Solutions, LLC dba ACS Factors Provides working capital to small businesses in the ... read Advance Capital Solutions reviews & insights

    < $25/hr
    2 - 9
    2014
    Upland, United States
  • Since 1985, Merchant Financial Group has been an industry leader in servicing growing businesses across the world with innovative financial tools and flexibility. Using our four credit departments, Merchant Financial Group offers tremendous resources and services to our clients. Our clients and their customers enjoy the advantages of quick decision making and personal attention that ... read Merchant Financial Group reviews & insights

    Since 1985, Merchant Financial Group has been an industry leader in servicing growing businesses across ... read Merchant Financial Group reviews & insights

    < $25/hr
    50 - 249
    1985
    Los Angeles, United States
  • Round Table Financial is a nationwide business funding service. We are a leader in providing cash flow solutions to small and medium size businesses across the U.S. Our core service is factoring of invoices and accounts receivable to improve and generate more cash flow. Through strategic alliances in virtually all categories of business funding, in ... read Round Table Financial reviews & insights

    Round Table Financial is a nationwide business funding service. We are a leader in providing ... read Round Table Financial reviews & insights

    < $25/hr
    2 - 9
    2001
    Newport Beach, United States
  • Mercantia is a company focused on providing innovative purchasing solutions to successful and growing lower middle and middle market companies in North America. Middle market companies compete for business worldwide, and yet current Bank or financial products are not providing the solutions needed for this sector. Mercantia is transforming the way companies purchase their goods, ... read Southwest Trade Services reviews & insights

    Mercantia is a company focused on providing innovative purchasing solutions to successful and growing lower ... read Southwest Trade Services reviews & insights

    < $25/hr
    2 - 9
    2007
    Irvine, United States
  • Since 1995 Primary Funding Corporation has provided financing options to companies unable to secure traditional financing for their business. Our mission is for our clients to become bankable again - meaning that we provide them with a financial solution until companies are able to shift back to traditional financing.

    Since 1995 Primary Funding Corporation has provided financing options to companies unable to secure traditional ... read Primary Funding Corporation reviews & insights

    < $25/hr
    10 - 49
    1995
    San Diego, United States
  • Endeavour is a DoD Trusted Capital provider supporting US Federal Government contractors nationwide. We help companies improve their working capital position to help cover the expenses that every growing business has. We offer cash funding between $1,000 and $10,000,000, and can fund within seven days of receiving a qualified application.

    Endeavour is a DoD Trusted Capital provider supporting US Federal Government contractors nationwide. We help ... read Endeavour Capital Partners reviews & insights

    < $25/hr
    10 - 49
    2019
    Seal Beach, United States
  • Thunder Funding is North America’s premier carrier services and freight factoring company. Ranked as a Top Freight Factoring Company by Truckers Report, Thunder Funding boasts more than 50 years of service to the transportation and logistics industry with factoring, fuel advances, fuel cards, insurance, compliance, and more.

    Thunder Funding is North America’s premier carrier services and freight factoring company. Ranked as a ... read Thunder Funding reviews & insights

    < $25/hr
    50 - 249
    2013
    Carlsbad, United States
  • Velocity Financial, Inc. is a vertically integrated real estate finance specialist that provides innovative financing solutions for 1–4 unit residential rental and small commercial properties since 2004. We operate in a large and highly fragmented market with substantial demand for financing, but one with limited options available to borrowers who do not qualify for more ... read Velocity Financial reviews & insights

    Velocity Financial, Inc. is a vertically integrated real estate finance specialist that provides innovative financing ... read Velocity Financial reviews & insights

    NA
    2 - 9
    1996
    Westlake Village, United States
  • Asset Commercial Credit was founded in 1998 to provide working capital to growing entrepreneurial companies unable to secure new or additional bank financing. The company provides interim source financing allowing clients to achieve a more profitable and sound financial condition. Asset Commercial Credit underwrites, funds and manages its own portfolio of clients. We bring value-added ... read Asset Commercial Credit reviews & insights

    Asset Commercial Credit was founded in 1998 to provide working capital to growing entrepreneurial companies ... read Asset Commercial Credit reviews & insights

    NA
    2 - 9
    1998
    Rocklin, United States
  • America’s Factors provides growth capital primarily to small and medium-sized businesses such as manufacturers, wholesalers, distributors, transportation, staffing, security, and many more industries. The process by which we provide this capital is called “Factoring.” We are in the business of assisting companies with their financial needs to help them reach their maximum growth potential. We ... read America's Factors reviews & insights

    America’s Factors provides growth capital primarily to small and medium-sized businesses such as manufacturers, wholesalers, ... read America's Factors reviews & insights

    $25 - $49/hr
    2 - 9
    Santa Fe Springs, United States
  • Camel Financial, Inc. has collaborated with numerous small and medium-sized businesses with asset-based financing for over 30 years. We are willingly to learn and understand your company’s goals. With hard work, innovative alternatives can be provided as opposed to standard banking criteria. We are here to support companies who have been turned away from banks ... read Camel Financial reviews & insights

    Camel Financial, Inc. has collaborated with numerous small and medium-sized businesses with asset-based financing for ... read Camel Financial reviews & insights

    < $25/hr
    2 - 9
    1988
    Tustin, United States
  • Global Receivables Insurance Solutions has structured risk mitigation and financing programs for the accounts receivable. By allowing GRI to work for you, we will make sure you receive the most aggressive pricing in the marketplace.GRI has complete access to all reputable risk mitigation markets, giving your firm additional leverage when sourcing a protection solution. Unlike ... read GRI Solutions reviews & insights

    Global Receivables Insurance Solutions has structured risk mitigation and financing programs for the accounts receivable. ... read GRI Solutions reviews & insights

    $25 - $49/hr
    10 - 49
    Los Angeles, United States
  • Transwest Capital is an independently owned, full-service Accounts Receivable Financing company. We offer B2B companies fast access to cash in exchange for their invoices.

    Transwest Capital is an independently owned, full-service Accounts Receivable Financing company. We offer B2B companies ... read Transwest Capital reviews & insights

    NA
    2 - 9
    Visalia, United States
  • Founded in 1969, Riviera Finance is nationally recognized as a leader in business financing and a top invoice factoring company. Riviera Finance provides full-service, non-recourse invoice factoring to growing companies. We are the experts in invoice factoring and accounts receivable management. Riviera Finance maintains offices throughout North America to provide face-to-face service and expert financial ... read Riviera Finance, Inc reviews & insights

    Founded in 1969, Riviera Finance is nationally recognized as a leader in business financing and ... read Riviera Finance, Inc reviews & insights

    NA
    50 - 249
    1969
    Santa Fe Springs, United States
  • Factor & Fund is a California-based invoice factoring company built by entrepreneurs, for entrepreneurs. We specialize in fast, flexible, and transparent funding solutions that turn unpaid invoices into working capital—without adding debt. Whether you're a trucking company waiting on freight payments, a manufacturer balancing supply orders, or a staffing agency handling payroll, we help you ... read Factor & Fund reviews & insights

    Factor & Fund is a California-based invoice factoring company built by entrepreneurs, for entrepreneurs. We ... read Factor & Fund reviews & insights

    NA
    2 - 9
    2024
    Laguna Beach, United States
  • Excel Logistics is your strategic partner for streamlined logistics solutions. Specializing in the efficient management of supply chains, we offer end-to-end services tailored to your unique requirements. Our dedicated team combines industry expertise with cutting-edge technology to optimize transportation, warehousing, and distribution processes, ensuring timely and cost-effective deliveries. At Excel Logistics, we prioritize precision and ... read Excel Logistics reviews & insights

    Excel Logistics is your strategic partner for streamlined logistics solutions. Specializing in the efficient management ... read Excel Logistics reviews & insights

    NA
    10 - 49
    2018
    Pasadena, United States

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