Top Factoring Companies in the United States

Researched by:Goodfirms Research TeamUpdated:October 8, 2026

Goodfirms has reviewed 214 Factoring Companies in the United States as of October 2026. The top-ranked firm is Dastify Solutions (5.0 stars, 1 verified reviews, NA, founded 2024, Austin). Across the category, the median hourly rate is $25, median client rating is 4.7, and 22% of firms employ 50+ members. Explore the vetted Factoring Companies in the United States below, compare their strengths, and connect with the provider best suited to your requirements.

Goodfirms has verified 214 Factoring Companies in the United States - part of 444+ Factoring Companies, each passing Goodfirms' 4-step verification process (background check, client interviews, portfolio audit, ongoing quality review). Listings marked "Sponsored" are agencies that pay for premium placement - sponsorship does not affect star ratings or review content.

Top 10 at Glance

Compare the highest-ranked firms first side by side.

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Company
Rating
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Hourly Rate
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List of Top Invoice Factoring Services in the United States

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Service
Hourly Rate
Employees
ReviewsAll Companies
Industry
Client Type
  • Specializing in the staffing industry and funding nationally, California based Flexible Funding provides funding only - or funding with back office services. Rates as low as 1% for 60 days. Accounts Receivable financing that is invisible to your customers, and programs designed to help you minimize, and eliminate funding. No long-term contracts, and the fairest ... read Flexible Funding reviews & insights

    Specializing in the staffing industry and funding nationally, California based Flexible Funding provides funding only ... read Flexible Funding reviews & insights

    < $25/hr
    10 - 49
    1992
    San Francisco, United States
  • What can a business do without cash? Not much these days, which is why the most successful businesses choose factoring to resolve cash flow difficulties. With Tri-State Factors, you can get your business growing again and leave the cash flow problem behind. Call Tri-State Factors today for a free, no obligation quote and get your ... read Tri-State Factoring reviews & insights

    What can a business do without cash? Not much these days, which is why the ... read Tri-State Factoring reviews & insights

    $25 - $49/hr
    2 - 9
    Jersey City, United States
  • Invoice factoring, also known as accounts receivable factoring, helps small businesses get paid sooner by providing immediate cash advances for outstanding invoices. Let us match you with one of our invoice factoring companies in minutes. Are you tired of waiting 30, 60 or 90 days for your customers to pay? Invoice factoring companies provides immediate ... read The Factoring Marketplace reviews & insights

    Invoice factoring, also known as accounts receivable factoring, helps small businesses get paid sooner by ... read The Factoring Marketplace reviews & insights

    NA
    2 - 9
    Cleveland, United States
  • Merchant Flow Financial is a direct business funding company focused on providing both expertise and consultative strategies to business funding, equipment financing, real estate funding, investment property financing, bridge loans, investment capital, and so much more. We understand that the world of business is anything but simple and easy. We strive to make our services ... read Merchant Flow reviews & insights

    Merchant Flow Financial is a direct business funding company focused on providing both expertise and ... read Merchant Flow reviews & insights

    $25 - $49/hr
    2 - 9
    Jersey City, United States
  • AeroFund Financial, Inc. is a direct commercial lender specializing in providing accounts receivable financing and factoring for small to medium sized businesses nationwide. As a client of AeroFund, you will have no need to seek investment capital or relinquish equity in your business in order to acquire working capital. Providing capital and professional customer service ... read AeroFund reviews & insights

    AeroFund Financial, Inc. is a direct commercial lender specializing in providing accounts receivable financing and ... read AeroFund reviews & insights

    < $25/hr
    10 - 49
    1987
    San Jose, United States
  • As we understand the Importance of transparency between Client and Customer, QFF provides Online portal in which You can see your daily Invoices purchased, Outstanding as well as money Collected on your Behalf. We believe in Growth, As we are up to date in the Market, we Provide free Consultations to our Clients regarding how ... read Quick Freight Factors reviews & insights

    As we understand the Importance of transparency between Client and Customer, QFF provides Online portal ... read Quick Freight Factors reviews & insights

    $25 - $49/hr
    2 - 9
    Jersey City, United States
  • Our funding is much faster and more flexible than raising equity or bank debt because we fund based on the strength of your receivables or future sales projections. We pride ourselves on being your financial partner – helping you navigate the cash flow challenges inherent in growing companies. Our goal is to let you get ... read Harper Partners reviews & insights

    Our funding is much faster and more flexible than raising equity or bank debt because ... read Harper Partners reviews & insights

    < $25/hr
    2 - 9
    2015
    Los Angeles, United States
  • At AGR Financial, you work with financial professionals with broad experience in the capital markets who understand your business and its unique problems. Since we focus solely on your industry, our solutions are customized to meet your specific needs. We believe in forming long-term relationships with our customers and in becoming a part of their ... read AGR Financial reviews & insights

    At AGR Financial, you work with financial professionals with broad experience in the capital markets ... read AGR Financial reviews & insights

    $25 - $49/hr
    2 - 9
    Jersey City, United States
  • For the last 30 years, PMF has provided Invoice Factoring to its clients for their working capital and cash flow needs by converting invoices into immediate cash. This service is excellent in assisting growing businesses meet their expanding inventories and payrolls.

    For the last 30 years, PMF has provided Invoice Factoring to its clients for their ... read PMFBancorp reviews & insights

    NA
    2 - 9
    Los Angeles, United States
  • ACS Capital Solutions, LLC dba ACS Factors Provides working capital to small businesses in the form of non-recourse factoring.

    ACS Capital Solutions, LLC dba ACS Factors Provides working capital to small businesses in the ... read Advance Capital Solutions reviews & insights

    < $25/hr
    2 - 9
    2014
    Upland, United States
  • Since 1985, Merchant Financial Group has been an industry leader in servicing growing businesses across the world with innovative financial tools and flexibility. Using our four credit departments, Merchant Financial Group offers tremendous resources and services to our clients. Our clients and their customers enjoy the advantages of quick decision making and personal attention that ... read Merchant Financial Group reviews & insights

    Since 1985, Merchant Financial Group has been an industry leader in servicing growing businesses across ... read Merchant Financial Group reviews & insights

    < $25/hr
    50 - 249
    1985
    Los Angeles, United States
  • In 2010, we created NowAccount because we were sick of waiting for our customers to pay. Initially, we celebrated when we landed a big contract, but weeks and weeks would pass and payment would still be outstanding. We needed working capital to continue business operations and our cash was tied up in our invoices.Everyone told ... read NowAccount reviews & insights

    In 2010, we created NowAccount because we were sick of waiting for our customers to ... read NowAccount reviews & insights

    NA
    10 - 49
    2010
    Atlanta, United States
  • Welcome to Simplicity Financial Solutions! We realize the entire invoice factoring process may seem confusing and we want you to know we are here to help. You have choices when selling your invoices – and we want you to be 100% confident in trusting us to assist you every step of the way. We are ... read Simplicity Financial Solutions reviews & insights

    Welcome to Simplicity Financial Solutions! We realize the entire invoice factoring process may seem confusing ... read Simplicity Financial Solutions reviews & insights

    $25 - $49/hr
    2 - 9
    Jersey City, United States
  • Round Table Financial is a nationwide business funding service. We are a leader in providing cash flow solutions to small and medium size businesses across the U.S. Our core service is factoring of invoices and accounts receivable to improve and generate more cash flow. Through strategic alliances in virtually all categories of business funding, in ... read Round Table Financial reviews & insights

    Round Table Financial is a nationwide business funding service. We are a leader in providing ... read Round Table Financial reviews & insights

    < $25/hr
    2 - 9
    2001
    Newport Beach, United States
  • Mercantia is a company focused on providing innovative purchasing solutions to successful and growing lower middle and middle market companies in North America. Middle market companies compete for business worldwide, and yet current Bank or financial products are not providing the solutions needed for this sector. Mercantia is transforming the way companies purchase their goods, ... read Southwest Trade Services reviews & insights

    Mercantia is a company focused on providing innovative purchasing solutions to successful and growing lower ... read Southwest Trade Services reviews & insights

    < $25/hr
    2 - 9
    2007
    Irvine, United States
  • At Alpha Finance Corporation, we pride ourselves in having the fastest and most convenient truck financing operation in the nation. Through our specialized financing program we’ve helped thousands of trucker’s who’ve been previously declined, fulfill their dreams of purchasing a truck of their choice. At Alpha Finance Corporation, we look at you, not your credit ... read Alpha Finance reviews & insights

    At Alpha Finance Corporation, we pride ourselves in having the fastest and most convenient truck ... read Alpha Finance reviews & insights

    $25 - $49/hr
    2 - 9
    Jersey City, United States
  • Since 1995 Primary Funding Corporation has provided financing options to companies unable to secure traditional financing for their business. Our mission is for our clients to become bankable again - meaning that we provide them with a financial solution until companies are able to shift back to traditional financing.

    Since 1995 Primary Funding Corporation has provided financing options to companies unable to secure traditional ... read Primary Funding Corporation reviews & insights

    < $25/hr
    10 - 49
    1995
    San Diego, United States
  • Endeavour is a DoD Trusted Capital provider supporting US Federal Government contractors nationwide. We help companies improve their working capital position to help cover the expenses that every growing business has. We offer cash funding between $1,000 and $10,000,000, and can fund within seven days of receiving a qualified application.

    Endeavour is a DoD Trusted Capital provider supporting US Federal Government contractors nationwide. We help ... read Endeavour Capital Partners reviews & insights

    < $25/hr
    10 - 49
    2019
    Seal Beach, United States
  • To assist businesses seeking non equity funding to refinance, operate, purchase equipment and property, expand, and take the next step in their business journey. As banking’s restrictive lending rules continue, we have partnered with a network of private lenders to open up access to monies necessary for growth. No matter your stage of business, and ... read MBRAC Capital reviews & insights

    To assist businesses seeking non equity funding to refinance, operate, purchase equipment and property, expand, ... read MBRAC Capital reviews & insights

    NA
    10 - 49
    Charlotte, United States
  • At Source Commercial Funding, we are renowned leaders in the commercial finance industry and are here to meet the specific financing needs of your upcoming project. Some of the various financing products we have available in our comprehensive portfolio include small business loans, accounts receivable financing, stock loans, heavy equipment leasing, private equity, joint ventures, ... read Source Commercial Funding reviews & insights

    At Source Commercial Funding, we are renowned leaders in the commercial finance industry and are ... read Source Commercial Funding reviews & insights

    $25 - $49/hr
    2 - 9
    Washington DC, United States
  • Commercial Funding Inc. is a full-service accounts receivable financing company that provides funding solutions for small to mid-sized companies across the United States. We have expertise in a number of key industries that can easily benefit from A/R financing: transportation, oil and gas, construction, commercial waste disposal, staffing, and more. Our goal is to help ... read Commercial Funding reviews & insights

    Commercial Funding Inc. is a full-service accounts receivable financing company that provides funding solutions for ... read Commercial Funding reviews & insights

    NA
    10 - 49
    Salt Lake City, United States
  • Thunder Funding is North America’s premier carrier services and freight factoring company. Ranked as a Top Freight Factoring Company by Truckers Report, Thunder Funding boasts more than 50 years of service to the transportation and logistics industry with factoring, fuel advances, fuel cards, insurance, compliance, and more.

    Thunder Funding is North America’s premier carrier services and freight factoring company. Ranked as a ... read Thunder Funding reviews & insights

    < $25/hr
    50 - 249
    2013
    Carlsbad, United States
  • As a carrier, you face many challenges. Worrying about unpaid invoices should not be one of them. At Financial Carrier Services we want to turn that worry into immediate cash! We practice a no reserve policy which allows us to get you 100% of your money upfront and fast. As soon as 24 hours fast ... read Financial Carrier Services reviews & insights

    As a carrier, you face many challenges. Worrying about unpaid invoices should not be one ... read Financial Carrier Services reviews & insights

    NA
    50 - 249
    Charlotte, United States
  • Velocity Financial, Inc. is a vertically integrated real estate finance specialist that provides innovative financing solutions for 1–4 unit residential rental and small commercial properties since 2004. We operate in a large and highly fragmented market with substantial demand for financing, but one with limited options available to borrowers who do not qualify for more ... read Velocity Financial reviews & insights

    Velocity Financial, Inc. is a vertically integrated real estate finance specialist that provides innovative financing ... read Velocity Financial reviews & insights

    NA
    2 - 9
    1996
    Westlake Village, United States
  • Asset Commercial Credit was founded in 1998 to provide working capital to growing entrepreneurial companies unable to secure new or additional bank financing. The company provides interim source financing allowing clients to achieve a more profitable and sound financial condition. Asset Commercial Credit underwrites, funds and manages its own portfolio of clients. We bring value-added ... read Asset Commercial Credit reviews & insights

    Asset Commercial Credit was founded in 1998 to provide working capital to growing entrepreneurial companies ... read Asset Commercial Credit reviews & insights

    NA
    2 - 9
    1998
    Rocklin, United States
  • Commercial Credit Group Inc., a wholly-owned subsidiary of Commercial Credit, Inc. is an independent, commercial equipment finance company that provides secured loans and leases to small and mid-sized businesses in the construction, fleet transportation, waste, and machine tool and fabrication industries. The company’s sales force is located throughout North America and sources transactions through end-users, ... read Commercial Credit Group reviews & insights

    Commercial Credit Group Inc., a wholly-owned subsidiary of Commercial Credit, Inc. is an independent, commercial ... read Commercial Credit Group reviews & insights

    NA
    50 - 249
    2004
    Charlotte, United States
  • CapFlow Funding Group is a business dedicated to just what our name implies: providing the short-term working capital you need to keep your cash flowing.

    CapFlow Funding Group is a business dedicated to just what our name implies: providing the ... read CapFlow Funding Group reviews & insights

    NA
    10 - 49
    2015
    Jersey City, United States
  • Transportation Funding Group, Inc. finances freight bills for trucking companies nationwide. Our carriers range in fleet size from one truck to more than 100 trucks, with carriers who move a wide variety of freight: dry, hopper, flatbed, specialized, dirt and oil field freight, and more. Flexibility and simplicity are the keys to our success and ... read Transportation Funding Group reviews & insights

    Transportation Funding Group, Inc. finances freight bills for trucking companies nationwide. Our carriers range in ... read Transportation Funding Group reviews & insights

    NA
    10 - 49
    Charlotte, United States
  • RTS Financial and RTS Carrier Services offer an integrated, easy-to-use solution for factoring, fuel discounts and trucking software. We help trucking companies grow faster, control costs and improve efficiency.

    RTS Financial and RTS Carrier Services offer an integrated, easy-to-use solution for factoring, fuel discounts ... read RTS Financial Service reviews & insights

    NA
    2 - 9
    Overland Park, United States
  • Small business owners seeking stability or expansion in this economy need a lending resource to foster their financial success. Banks aren’t lending and money still doesn’t grow on trees. CSI Factoring can be the bridge you need to reach business success.

    Small business owners seeking stability or expansion in this economy need a lending resource to ... read CSI Factoring reviews & insights

    NA
    2 - 9
    Westminster, United States
  • Peachtree Providence Partners brings a unique combination of knowledge, experience, and capabilities with a wide range of corporate and entrepreneurial experience. The founders of Peachtree Providence Partners have more than 100+ years of collective experience in the financial services industry, a demonstrated ability to develop and execute complex strategies, and a track record of proven ... read Peachtree Providence Partners reviews & insights

    Peachtree Providence Partners brings a unique combination of knowledge, experience, and capabilities with a wide ... read Peachtree Providence Partners reviews & insights

    NA
    10 - 49
    Atlanta, United States
  • Millennium Funding offers a wide range of innovative working capital solutions for an infusion of cash that makes the impossible, possible. We’re a group of well-capitalized finance experts and entrepreneurs dedicated to helping businesses succeed now and in the long run. In fact, we have closed $10 billion in transactions in a diverse range of ... read Millennium Funding reviews & insights

    Millennium Funding offers a wide range of innovative working capital solutions for an infusion of ... read Millennium Funding reviews & insights

    < $25/hr
    50 - 249
    1998
    Williamsville, United States
  • While we have national reach, we are a boutique firm that forges individual relationships with each of our clients. Our size allows us to be innovative. We can move faster than larger institutions, and we can adapt and change as you adapt and change. We want to know your business. We want to know your ... read Trust Funding Solution reviews & insights

    While we have national reach, we are a boutique firm that forges individual relationships with ... read Trust Funding Solution reviews & insights

    $50 - $99/hr
    50 - 249
    Boston, United States
  • Pay4Freight is an invoice factoring company located near the Dallas-Fort Worth metroplex in Texas. Though we are a factoring company in Texas we provide factoring services nationwide to owner-operators and trucking companies of all sizes. We have the highest client retention rate in the truck factoring industry. We invite you to read more about us ... read Pay4Freight reviews & insights

    Pay4Freight is an invoice factoring company located near the Dallas-Fort Worth metroplex in Texas. Though ... read Pay4Freight reviews & insights

    NA
    50 - 249
    Flower Mound, United States
  • Universal Funding is a private funding source that has funded thousands of businesses and more than $2 billion since 1998. We believe your business deserves a personal evaluation to help you get the capital you need to manage your business. We know with every new partner comes a history, customer relationships, and employees to support. ... read Universal Funding Corporation reviews & insights

    Universal Funding is a private funding source that has funded thousands of businesses and more ... read Universal Funding Corporation reviews & insights

    < $25/hr
    50 - 249
    1998
    Spokane, United States
  • Clipper Commercial Capital is a widely recognized leader in commercial finance. We work with small, medium, and large size businesses and have a broad portfolio of financial products to provide the capital our clients need.

    Clipper Commercial Capital is a widely recognized leader in commercial finance. We work with small, ... read Clipper Commercial Capital reviews & insights

    $25 - $49/hr
    10 - 49
    Boston, United States
  • We are committed to helping entrepreneurs realize their full potential. We’re entrepreneurs too, and we understand the challenges many companies face. Our principals have been providing specialized financial solutions to small businesses everywhere since the late 1980s banking crisis that stifled traditional lending, and have served as the financial backbone for thousands of companies.

    We are committed to helping entrepreneurs realize their full potential. We’re entrepreneurs too, and we ... read Charter Capital - Invoice Factoring Made Simple reviews & insights

    < $25/hr
    10 - 49
    2001
    Houston, United States
  • 48 Factoring Inc. is a financial services company using proprietary software technology to assess funding risk and create innovative solutions to help small businesses grow. Its unique Factoring 2.0™ financial product is tailored to small, fast-growing companies in need of working capital. As a result, 48 Factoring markets its services directly to small business owners. ... read 48 Factoring reviews & insights

    48 Factoring Inc. is a financial services company using proprietary software technology to assess funding ... read 48 Factoring reviews & insights

    $25 - $49/hr
    10 - 49
    Philadelphia, United States
  • We go above and beyond the services offered by banks—which have strict requirements that most small and medium-size businesses can’t reasonably meet—by operating under a more flexible business model that allows us to provide financing for transactions that would fall outside of a bank’s box. We are committed to helping you increase working capital while ... read Express Trade Capital, Inc. reviews & insights

    We go above and beyond the services offered by banks—which have strict requirements that most ... read Express Trade Capital, Inc. reviews & insights

    < $25/hr
    10 - 49
    1993
    NYC, United States
  • Founded in 2006 and headquartered in NYC, Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, Kapitus is able to provide small businesses the financing they need, when and how it is needed. With ... read Kapitus reviews & insights

    Founded in 2006 and headquartered in NYC, Kapitus is one of the most reliable and ... read Kapitus reviews & insights

    NA
    250 - 999
    2006
    Arlington, United States
  • Trucking is a cash-intensive business; it takes money to make money. If you want to take advantage of profitable business opportunities, your business needs steady and dependable cash flow at all times. If you don't have good cash flow, keeping your trucks on the road becomes much harder and your business could quickly fail.

    Trucking is a cash-intensive business; it takes money to make money. If you want to ... read Cashway Funding reviews & insights

    < $25/hr
    10 - 49
    2013
    Woodstock, United States
  • The VestedIn mission is to serve as an economic engine that facilitates empowerment and wealth building through investment in communities. VestedIn provides business loans, financial services, technical assistance and consumer education in order to create urban communities that are vibrant, diverse and flourishing environments where wealth and economic opportunity is accessible.

    The VestedIn mission is to serve as an economic engine that facilitates empowerment and wealth ... read Vestedin reviews & insights

    $25 - $49/hr
    10 - 49
    Philadelphia, United States
  • America’s Factors provides growth capital primarily to small and medium-sized businesses such as manufacturers, wholesalers, distributors, transportation, staffing, security, and many more industries. The process by which we provide this capital is called “Factoring.” We are in the business of assisting companies with their financial needs to help them reach their maximum growth potential. We ... read America's Factors reviews & insights

    America’s Factors provides growth capital primarily to small and medium-sized businesses such as manufacturers, wholesalers, ... read America's Factors reviews & insights

    $25 - $49/hr
    2 - 9
    Santa Fe Springs, United States
  • Milberg Factors is a private firm focused on factoring and commercial finance. We’re committed to providing clients with the financial resources and personalized attention they require to grow and prosper — based on an entrepreneurial philosophy and set of values that have remained constant in over 75 years of doing business. We’re driven to provide ... read Milberg Factors reviews & insights

    Milberg Factors is a private firm focused on factoring and commercial finance. We’re committed to ... read Milberg Factors reviews & insights

    NA
    50 - 249
    1937
    Winston-Salem, United States
  • G Squared Funding is one of the nation's leading Invoice Factoring Companies. We provide immediate and inexpensive business factoring services. Companies who are happy with our invoice factoring process are more important to us than anything else. Our goal is to make the factoring process as simple and worry-free as possible. We pride ourselves in ... read G Squared Funding reviews & insights

    G Squared Funding is one of the nation's leading Invoice Factoring Companies. We provide immediate ... read G Squared Funding reviews & insights

    < $25/hr
    10 - 49
    Sandy Springs, United States
  • FactorCloud allows factoring companies to reduce costs, increase efficiencies, reduce errors, and lower risk. The easy-to-use Software-as-a-Service (SaaS) solution allows teams to do more with less, and makes every employee’s work life better. We are a preferred vendor of the IFA (International Factoring Association). For more information, visit https://www.factorcloud.com/.

    FactorCloud allows factoring companies to reduce costs, increase efficiencies, reduce errors, and lower risk. The ... read FactorCloud reviews & insights

    < $25/hr
    50 - 249
    2011
    Atlanta, United States
  • We take our results, not ourselves, seriously. So, while we work hard, we also value fun. We recognize, celebrate, and reward success. After all, our success is dependent upon your success. We view leadership as a responsibility shared by all, and believe there is no limit to what we can achieve.

    We take our results, not ourselves, seriously. So, while we work hard, we also value ... read Fleet One Factoring reviews & insights

    NA
    10 - 49
    Nashville, United States
  • Business loans are essential to the modern market and economy, and BG Capital Funding Group has experience financing businesses of all sizes in various industries. Whatever your funding needs are, we work with you to create a customized arrangement. We know how important it is for our clients to get the required capital in a ... read BG Capital Funding Group reviews & insights

    Business loans are essential to the modern market and economy, and BG Capital Funding Group ... read BG Capital Funding Group reviews & insights

    NA
    2 - 9
    2016
    Las Vegas, United States

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