Top Factoring Companies in the United States

Researched by:Goodfirms Research TeamUpdated:October 8, 2026

Goodfirms has reviewed 214 Factoring Companies in the United States as of October 2026. The top-ranked firm is Dastify Solutions (5.0 stars, 1 verified reviews, NA, founded 2024, Austin). Across the category, the median hourly rate is $25, median client rating is 4.7, and 22% of firms employ 50+ members. Explore the vetted Factoring Companies in the United States below, compare their strengths, and connect with the provider best suited to your requirements.

Goodfirms has verified 214 Factoring Companies in the United States - part of 444+ Factoring Companies, each passing Goodfirms' 4-step verification process (background check, client interviews, portfolio audit, ongoing quality review). Listings marked "Sponsored" are agencies that pay for premium placement - sponsorship does not affect star ratings or review content.

Top 10 at Glance

Compare the highest-ranked firms first side by side.

Rank
Company
Rating
Reviews
Hourly Rate
Team Size
Founded
Location
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List of Top Invoice Factoring Services in the United States

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Service
Hourly Rate
Employees
ReviewsAll Companies
Industry
Client Type
  • Oxford Wise Finance provides financing to business owners in any industry. We deliver the lowest interest rate and most flexible terms in the states. Business owners from coast to coast rely on us to provide the most affordable loan.

    Oxford Wise Finance provides financing to business owners in any industry. We deliver the lowest ... read Oxford Wise Finance reviews & insights

    $25 - $49/hr
    2 - 9
    Austin, United States
  • For 60 years, Action Capital Corporation has provided financial support to entrepreneurs. As a privately owned, non-bank financial institution, we "lend to the opportunity" which means that we meet the capital needs of growing businesses through forward-looking asset based lines of credit. ​ Action provides financing against our customers’ accounts receivable that are due from ... read Action Capital reviews & insights

    For 60 years, Action Capital Corporation has provided financial support to entrepreneurs. As a privately ... read Action Capital reviews & insights

    NA
    2 - 9
    1959
    Atlanta, United States
  • Our team of experts have years of experience in commercial finance both domestically and internationally.With strong backgrounds in equipment financing, invoice factoring, trade financing and working capital, we have put together one of the nation's most experienced group of former business owners, bankers, CFO's and international trade experts in the industry.We have the know-how and ... read Us Financial Company reviews & insights

    Our team of experts have years of experience in commercial finance both domestically and internationally.With ... read Us Financial Company reviews & insights

    $25 - $49/hr
    10 - 49
    Columbus, United States
  • InstaPay provides financial solutions for the eCommerce & transportation industries in the United States. We offer flat rate factoring with same-day payments and no contracts — ever. Sign up today for free and let us take care of your invoices!

    InstaPay provides financial solutions for the eCommerce & transportation industries in the United States. We ... read InstaPay reviews & insights

    < $25/hr
    2 - 9
    Austin, United States
  • MY Company Funding is a business broker for companies who are looking for leasing/financing for Heavy Equipment, Machine Tools, Aircraft Financing, Office, Equipment, Municipal Financing, Printer Financing, Medical equipment financing, Working Capital Loans, Invoice Factoring payments. We have easy one-page applications and often are getting business funding in less than 24 hours. We have options ... read MY Company Funding reviews & insights

    MY Company Funding is a business broker for companies who are looking for leasing/financing for ... read MY Company Funding reviews & insights

    $25 - $49/hr
    10 - 49
    Columbus, United States
  • CoreFund Capital LLC is a premier provider of financial services, specializing in business financing through invoice factoring services. Our commitment is to our clients by providing them with the cash flow solutions they need using a customized approach and a level of care and service they deserve.

    CoreFund Capital LLC is a premier provider of financial services, specializing in business financing through ... read CoreFund Capital reviews & insights

    < $25/hr
    10 - 49
    2015
    Weatherford, United States
  • Our team is comprised of experts from various business and educational backgrounds. This diversity makes our knowledge of this field an asset to business owners. Our staff and executive team come from a background of financing, financial planning and investments. We have worked directly with entrepreneurs and business owners to assist them in acquiring capital ... read Sbooa reviews & insights

    Our team is comprised of experts from various business and educational backgrounds. This diversity makes ... read Sbooa reviews & insights

    $25 - $49/hr
    10 - 49
    Columbus, United States
  • Working capital for growing companies, American Prudential Capital, Inc. funds emerging and burgeoning commercial b2b companies nation-wide. Factoring, or accounts receivable finance, allows American Prudential Capital, Inc. to fund your company and accelerate your cash flow. American Prudential Capital, Inc. has been in business for 20 years and has the best reputation in the industry ... read American Prudential Capital reviews & insights

    Working capital for growing companies, American Prudential Capital, Inc. funds emerging and burgeoning commercial b2b ... read American Prudential Capital reviews & insights

    $25 - $49/hr
    2 - 9
    Houston, United States
  • Steelhead Factoring has been providing invoice factoring and cash flow services to businesses across the USA since 1981. Clear and convenient invoice factoring gives your business the cash it needs to grow and prosper.

    Steelhead Factoring has been providing invoice factoring and cash flow services to businesses across the ... read Steelhead Factoring reviews & insights

    < $25/hr
    10 - 49
    1981
    Medford, United States
  • Factoring and A/R lines of credit from $10,000 to $750,000. Small businesses need ongoing access to cash for payroll, materials, inventory, equipment, production, insurance, taxes- it’s the life blood of your operation. When your cash is tied up waiting for customers to pay, your ability to make new sales stops cold. Waiting 60 or 90 ... read Sky Business Credit reviews & insights

    Factoring and A/R lines of credit from $10,000 to $750,000. Small businesses need ongoing access ... read Sky Business Credit reviews & insights

    < $25/hr
    2 - 9
    2010
    Downers Grove, United States
  • American Funding Solutions provides alternative funding solutions to small businesses nationwide. We specialize in helping businesses acquire the working capital necessary for growth. We provide funding for daily operations, payroll, taxes, and seasonal demands. We help businesses improve their cash flow and provide working capital without incurring additional debt. Factoring immediately accelerates cash flow and ... read American Funding Solutions reviews & insights

    American Funding Solutions provides alternative funding solutions to small businesses nationwide. We specialize in helping ... read American Funding Solutions reviews & insights

    NA
    2 - 9
    Blue Springs, United States
  • Established in 1995, Sunbelt Finance, LLC has been an industry leader for providing cash flow services to the Transportation Industry by factoring their Accounts Receivables.

    Established in 1995, Sunbelt Finance, LLC has been an industry leader for providing cash flow ... read Sunbelt Finance reviews & insights

    < $25/hr
    10 - 49
    1995
    Jonesboro, United States
  • OTR Capital believes in simple and straightforward transactions, without hidden costs and unfair termination fees and rules. We understand the importance of quick, easy, and reliable payments and strive to provide our clients with the best factoring experience in the business. This focus allows us to build strong, long lasting relationships with our partners built ... read OTR Capital reviews & insights

    OTR Capital believes in simple and straightforward transactions, without hidden costs and unfair termination fees ... read OTR Capital reviews & insights

    NA
    2 - 9
    Atlanta, United States
  • Goodman's management provides a high level of personalized service that is unmatched in our industry. In May of 2014 Goodman Factors joined forces with Independent Bank, a $1 billion asset community bank that offers a full range of personal and business banking services primarily in Tennessee. Independent Bank was founded in 1998 and has 10 ... read Goodman Capital Finance reviews & insights

    Goodman's management provides a high level of personalized service that is unmatched in our industry. ... read Goodman Capital Finance reviews & insights

    < $25/hr
    10 - 49
    1972
    Dallas, United States
  • At JOBE Services Inc., we specialize in helping our business clients achieve financial freedom from cash flow issues. Slow payments and other credit issues from customers can restrict business growth. Our job is to give our business clients access to working capital that they can invest back in their company by buying their invoices. JOBE ... read JOBE Services reviews & insights

    At JOBE Services Inc., we specialize in helping our business clients achieve financial freedom from ... read JOBE Services reviews & insights

    $25 - $49/hr
    2 - 9
    Humble, United States
  • Flash Funding provides freight factoring services by purchasing accounts receivable for ready cash, freeing trucking businesses from waiting weeks and months to receive payment for their invoices. Factoring provides companies with the l cash they need to keep drivers on the road, fund your operational cost, and build a base for growth. Fax or email ... read Flash Funding reviews & insights

    Flash Funding provides freight factoring services by purchasing accounts receivable for ready cash, freeing trucking ... read Flash Funding reviews & insights

    $25 - $49/hr
    2 - 9
    Houston, United States
  • Our founder, Dwayne Hood, jumped into the trucking industry in 1982 right after graduating college. He owned and managed a handful of carriers over the years. So, we all have a lot of respect for everyone associated with moving freight. We love trucking and have multiple years of experience in all aspects of the industry. ... read Trucking Partners reviews & insights

    Our founder, Dwayne Hood, jumped into the trucking industry in 1982 right after graduating college. ... read Trucking Partners reviews & insights

    NA
    2 - 9
    Cullman, United States
  • Turn your Accounts Receivable into immediate working capital. CFS offers simple, no-nonsense, flexible funding programs with industry-leading fee structures designed for today’s businesses. Unleash your cash flow today with CFS. We provide small to mid-size companies transactional based financing, allowing them virtually unlimited credit facilities and the ability to seize all opportunities available, without the ... read Capital Funding Solutions reviews & insights

    Turn your Accounts Receivable into immediate working capital. CFS offers simple, no-nonsense, flexible funding programs ... read Capital Funding Solutions reviews & insights

    < $25/hr
    2 - 9
    2003
    Hollywood, United States
  • From our headquarters in Houston, we provide working capital to small businesses across the United States. BANCOVIA GROUP was founded in 2015. Our executive team consists of seasoned entrepreneurs and bankers who have experience in the financial services industry. We understand entrepreneurs and are able to make common sense funding decisions. Our unique approach to ... read Bancovia Group reviews & insights

    From our headquarters in Houston, we provide working capital to small businesses across the United ... read Bancovia Group reviews & insights

    $25 - $49/hr
    2 - 9
    Houston, United States
  • AIM Business Capital specializes in helping businesses like yours improve their cash flow. By taking advantage of our accounts receivable factoring, you can have access to immediate working capital to reinvest in your business. Our credit and collection service options deliver the cash you need to succeed, without resorting to bank loans, tying up your ... read AIM Business Capital reviews & insights

    AIM Business Capital specializes in helping businesses like yours improve their cash flow. By taking ... read AIM Business Capital reviews & insights

    < $25/hr
    2 - 9
    2005
    Lafayette, United States
  • Founded in 1964 by Tom Love, Love’s Family of Companies is headquartered in Oklahoma City, and remains entirely family-owned and operated. With more than 550 locations in 41 states, Love’s approximate growth rate is 40 stores per year. From the first filling station in Watonga, Oklahoma, the Love’s commitment has remained the same: “Clean Places, ... read Love's Travel Stops reviews & insights

    Founded in 1964 by Tom Love, Love’s Family of Companies is headquartered in Oklahoma City, ... read Love's Travel Stops reviews & insights

    NA
    10000+
    1964
    Oklahoma City, United States
  • TemPay is a national, privately held financial services and management company exclusively serving the temporary staffing industry. With roots in the employment field dating back to 1980, TemPay is uniquely positioned to facilitate and support all of your staffing company’s business requirements.

    TemPay is a national, privately held financial services and management company exclusively serving the temporary ... read TemPay reviews & insights

    < $25/hr
    10 - 49
    1994
    Cleveland, United States
  • With accounts receivable factoring you get funded the same day you invoice your customers. No longer do you need to wait 30 days or more to get paid when you offer payment terms to your customers, and accounts receivable factoring is not a loan so you don't take on any new debt.At DSA Factors we ... read DSA Factors reviews & insights

    With accounts receivable factoring you get funded the same day you invoice your customers. No ... read DSA Factors reviews & insights

    NA
    10 - 49
    1986
    Chicago, United States
  • United Capital Funding converts your B2B and B2G invoices into working capital quickly, giving you more time to grow and manage your business.We are part of Gulf Coast Bank & Trust Company. As a result, we do not rely on capital from outside sources and that gives you lower fees and high quality client service. ... read United Capital reviews & insights

    United Capital Funding converts your B2B and B2G invoices into working capital quickly, giving you ... read United Capital reviews & insights

    NA
    10 - 49
    Tampa, United States
  • You get a seamless invoice management system combined with a super fast approval process with our proprietary, paperless factoring software.When you trust your invoice factoring to us, you receive the industry’s simplest rates, all in one completely transparent charge. Gain the decision-making knowledge you need from our invoice factoring experts to improve cash flow and ... read Fast AR Funding reviews & insights

    You get a seamless invoice management system combined with a super fast approval process with ... read Fast AR Funding reviews & insights

    NA
    50 - 249
    Los Angeles, United States
  • "Headquartered in New York City, Capstone is a private finance company focused on accelerating client cash flow. We provide client-specific solutions through Factoring Services, Purchase Order (PO) Financing, and Domestic and International Trade Financing. Our services offer results to construction trades, service companies, and wholesalers. Combining client assets and resources with our advanced logistics platform, ... read Capstone Capital Group, LLC reviews & insights

    "Headquartered in New York City, Capstone is a private finance company focused on accelerating client ... read Capstone Capital Group, LLC reviews & insights

    < $25/hr
    10 - 49
    1990
    NYC, United States
  • Fordham Capital Partners is a commercial finance firm providing asset based financing solutions to companies in need of special financing.Fordham tailors programs to meet the specific financing needs of its clients. Solutions support client needs and are based on their asset quality, company management, operating performance, industry conditions, and the economy.Fordham is a privately held ... read Fordham Capital Partners reviews & insights

    Fordham Capital Partners is a commercial finance firm providing asset based financing solutions to companies ... read Fordham Capital Partners reviews & insights

    NA
    50 - 249
    Northbrook, United States
  • Our ideal customer is a seasoned trucking or transportation company that is seeking factoring and requiring minimum monthly advances starting at $500,000. However, for customers outside the range, we work with a number of partners offering funding options starting at $10,000.

    Our ideal customer is a seasoned trucking or transportation company that is seeking factoring and ... read 1st Trucking Factoring reviews & insights

    < $25/hr
    50 - 249
    1987
    NYC, United States
  • AR Factoring, also known as accounts receivable factoring, is a great way to free up cash in a hurry - often in less than 48 hours. By using AR Factoring, you no longer have to cope with the stress of not having cash when you need it. No more sleepless nights worrying about keeping your ... read Opus Financial reviews & insights

    AR Factoring, also known as accounts receivable factoring, is a great way to free up ... read Opus Financial reviews & insights

    NA
    10 - 49
    Chicago, United States
  • Coral Capital Solutions is a commercial finance company providing working capital to small and midsize businesses mainly through financing their Purchase Orders and Accounts Receivable. We also provide Asset Based Loans against receivables, POs and inventory. We are well capitalized, using our own equity to fund clients and therefore have the ability to consummate transactions ... read Coral Capital solutions reviews & insights

    Coral Capital Solutions is a commercial finance company providing working capital to small and midsize ... read Coral Capital solutions reviews & insights

    < $25/hr
    50 - 249
    2010
    NYC, United States
  • Our goal is simple. To put you in touch with the best factoring option for your company’s needs. We’ve navigated this industry long enough to understand that not every financing option is the same. Whether this is your first time looking for options or your tenth we can find a solution for you. With over ... read Factor For You reviews & insights

    Our goal is simple. To put you in touch with the best factoring option for ... read Factor For You reviews & insights

    NA
    10 - 49
    Jersey City, United States
  • We specialize in helping small businesses acquire the working capital necessary for growth and success through the purchase of accounts receivables (Factoring).

    We specialize in helping small businesses acquire the working capital necessary for growth and success ... read True Factoring reviews & insights

    $25 - $49/hr
    2 - 9
    San Antonio, United States
  • Compass Funding Solutions is the most popular source for factoring services with transportation companies. Compass offers a wide range of services centered around boosting our clients cash flow and creating scalable business growth.Our mission is to build lasting relationships with our employees and customers. We commit to delivering exceptional service, to earn your confidence, trust ... read Compass Funding Solutions reviews & insights

    Compass Funding Solutions is the most popular source for factoring services with transportation companies. Compass ... read Compass Funding Solutions reviews & insights

    NA
    10 - 49
    Chicago, United States
  • Truckstop.com is a leader in transportation technology and freight matching solutions. Founded in 1995 as the first load board on the internet, Truckstop.com offers logistics solutions for transportation professionals through load planning, transportation management, real-time rates, and negotiation tools, as well as the largest industry credit reporting entity helping industry professionals find trusted freight partners. ... read Truckstop.com reviews & insights

    Truckstop.com is a leader in transportation technology and freight matching solutions. Founded in 1995 as ... read Truckstop.com reviews & insights

    NA
    250 - 999
    1995
    Chicago, United States
  • Over the next ten years, Dan and Jared worked tirelessly to build their staff and client base from the ground up. Growing each year, Fora Financial has continued to develop transparent relationships with clients and partners to provide them with personalized, innovative funding solutions. Due to the company’s hard work and history of excellence, Palladium ... read Fora Financial reviews & insights

    Over the next ten years, Dan and Jared worked tirelessly to build their staff and ... read Fora Financial reviews & insights

    NA
    2 - 9
    2008
    NYC, United States
  • Over the years, we have financed countless growing businesses by providing the working capital and resources they need and taking an active interest in their future success. Our clients benefit from the fact that we’re still a private, family-run business. They know us by name and they know we don’t disappear once the deal is ... read Rosenthal & Rosenthal reviews & insights

    Over the years, we have financed countless growing businesses by providing the working capital and ... read Rosenthal & Rosenthal reviews & insights

    < $25/hr
    50 - 249
    1938
    NYC, United States
  • True simple interest APR revolving line of credit. Draw up to the max credit line whenever needed and only pay interest on the outstanding balance. No prepayment penalties allow you to save BIG on interest. Line of Credit option can be paired with any other Lilogy product

    True simple interest APR revolving line of credit. Draw up to the max credit line ... read LILOGY reviews & insights

    < $25/hr
    10 - 49
    2015
    NYC, United States
  • SMB Compass is a bespoke business financing company focused on providing financing and education to small businesses across the United States. As banks continue to make it difficult for small businesses to borrow money, we continue to provide cost effective and flexible solutions.

    SMB Compass is a bespoke business financing company focused on providing financing and education to ... read SMB Compass reviews & insights

    NA
    10 - 49
    2017
    NYC, United States
  • The Hedaya Capital Group in NYC is proud to partner with small to medium-sized businesses in their growth and life cycle. We work with many industries in order to ensure they have the cash flow and working capital they need to succeed. With our small business financing options, such as factoring, commercial lending, import financing, ... read The Hedaya Capital Group reviews & insights

    The Hedaya Capital Group in NYC is proud to partner with small to medium-sized businesses ... read The Hedaya Capital Group reviews & insights

    < $25/hr
    10 - 49
    2003
    NYC, United States
  • Capital Depot only factors businesses within the transportation industry in order to understand all the intricacies of the industry and our specialty is factoring new trucking businesses throughout the nation. As a freight factoring company, Capital Depot only factors businesses within the transportation industry in order to understand all the intricacies of the industry and ... read Capital Depot reviews & insights

    Capital Depot only factors businesses within the transportation industry in order to understand all the ... read Capital Depot reviews & insights

    NA
    50 - 249
    Morton Grove, United States
  • CIT was born in 1908 when Henry Ittleson found a new way to make financing available to businesses in St. Louis, Missouri. Soon CIT was forging paths across the country, into Canada and overseas. After 100 years, financing remains at the heart of the company. But time and experience have produced innovations unimagined a century ... read CIT reviews & insights

    CIT was born in 1908 when Henry Ittleson found a new way to make financing ... read CIT reviews & insights

    < $25/hr
    1,000 - 9,999
    1908
    NYC, United States
  • As a nationwide transportation factoring company, Saint John Capital only factors invoices within the trucking industry, allowing us to better understand all the intricacies of the trucking business and better serve our customers. We specialize in factoring invoices for both new and existing trucking companies and understand their specific needs.

    As a nationwide transportation factoring company, Saint John Capital only factors invoices within the trucking ... read Saint John Capital reviews & insights

    NA
    50 - 249
    Park Ridge, United States
  • As margins continue to shrink while the cost of keeping drivers on the road is on the rise, trucking companies must find a way to cover their costs of doing business. At Engaged Financial, we help bridge the gap between the point in time in which carrier costs are incurred and when client payment is ... read Engaged Financial reviews & insights

    As margins continue to shrink while the cost of keeping drivers on the road is ... read Engaged Financial reviews & insights

    NA
    10 - 49
    Parkville, United States
  • The team at Alexander Financial Solutions is dedicated to helping small and mid-size business owners achieve their business goals, with several service options designed to make it easy to get access to working capital that can help keep a business running. AFS is a group of financial service professionals that educates and introduces accounts receivable ... read Alexander Financial Solutions reviews & insights

    The team at Alexander Financial Solutions is dedicated to helping small and mid-size business owners ... read Alexander Financial Solutions reviews & insights

    $25 - $49/hr
    2 - 9
    Jersey City, United States
  • We've built our organization on the notion that companies shouldn't have to jump through hoops to get funding. At eCapital, we get you the capital you need, when you need it. That way you can get back to doing great things. Whether that means purchasing new equipment, expanding your team or funding your next big ... read eCapital Corp reviews & insights

    We've built our organization on the notion that companies shouldn't have to jump through hoops ... read eCapital Corp reviews & insights

    NA
    250 - 999
    1993
    Kennesaw, United States
  • PRN Funding is a factoring company that provides financial resources for service and product suppliers in the healthcare and medical fields. PRN Funding purchases your accounts receivable and then provides you with cash to help your healthcare business grow. Factoring with PRN Funding gives you access to immediate cash which allows you to meet payroll, ... read PRN reviews & insights

    PRN Funding is a factoring company that provides financial resources for service and product suppliers ... read PRN reviews & insights

    $25 - $49/hr
    10 - 49
    Cleveland, United States
  • We offer invoice factoring rates as low as .5% and advance rates as high as 99%. No business financials or tax returns required for our factoring programs, funding available as quickly as one business day. Our accounts receivables credit line offers advances up to 90% of accounts receivables along with great interest rates. No bank ... read Capital Quotes reviews & insights

    We offer invoice factoring rates as low as .5% and advance rates as high as ... read Capital Quotes reviews & insights

    $100 - $149/hr
    50 - 249
    Cleveland, United States
  • Infusion Funding LLC provides alternative financing for small business through accounts receivable factoring and purchase order funding. These methods of financing are time tested and readily available. They allow you to keep up with your business growth by providing you the working capital to fill new orders, buy equipment, hire personnel, pay bills, to expand, ... read Infusion Funding reviews & insights

    Infusion Funding LLC provides alternative financing for small business through accounts receivable factoring and purchase ... read Infusion Funding reviews & insights

    $25 - $49/hr
    2 - 9
    Jersey City, United States

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