Top Factoring Companies

Researched by:Goodfirms Research TeamUpdated:September 15, 2026

Goodfirms has reviewed 445 Factoring Companies as of September 2026 across 39 countries. The top-ranked firm is Global Access Capital Corp (5.0 stars, 1 verified reviews, NA, Vancouver). Across the category, the median hourly rate is $25, median client rating is 5, and 21% of firms employ 50+ members. Explore the vetted Factoring Companies below, compare their strengths, and connect with the provider best suited to your requirements.

Goodfirms has verified 445 Factoring Companies - part of 18,917+ Business Services Companies reviewed across 39 countries, each passing Goodfirms' 4-step verification process (background check, client interviews, portfolio audit, ongoing quality review). Listings marked "Sponsored" are agencies that pay for premium placement - sponsorship does not affect star ratings or review content.

Top 10 at Glance

Compare the highest-ranked firms first side by side.

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List of Factoring Companies | Top Invoice Factoring Services

Find a Factoring Company Near you
Find a Factoring Company Near you
Service
Hourly Rate
Employees
ReviewsAll Companies
Industry
Client Type
  • Cashbook Finance is an Invoice Finance and Factoring company (B2B lender) established in accordance to the Financial Conduct Authority in the UK. Our company mission is to support the growth of ambitious SMEs who are tired of waiting 30, 60, or 90+ days for payment​.​ After a successful history over the past 10 years in ... read Cashbook Finance reviews & insights

    < $25/hr
    10 - 49
    2017
    London, United Kingdom
  • The suppliers of the Telefónica Group companies have the option of obtaining working capital financing by assigning their invoices to Telefónica Factoring.Telefónica Factoring anticipates the collection of your invoices by providing you with the simplest and most flexible way to obtain funds when your company needs it.According to your needs, a Factoring line designed to ... read Telefonica Factoring reviews & insights

    $25 - $49/hr
    10 - 49
    Sao Paulo, Brazil
  • Katch Investment Group is a dynamic asset management boutique offering innovative investment solutions in a constantly changing and challenging financial market environment.The group was founded by three partners that combine in-depth financial market knowledge, a history of consistent outperformance and strong analytical skills.

    $25 - $49/hr
    10 - 49
    Sao Paulo, Brazil
  • PMF has funded more than $1 Billion US dollars in Invoice Factoring and Trade Financing for over 10,000 SMEs globally. PMF has offices in the HK, U.S. and China with over 100 years of experience with its executive staff. There are few commercial factoring company bank lenders with the knowledge, experience and ability to fund ... read one PMF Capital reviews & insights

    $25 - $49/hr
    10 - 49
    Hong Kong, China
  • On Velotrade’s innovative marketplace, corporates in need of financing use our digital platform to match investors willing to advance funds.Trade finance is a new asset class now accessible to investors. Transactions are short dated and offer high return, low risk: your capital, your decisions.

    $25 - $49/hr
    10 - 49
    Hong Kong, China
  • Globalia Conseil is a brokerage company specializing in the management of the company's accounts receivable. Created in early 2007 by Antoine Dubois and Fabien Ré, its main areas of intervention are factoring and credit insurance. Its job is to identify and measure the risks of non-payment by companies, to provide solutions to combat this risk ... read Globalia Conseil reviews & insights

    < $25/hr
    2 - 9
    2007
    Neuilly sur Seine, France
  • Crédit Agricole Leasing & Factoring, is a major leasing and factoring player in France and in Europe. Crédit Agricole Leasing & Factoring, the expert subsidiary of the Crédit Agricole group, offers specialised financing packages to corporations, professionals, farmers and local authorities. It has operations in 11 countries in Europe and in the Maghreb, with leading ... read Credit Agricole reviews & insights

    < $25/hr
    1,000 - 9,999
    Montrouge, France
  • For more than 20 years, BNP Paribas Factor has supported entrepreneurs through its factoring solutions in France and internationally. By offering a complete factoring offer and a dematerialized payment of invoices in 8 hours, BNP Paribas Factor frees up time for entrepreneurs by supporting them in their financial management. BNP Paribas Factor provides answers to ... read BNP Paribas reviews & insights

    NA
    2 - 9
    Marseille, France
  • BlueVine is on a mission to empower small businesses with innovative banking designed for them. Small businesses deserve accessible and modern financial services, and traditional banks have underserved them for too long. By combining industry-leading technology and security with our team's expertise and care, we help small businesses spend their time on what matters most—the ... read BlueVine reviews & insights

    < $25/hr
    250 - 999
    2013
    Tel Aviv, Israel
  • Novicap's purpose is to help companies grow with financial technology. Since its inception, Novicap has developed technologies that have contributed to innovation in the financial sector. Its Factoring, Supply Chain Finance and Dynamic Discounting solutions have placed Novicap at the forefront of financing and optimisation of working capital management.

    < $25/hr
    50 - 249
    2014
    Amsterdam, Netherlands
  • Traxpay is a fast-growing Supply Chain Finance platform that operates globally from Europe with a multi-bank approach. With the mission to become the "Platform of Choice" for buyers, suppliers and banks, Traxpay enables companies to manage their working capital in a simple, secure and sustainable way using all standard Supply Chain Finance tools.

    NA
    10 - 49
    2009
    Frankfurt, Germany
  • Together, we find the best factoring solution for your business: A personalized solution whatever your business because it is unique and has specific needs Support that can be adjusted from the first months of operation according to the evolution of your needs and your activity An innovative service to finance you in atypical and / ... read Bibby Factor France reviews & insights

    NA
    2 - 9
    Neuilly-sur-Seine, France
  • Flexfin group is a new online business lender with activities in Greece and Cyprus. Flexfin SA is the only independent factoring company in Greece and is regulated by the Central Bank. We help companies cash flow by financing their receivables quickly and efficiently. We are in the exciting process of building our team and are ... read Flexfin reviews & insights

    < $25/hr
    10 - 49
    2017
    Athens, Greece
  • Factoring services in Greece are offered under Law 1905/90, which is fully aligned with the international operational practices, and consist of the following service types, grouped in products.

    NA
    2 - 9
    Athens, Greece
  • The mission of Piraeus Factoring is to provide, through a wide range of factoring products, effective solutions to companies activated both domestically and internationally.

    NA
    2 - 9
    Athens, Greece
  • Our smart online platform was built from the ground up with small businesses in mind. Over 10 years we’ve grown, enhanced our products and gained investment from Barclays Bank, Mouro Capital and Northzone (the investors behind Spotify and iZettle) among others. Our products are as frictionless as possible, so entrepreneurs can unlock finance in just ... read MarketFinance reviews & insights

    < $25/hr
    50 - 249
    2021
    London, United Kingdom
  • The Polish Factors Association is an industry self-government organization representing entities providing factoring services in Poland. One of the most important tasks of PZF is to promote awareness of the benefits of factoring among entrepreneurs. The union also conducts an extensive dialogue for the development of this sector in Poland. The Polish Factors Association has ... read Polski Zwiazek Faktorow reviews & insights

    < $25/hr
    2 - 9
    Warsaw, Poland
  • Stenn provides fast, innovative financing to fill in the funding gaps that arise in international supply chains, solving the working capital needs of suppliers, intermediaries, and buyers of goods. With Stenn, suppliers don’t wait to get paid, and buyers have time to sell goods before payment is due – all independent of banks and without ... read Stenn International reviews & insights

    < $25/hr
    50 - 249
    London, United Kingdom
  • Eurivex is a Cyprus Invesment Firm, regulated by CySEC, license number 114/10. Eurivex specializes in offering solutions for companies wishing to list their shares or bonds on recognized EU stock exchanges, such as the MTF Markets of the Cyprus Stock Exchange and Vienna Stock Exchange under simplified listing rules.

    NA
    2 - 9
    Nicosia, Cyprus
  • UniCredit Factoring is the UniCredit Group company specialized in offering factoring products and services. Present on the market for over 40 years, UniCredit Factoring is one of the companies that has most influenced the development and diffusion of factoring in Italy. UniCredit Factoring has constantly expanded its professional and specialist skills over time , guaranteeing ... read UniCredit Factoring reviews & insights

    NA
    2 - 9
    Milan, Italy
  • Clessidra Factoring SpA is a financial intermediary born in November 2020 on the initiative of Clessidra SGR, a company wholly owned by the Italmobiliare SpA investment holding company. credit, through alternative forms of financing to banking ones. We can satisfy the financial, managerial and insurance needs of our customers thanks to the factoring product, a ... read Clessidra Factoring reviews & insights

    NA
    10 - 49
    Milan, Italy
  • We created SMEO with small and medium-sized entrepreneurs and freelancers in mind. We provide them with an additional source of financing in the form of factoring. Thanks to maintaining financial liquidity, they can calmly start building and developing their company

    $25 - $49/hr
    2 - 9
    Warsaw, Poland
  • Comparator without recourse solutions with recourse for corporate credit transfer | Export Factoring | Reverse Factoring | Corporate Credits | Without Notification #prosoluto #supplychain #Fintech #invoicetrading #PMI #factoring #innovation FIRST COMPARATOR INVOICE TRADING WE HELP YOU MONETIZE YOUR CREDITS

    < $25/hr
    10 - 49
    2016
    Milan, Italy
  • You have a ground breaking idea that needs realising. Solutions from GRENKE have been creating the financial freedom to ensure business success for over 40 years – quickly, simply and with a personal service. Whether you want to lease high-performance IT equipment or keep cash flowing with custom factoring solutions, GRENKE UK can do all ... read GRENKE reviews & insights

    < $25/hr
    1,000 - 9,999
    1978
    Leeds, United Kingdom
  • We shall recover your receivables. Dogmat Systemy Services is one of the first companies in Poland dealing with a comprehensive debt management. And we are not mentioning it here to emphasize that we are pioneers in this business. We are bringing it up because during nearly 20 years of operation we have developed effective procedures, ... read Dogmat Systemy Services reviews & insights

    $25 - $49/hr
    2 - 9
    Grodzisk Wielkopolski, Poland
  • Cash flow is the life blood of any business. Free up cash from your invoices and respond quicker to market opportunities with our factoring solutions.Factoring is right for your business

    NA
    10 - 49
    Port Louis, Mauritius
  • Summar Financial is a factoring services company that specializes in supplying working capital to companies in need of immediate liquidity. We partner with clients to fund and manage their account receivables (A/R) as they increasingly focus on their sales and marketing efforts. Our experience working with small and medium sized businesses guarantees our competitiveness in ... read Summar Financial reviews & insights

    < $25/hr
    50 - 249
    2004
    Miami, United States
  • Verdant Capital completes its third fintech transaction in 2020 with the closing of the final leg of a USD 13 million debt and equity raise for the South African innovative car subscription business, Planet42. The capital raise follows transactions completed by Verdant Capital for innovative productive lease-financing business in East Africa, Tugende and technology-driven SME ... read Verdant Capital reviews & insights

    NA
    10 - 49
    2013
    Port Louis, Mauritius
  • CV Credit has 13 years of experience providing lending solutions and working capital lines to small business owners and middle market companies. As a direct lender, we provide working capital to companies located in North America and South America through our Invoice Factoring, Supply Chain Financing, and Purchase Order Funding programs.

    < $25/hr
    10 - 49
    2003
    Miami, United States
  • We are a Full-Service Business Financing Firm that provides working capital to U.S Company’s. We also work with the best bank and non-bank lenders in the nation in order to provide our clients with access to 20 Business Financing Products. We work with businesses of All Sizes across over 1200 Different Industries.

    NA
    10 - 49
    2018
    Miami, United States
  • ExpoCredit, is a financial services firm headquartered in Miami, Florida, specializing in providing working capital financing to domestic and international companies in need of immediate cash flow. ExpoCredit provides working capital through a portfolio of financial products and services including: factoring, purchase order financing and Inventory financing. Additional services include credit analysis, collections, accounting and ... read ExpoCredit reviews & insights

    < $25/hr
    10 - 49
    2000
    Miami, United States
  • SOLFIN Servicios Financieros was established in 2003 from a prior basis of nearly twenty years of experience in Asset Based Finance.We have an in deep knowledge of the financial sector and profession, very especially in the asset finance for corporations.We collaborate with first level Financial Entities (as much locally as abroad).We have advised or intermediated ... read Solfin reviews & insights

    NA
    10 - 49
    2003
    Barcelona, Spain
  • We offer high advances, same-day funding, free credit research, no start up fees, fuel advances and invoice factoring.

    NA
    2 - 9
    Houston, United States
  • KCL Capital Market Brokers Limited, formerly AIC Capital Market Brokers Limited, has been in operation since October 16, 2003, as a registered securities company regulated by the Securities Exchange Commission of Trinidad & Tobago. On February 1st, 2011 the management team of AIC Capital Market Brokers Limited purchased a 100% ownership interest in the Company. ... read KCL Capital Market Brokers Limited reviews & insights

    NA
    10 - 49
    Carapichaima, Trinidad And Tobago
  • Porter Capital Corporation was founded in 1991 by brothers Marc and Donald Porter in Birmingham, AL. Porter Capital offers working capital solutions to businesses all over the country in a variety of industries. As a direct lender and factoring company, Porter Capital has provided over $6 billion in funding since inception. Porter Capital has expanded ... read Porter Capital reviews & insights

    < $25/hr
    2 - 9
    Birmingham, United States
  • Quasar Capital offers On-demand, flexible, reliable, and fast financing to small businesses in the United States and Canada in a variety of industries. As a direct lender and small business factoring company, Quasar Capital provides custom funding solutions when others can’t in a very reasonable, flexible, and personalized way.

    $25 - $49/hr
    2 - 9
    Dallas, United States
  • We’ve supported small and medium-sized enterprises (SMEs) since 1982 and today we support more than 12,000 businesses worldwide.Our parent company Bibby Line Group has been in business for over two centuries and has companies in financial services, distribution, retail, shipping, marine and construction.We are proud to help businesses, both big and small to grow and ... read Bibby Financial Services reviews & insights

    NA
    10 - 49
    1982
    Liverpool, United Kingdom
  • KD Factors provides receivables financing, invoice factoring and accounts receivable factoring to small and mid sized businesses by providing working capital through the purchase of accounts receivable (factoring). Unlike most factors, we like working with start-up businesses and can offer unique financing strategies to fit individual situations. We realize that one size does not fit ... read KD Factors reviews & insights

    $25 - $49/hr
    2 - 9
    Grapevine, United States
  • Designed specifically for the needs of small and medium businesses, Lendo offers instant short-term finance-against-invoice solutions so your company’s cash flow does not suffer every time you accommodate your client with extended or flexible payment terms.Lendo’s team of fintech experts combine financial expertise with advanced technology to bring you solutions that can turn waiting time ... read Lendo reviews & insights

    $50 - $99/hr
    10 - 49
    Riyadh, Saudi Arabia
  • At SME Invoice Finance, we help UK businesses unlock the cash tied up in unpaid invoices to improve cashflow and support growth. As an independent online comparison site, we make it easy to compare leading invoice finance providers and find the best funding solution for your business needs. Access up to 95% of your invoice ... read SME Invoice Finance reviews & insights

    NA
    10 - 49
    2014
    Mold, United Kingdom
  • Trade Finance Global (TFG) is the leading B2B fintech in trade finance. TFG’s data-led origination platform connects companies with innovative trade and receivables finance solutions from over 300 financial institutions. This is combined with TFG’s award-winning content, informing a global audience of 160k monthly readers (6.2m impressions) – across app, podcasts, videos, magazines and research.

    NA
    50 - 249
    2016
    London, United Kingdom
  • We provide accounts receivable funding to help small businesses turn invoices into cash. Accounts receivable financing helps new businesses and small businesses to bridge the gap by providing funds to cover operating needs, while waiting for outstanding invoices to be paid. Accounts receivable factoring enables businesses to acquire a loan against invoices. These funds can ... read Mazon Associates reviews & insights

    $50 - $99/hr
    2 - 9
    Irving, United States
  • Egypt Factors is the first licensed Egyptian company specialising in factoring services. It has been established on November 14th, 2006, under company registration no. 21145 as a joint stock company equipped with a paid-in capital of USD 25 million.Over the years, Egypt Factors has established a reputation as a company that is extremely responsive to ... read Egypt factors reviews & insights

    $25 - $49/hr
    10 - 49
    Cairo, Egypt
  • To strive to delight our customers through custom-made financial solutions, served through our professional and highly motivated team, committed to excellence. To create shareholder value through stability and above-average returns. To sustain our continued commitment to being a good corporate citizen, and make a positive contribution to the community and the environment.

    < $25/hr
    250 - 999
    1999
    Colombo, Sri Lanka
  • 1st Commercial Credit is one of the largest independent providers of asset-based financial services for small and mid-sized businesses. Since 2001, we have delivered over $5 billion in working capital to more than 3,800 clients, supporting growth across the U.S. and internationally. We offer a complete line of financing solutions, including invoice factoring, inventory finance, ... read 1st Commercial Credit reviews & insights

    NA
    2 - 9
    2001
    Austin, United States
  • Our footprint in Sri Lanka spans every district, from the rural hinterlands to major cities and we have enduring business partnerships with a host of financial and developmental organisations across the world. We have significantly successful financial services investments in Cambodia, Myanmar, Pakistan, Indonesia, the Philippines, Nigeria and Zambia; business operations in Maldives and Sierra ... read LOLC Holdings PLC reviews & insights

    < $25/hr
    250 - 999
    1980
    Colombo, Sri Lanka
  • We are passionate about helping our customers understand and embrace invoice factoring as a useful tool to cash flow success! Our mission is to help businesses solve their cash flow challenges and we have been successfully doing just that since 1985. Our focus is to deliver an excellent customer experience.We strongly believe being an industry ... read Bay View Funding reviews & insights

    NA
    10 - 49
    1985
    San Jose, United States
  • Established in 1998, CapitalPlus Financial Services is a leading provider of accounts receivable financing and materials purchasing for construction companies, general contractors, subcontractors, and disaster recovery providers of all sizes and types.

    NA
    2 - 9
    1990
    Warsaw, Poland

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The Magical Quadrant

Hover any bubble for the firm's exact scores. Filter the view using the controls on the right.

360-PERFORMANCE VIEW (Y) →
0255075100
Industry ContendersIndustry LeadersUpcoming AchieversMarket Influencers
0255075100
CORE COMPETENCIES (X) →

The four quadrants explained

Each card shows the count of firms in that quadrant and the top 5 by composite score.

Industry Leaders
Top-right · Both axes ≥ 50
2FIRMS

Strong on both Core Competencies and 360-Performance. These firms have proven track records, deep specialisation, and solid client outcomes. Default recommendation for most buyers.

Industry Contenders
Top-left · Y ≥ 50, X < 50
2FIRMS

Strong execution but broader service mix. High-quality generalists - good fit if your project crosses multiple disciplines in one engagement.

Top 5 by composite score

1OnHires38 / 742Techunting39 / 52
The Industry Leaders in detail

The 2 highest-scoring firms in the Industry Leaders quadrant. Each has both Core Competencies and 360-Performance ≥ 50. Click any card for the full profile.

How firms are placed on the matrix

Every position on this chart is the output of the Goodfirms ranking algorithm - a weighted composite of signals across two axes. The algorithm is recomputed regularly and is fully documented.

Sponsorship does not affect placement. PRO members receive visible badges and ad placements, but their algorithmic scores are calculated identically to free listings.

Read the full methodology
Algorithm at a glance
1
X-axis (Core Competencies): Service Focus Ratio + Portfolio Depth + Quality + Experience
2
Y-axis (360-Performance): Client Reviews + Market Presence + Goodfirms Score
3
Missing signals are excluded from a firm's score, not substituted with defaults - weights redistribute across remaining inputs
4
Recency decay over the last 18 months keeps stale reviews from dominating
5
Eligibility floor: ≥ 1 published review in this category scope

Where the firms are.

Bubble size shows how many firms each country has; colour shows its average hourly rate. Tap any country for its firm count, average rate, rating, and Value Score.

Loading map…

Average hourly rates by region.

Where you hire affects what you pay by up to 3×. Comparable quality is available across regions - the rate gap between the priciest and cheapest is the single biggest lever on a project budget.

Average hourly rate · USD

INSouth Asia$50/hr$50
ZAAfrica$42/hr$42
UAEastern Europe$40/hr$40
AUOceania$38/hr$38
SGAsia Pacific$34/hr$34
MXLATAM$33/hr$33
USNorth America$31/hr$31
GBWestern Europe$31/hr$31

What the gap actually buys you

The rate gap between the highest- and lowest-cost regions is largely a cost-of-living and labor-market gap - not a quality gap. Top-tier firms in lower-cost regions routinely deliver work competitive with premium markets at a fraction of the cost.

That said, time-zone overlap, language alignment, and IP protection vary by region. Eastern Europe and LATAM hit a sweet spot: meaningful cost savings with same-day overlap for US/EU clients.

~70%

Typical cost savings when moving a $100K/year dev contract from a premium market to a top value destination - comparable skill, comparable delivery quality.

All countries ranked by Value Score.

Every country with 100+ vetted firms in this category, ranked by Value Score.

CountryFirmsAvg RateAvg RatingValue ScoreAction
USUnited States214$31/hr587View firms
USUnited States
214 firms$31/hr5
Value Score87 / 100

Match by work-hour overlap with your team.

Cost matters - but so does being able to actually talk to your developer during your workday. Here are the best destinations for each major hub.

If you're in US (PT/ET)Recommended

Look for nearshore LATAM partners - same-day collaboration, similar time zones, and 50-60% cost savings vs domestic.

MXMexico~7h overlap
ARArgentina~6h overlap
BRBrazil~5h overlap
CACanada~8h overlap
If you're in Europe (CET/GMT)Recommended

Eastern Europe is your sweet spot - 1-2h time zone shift, EU GDPR alignment, and 40-50% lower rates than Western Europe.

PLPoland~8h overlap
UAUkraine~7h overlap
RORomania~7h overlap
ZASouth Africa~8h overlap

How firms are placed on the matrix

Every position on this chart is the output of the Goodfirms ranking algorithm - a weighted composite of signals across two axes. The algorithm is recomputed regularly and is fully documented.

Sponsorship does not affect placement. PRO members receive visible badges and ad placements, but their algorithmic scores are calculated identically to free listings.

Read the full methodology
Algorithm at a glance
1
X-axis (Core Competencies): Service Focus Ratio + Portfolio Depth + Quality + Experience
2
Y-axis (360-Performance): Client Reviews + Market Presence + Goodfirms Score
3
Missing signals are excluded from a firm's score, not substituted with defaults - weights redistribute across remaining inputs
4
Recency decay over the last 18 months keeps stale reviews from dominating
5
Eligibility floor: ≥ 1 published review in this category scope

Found your target region?

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Countries with the best Value Score for business services hiring.

Ranked by a composite score blending firm count (supply), average rating (quality), and median hourly rate (cost). Affordability is weighted highest (50%), so this list surfaces actually affordable destinations rather than just-big markets.

Budget leader
United States · $0-24/hr

80 firms in this tier - more than any other country. Top picks: J D Factors, Factoring Fast, Eagle Business Credit, LLC.

Mid-tier leader
United States · $50-99/hr

2 firms in this tier - more than any other country. Top picks: Mazon Associates, Trust Funding Solution.

Top tier leader
India · $150+/hr

1 firms in this tier - more than any other country. Top picks: Dhruv Container.

Loading heatmap…
Cell intensity (firm density):
Low
High
Best Value marks the densest, highest-rated, most-affordable cell per row

How the heatmap is built

Every cell in the grid above is the count of firms in (place × hourly-rate tier). Firms are placed by their published hourly rate; those without a disclosed rate are not plotted.

Top company names per cell are surfaced by Value Score - a weighted blend of affordability (50%) + rating (35%) + review volume (15%).

The "Best" ribbon marks the cell in each row where firm density, ratings, and affordability line up best - the densest, highest-quality combination.

Read the full methodology
Value Score · per firm
ValueScore = 0.50 × Affordability
+ 0.35 × Rating
+ 0.15 × Review Volume
// All sub-scores normalized 0-100
// Affordability = (1 - rate/$200) × 100
// Rating = (rating - 3) / 2 × 100
// Volume = log10(reviews+1)/log10(200) × 100

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