Top Factoring Companies

Researched by:Goodfirms Research TeamUpdated:September 15, 2026

Goodfirms has reviewed 445 Factoring Companies as of September 2026 across 39 countries. The top-ranked firm is Global Access Capital Corp (5.0 stars, 1 verified reviews, NA, Vancouver). Across the category, the median hourly rate is $25, median client rating is 5, and 21% of firms employ 50+ members. Explore the vetted Factoring Companies below, compare their strengths, and connect with the provider best suited to your requirements.

Goodfirms has verified 445 Factoring Companies - part of 18,917+ Business Services Companies reviewed across 39 countries, each passing Goodfirms' 4-step verification process (background check, client interviews, portfolio audit, ongoing quality review). Listings marked "Sponsored" are agencies that pay for premium placement - sponsorship does not affect star ratings or review content.

Top 10 at Glance

Compare the highest-ranked firms first side by side.

Rank
Company
Rating
Reviews
Hourly Rate
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Founded
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List of Factoring Companies | Top Invoice Factoring Services

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Service
Hourly Rate
Employees
ReviewsAll Companies
Industry
Client Type
  • IFG’s Digital Supply Chain Finance and Digital Invoice Finance Marketplace provides early payment services for businesses as they need it. If you are a supplier, vendor, or just occasionally selling goods or services to your customers/buyers on terms then you no longer need to wait for the payment. Just select your invoice(s), choose the early ... read Interface Financial Group reviews & insights

    $25 - $49/hr
    2 - 9
    Bethesda, United States
  • Express Freight Finance is an independent factoring company that offers just-in-time cash flow, or freight bill factoring to the transportation industry. Our best-in-class service is delivered by trusted industry experts with years of experience servicing motor carrier and freight broker clients alike. We offer custom-designed freight bill funding programs with: competitive pricing; fuel cards; fuel ... read Express Freight Finance reviews & insights

    < $25/hr
    2 - 9
    2015
    Bountiful, United States
  • Arm yourself with a working capital feature which will provide continuous service, transfer risks and cater to sales ledger management. Get the creditworthiness of a portfolio analyzed before entering into a factoring agreement and enjoy a dedicated team of industry professionals to manage the receivables. Also includes Bill, Cheque, Invoice and Instrument discounting facilities which ... read PLC reviews & insights

    < $25/hr
    250 - 999
    2012
    Colombo, Sri Lanka
  • To continuously improve the quality of life of Sri Lankans by providing convenient financial solutions whilst encouraging savings by providing the most friendly and reliable fixed deposit Services within the regulatory framework.

    NA
    1,000 - 9,999
    2004
    Colombo, Sri Lanka
  • At Lease is a (LEASING MANAGEMENT COMPANY) DEALS in all types Leasing Properties.Al Tawfeek Leasing Company “A.T.LEASE” an Egyptian joint stock company established in accordance with the provisions of Law No. 8 of 1997 issuing the Investment Guarantees and Incentives Law and its executive regulations, which had been replaced with Law 176 for year 2018 ... read A.T Lease reviews & insights

    $25 - $49/hr
    10 - 49
    Cairo, Egypt
  • In order to make our vision a reality, we always strive to: To provide innovative financial solutions of highest possible quality at an optimum value. Ensure highest customer focus and dedication to greater customer service. Provide best returns to our stakeholders through the strength of our customer, strategic partner and employee satisfaction.

    < $25/hr
    1,000 - 9,999
    1988
    Colombo, Sri Lanka
  • The Sovereign Fund of Egypt (TSFE) and EFG Hermes Holding S.A.E (EFG Hermes, HRHO on the Egyptian Exchange) are pleased to announce that they have executed agreements to acquire 76% of the capital of Arab Investment Bank (AIB or the Bank). The acquisition will be structured as a capital increase that will increase the paid-in ... read EFG Hermes reviews & insights

    $25 - $49/hr
    10 - 49
    Doqi, Egypt
  • Gateway Commercial Finance’s goal is to become a strategic partner by offering an array of financial products to pre-bankable businesses. Whether they lack the operating history or present financial condition to qualify for traditional financing, Gateway Commercial Finance may have a solution.

    < $25/hr
    2 - 9
    2007
    Delray Beach, United States
  • With us you can get a good deal on leasing cars to your companyWe offer a wide range of commercial leasing - operational leasing, financial leasing, split leasing or leasing of vans. DKK per year, factoring can provide an opportunity to create growth and development.

    NA
    50 - 249
    1935
    Copenhagen, Denmark
  • Contact works based on a collaborative business model, engaging with business partners at various levels to deliver market leading products and services. We always strive to provide clients and business partners with the highest quality service and efficiency, making the financing process seamless and achieving the best possible results. In addition to Contact’s 11 locations ... read Contact reviews & insights

    $25 - $49/hr
    10 - 49
    Mohandessin, Egypt
  • Charter Capital is recognized as one of the hardest working independent factoring companies for small to mid-sized businesses. We offer a complete line of accounts receivable financing, invoice factoring and related cash flow services. We are committed to helping entrepreneurs realize their full potential. We’re entrepreneurs too, and we understand the challenges many companies face. ... read Charter Capital reviews & insights

    < $25/hr
    2 - 9
    Bellaire, United States
  • Catalyst Financial Company can finance your receivables and put your inactive assets to work within 24 hours. Catalyst is a Houston based factoring company for small to medium-sized businesses. Our principals have over 50 years of experience in accounts receivable financing working with a variety of industries.

    $25 - $49/hr
    2 - 9
    Houston, United States
  • For more than 40 years, Societe Generale Factoring has been specialized in Receivables (financing, management and collection, guarantee against unpaid invoices) and in Payables (Supply Chain Finance) to serve, through its wide range of products, startups, VSEs, SMEs, Large Corporates and Organizations. Societe Generale Factoring operates in 42 countries, including 20 via its local subsidiairies. ... read Societe Generale Factoring reviews & insights

    NA
    250 - 999
    1974
    Le Plessis-Bouchard, France
  • Welcome to BEK, a leading financer, finance services and bussiness advisory group in Cairo, Egypt. Our Services cover a multitude of industries, reflecting the diverse nature of Egypt's dynamic emerging economy. BEK's most valuable asset is its network of prominent business experts, all of whom are veteran leaders in their respective fields. Our Experts understand ... read Bk group reviews & insights

    $25 - $49/hr
    10 - 49
    Cairo, Egypt
  • Eurofactor Hispania is a company specialized in factoring that has been operating in the Spanish market since 1990. Eurofactor offers competitive factoring solutions in the domestic and export markets, tailored to the needs of each company. The company is part of the Credit Agricole Leasing & Factoring Group (CAL & F), which groups factoring and ... read Euro Factor reviews & insights

    NA
    10 - 49
    Madrid, Spain
  • The programs offered by Capital Credit are extremely flexible in many different ways. We have receivable funding programs that can meet all of your financial needs and help you meet the operational expense challenges that you come across on a regular basis. We can also help you fill temporary financial voids, or we can become ... read Capital Credit reviews & insights

    $25 - $49/hr
    2 - 9
    Austin, United States
  • Enmaa Finance Company was founded in 2015 as a joint stock company under The Islamic Corporation for the Development of the Private Sector (ICD), Arab Investment Bank (AIBK) and Ayady for Investment and Development Company providing Shari’a compliant leasing and factoring solutions for a wide variety of businesses through improving business cash flow and financing ... read Enmaa Finance reviews & insights

    $100 - $149/hr
    50 - 249
    Cairo, Egypt
  • K.W. Receivables is a factoring firm that provides Texas businesses with instant cash for their commercial accounts receivable. Since 1991 we have helped our clients stabilize their cash flow into a smooth and steady stream while providing the highest quality of service available. Our management has almost 30 years of experience in the factoring industry ... read KW Receivables reviews & insights

    $25 - $49/hr
    2 - 9
    Humble, United States
  • The founders of RapidAdvance are seasoned financial professionals with diverse backgrounds in building and owning successful businesses.

    $25 - $49/hr
    10 - 49
    Detroit, United States
  • Sterling Commercial Credit is a family owned and operated financial service provider specializing in short term commercial lending. Our mission at Sterling is to engineer creative working capital solutions for growth minded Entrepreneurs, allowing them to follow their dream with an industry leading, transparent commercial lending partner.

    $25 - $49/hr
    10 - 49
    Detroit, United States
  • Prestige Capital is a commercial finance company specializing in factoring for Early Stage and Mid-Size companies. We purchase invoices from businesses whose accounts receivable range from $1 million to $250 million in annual sales.

    $25 - $49/hr
    10 - 49
    Southfield, United States
  • “To achieve sustainable growth, in our chosen markets by pursuing our passion for service excellence driven by speed and efficiency, delivered by a highly inspired workforce, coupled with cutting edge technology and bound by best business practices, thereby creating lasting stakeholder value.”

    < $25/hr
    250 - 999
    2013
    Colombo, Sri Lanka
  • abcfinance is een dochteronderneming van het Duitse abcfinance GmbH en is gelieerd aan de Werhahn Gruppe. De Werhahn Gruppe heeft een eigen vermogen van 1,7 miljard en circa 10.000 FTE en is daarmee één van de grootste familiebedrijven in Duitsland. abcfinance GmbH heeft de bankstatus verkregen, waarmee compliance, solvabiliteit en betrouwbaarheid hoog in het vaandel ... read abcfinance B.V. reviews & insights

    < $25/hr
    50 - 249
    1976
    Heiloo, Netherlands
  • Our FAB (Finance Automation for Business) was a crucial step to our success with factoring. Our current AI-powered risk management system is showing what’s possible for safe, risk-free attributes. And our future tech-powered financing tools will continue to make financing easier, faster and more secure.

    < $25/hr
    50 - 249
    2014
    Sint-Oedenrode, Netherlands
  • Finturi is a Dutch Fintech Startup that connects Financiers with Businesses. Financiers can invest in the growth of Dutch SMEs via our unique platform. Finturi uses new technologies such as blockchain and artificial intelligence to make SME financing secure, low-cost, quick and easy. At Finturi, we are a diverse group of experienced and motivated individuals ... read Finturi reviews & insights

    < $25/hr
    10 - 49
    2018
    Amstelveen, Netherlands
  • Sinds 2012 hebben wij reeds honderden ondernemers bijgestaan en kunnen helpen middels onze dienstverlening op het gebied van factoring. Wij kopen uw facturen op de dag van facturatie en betalen op werkdagen binnen 24 uur het volledige factuurbedrag minus vooraf overeengekomen kosten aan u uit. NL Credit Services is niet alleen de ideale partner in ... read NL Credit Services reviews & insights

    NA
    10 - 49
    2011
    Naarden, Netherlands
  • Since 1996, AR Funding has set the standard for professionalism, fairness and dependability in accounts receivable funding and invoice factoring. With over 100 years of combined experience within our Greenville, South Carolina headquarters, our staff works diligently to provide unparalleled service and insight for clients across the U.S.

    NA
    2 - 9
    1996
    Greenville, United States
  • SouthStar Capital is always present to meet your unique cash flow needs. We provide custom finance solutions from our diverse product mix of Accounts Receivable Financing, Asset Based Lending, Purchase Order Financing, Government Contract Financing, Equipment Leasing, DIP Financing, Invoice Factoring, Payroll Funding, Mobilization Funding, and Commercial Real Estate Financing.

    < $25/hr
    50 - 249
    2008
    Greenville, United States
  • Far West Capital's goal is to help business owners find the financing they need to grow their business. You know your business’ potential for growth, and oftentimes, the biggest barrier to growth is funding it until your cash flow catches up. The traditional bank doesn’t always make the best partner for an entrepreneur, and Far ... read Far West Capital reviews & insights

    < $25/hr
    2 - 9
    Austin, United States
  • FSW Funding was founded in 2001 with the goal of offering flexible and affordable factoring programs to small businesses. Since that time, we have grown into a company with an annual factoring volume of approximately $150 million to $200 million, and have become a respected member of the finance community.

    < $25/hr
    2 - 9
    2001
    Phoenix, United States
  • At Commerce Commercial Credit, Inc. we specialize in financing receivables for small to mid-sized businesses. We offer USA based companies a complete line of invoice factoring services, inventory finance, purchase order financing and other related financial services. Commerce Commercial Credit, Inc is a Texas based company located in the city of Austin. We service clients ... read Commerce Commercial Credit reviews & insights

    < $25/hr
    2 - 9
    Austin, United States
  • We provide Factoring and Asset Based Lending to small and medium businesses. We are experienced in financing startup, growth stage and turnaround situations. Our mission is to improve the financial well-being of our clients.

    NA
    2 - 9
    Atlanta, United States
  • Tetra Capital assists transportation companies with their cash flow needs by providing invoice factoring and freight bill factoring services. Tetra Capital has extensive experience providing factoring services to transportation companies of all types and sizes. We understand that not ALL businesses are created equal. Each business is unique and has different needs and objectives. One ... read Tetra Capital reviews & insights

    < $25/hr
    10 - 49
    1986
    Draper, United States
  • Cash flow is the foundation of any business and we provide the money needed to grow, as quickly as a business model will allow. Jason, Talley, and the team have been in the Factoring industry for over 100 years combined and make accounts receivable the key to unlocking the potential of a business.

    < $25/hr
    2 - 9
    2015
    Chattanooga, United States
  • Phoenix Capital Group, LLC specializes in providing factoring services to trucking and transportation companies: Freight factoring, bill factoring, & gas cards. We are a member of both the International Factoring Association and the Commercial Finance Association.

    < $25/hr
    50 - 249
    2001
    Scottsdale, United States
  • Oxford Wise Finance provides financing to business owners in any industry. We deliver the lowest interest rate and most flexible terms in the states. Business owners from coast to coast rely on us to provide the most affordable loan.

    $25 - $49/hr
    2 - 9
    Austin, United States
  • For 60 years, Action Capital Corporation has provided financial support to entrepreneurs. As a privately owned, non-bank financial institution, we "lend to the opportunity" which means that we meet the capital needs of growing businesses through forward-looking asset based lines of credit. ​ Action provides financing against our customers’ accounts receivable that are due from ... read Action Capital reviews & insights

    NA
    2 - 9
    1959
    Atlanta, United States
  • Our team of experts have years of experience in commercial finance both domestically and internationally.With strong backgrounds in equipment financing, invoice factoring, trade financing and working capital, we have put together one of the nation's most experienced group of former business owners, bankers, CFO's and international trade experts in the industry.We have the know-how and ... read Us Financial Company reviews & insights

    $25 - $49/hr
    10 - 49
    Columbus, United States
  • InstaPay provides financial solutions for the eCommerce & transportation industries in the United States. We offer flat rate factoring with same-day payments and no contracts — ever. Sign up today for free and let us take care of your invoices!

    < $25/hr
    2 - 9
    Austin, United States
  • MY Company Funding is a business broker for companies who are looking for leasing/financing for Heavy Equipment, Machine Tools, Aircraft Financing, Office, Equipment, Municipal Financing, Printer Financing, Medical equipment financing, Working Capital Loans, Invoice Factoring payments. We have easy one-page applications and often are getting business funding in less than 24 hours. We have options ... read MY Company Funding reviews & insights

    $25 - $49/hr
    10 - 49
    Columbus, United States
  • CoreFund Capital LLC is a premier provider of financial services, specializing in business financing through invoice factoring services. Our commitment is to our clients by providing them with the cash flow solutions they need using a customized approach and a level of care and service they deserve.

    < $25/hr
    10 - 49
    2015
    Weatherford, United States
  • Our team is comprised of experts from various business and educational backgrounds. This diversity makes our knowledge of this field an asset to business owners. Our staff and executive team come from a background of financing, financial planning and investments. We have worked directly with entrepreneurs and business owners to assist them in acquiring capital ... read Sbooa reviews & insights

    $25 - $49/hr
    10 - 49
    Columbus, United States
  • Working capital for growing companies, American Prudential Capital, Inc. funds emerging and burgeoning commercial b2b companies nation-wide. Factoring, or accounts receivable finance, allows American Prudential Capital, Inc. to fund your company and accelerate your cash flow. American Prudential Capital, Inc. has been in business for 20 years and has the best reputation in the industry ... read American Prudential Capital reviews & insights

    $25 - $49/hr
    2 - 9
    Houston, United States
  • Steelhead Factoring has been providing invoice factoring and cash flow services to businesses across the USA since 1981. Clear and convenient invoice factoring gives your business the cash it needs to grow and prosper.

    < $25/hr
    10 - 49
    1981
    Medford, United States
  • Factoring and A/R lines of credit from $10,000 to $750,000. Small businesses need ongoing access to cash for payroll, materials, inventory, equipment, production, insurance, taxes- it’s the life blood of your operation. When your cash is tied up waiting for customers to pay, your ability to make new sales stops cold. Waiting 60 or 90 ... read Sky Business Credit reviews & insights

    < $25/hr
    2 - 9
    2010
    Downers Grove, United States
  • American Funding Solutions provides alternative funding solutions to small businesses nationwide. We specialize in helping businesses acquire the working capital necessary for growth. We provide funding for daily operations, payroll, taxes, and seasonal demands. We help businesses improve their cash flow and provide working capital without incurring additional debt. Factoring immediately accelerates cash flow and ... read American Funding Solutions reviews & insights

    NA
    2 - 9
    Blue Springs, United States
  • Established in 1995, Sunbelt Finance, LLC has been an industry leader for providing cash flow services to the Transportation Industry by factoring their Accounts Receivables.

    < $25/hr
    10 - 49
    1995
    Jonesboro, United States
  • OTR Capital believes in simple and straightforward transactions, without hidden costs and unfair termination fees and rules. We understand the importance of quick, easy, and reliable payments and strive to provide our clients with the best factoring experience in the business. This focus allows us to build strong, long lasting relationships with our partners built ... read OTR Capital reviews & insights

    NA
    2 - 9
    Atlanta, United States

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The Magical Quadrant

Hover any bubble for the firm's exact scores. Filter the view using the controls on the right.

360-PERFORMANCE VIEW (Y) →
0255075100
Industry ContendersIndustry LeadersUpcoming AchieversMarket Influencers
0255075100
CORE COMPETENCIES (X) →

The four quadrants explained

Each card shows the count of firms in that quadrant and the top 5 by composite score.

Industry Leaders
Top-right · Both axes ≥ 50
2FIRMS

Strong on both Core Competencies and 360-Performance. These firms have proven track records, deep specialisation, and solid client outcomes. Default recommendation for most buyers.

Industry Contenders
Top-left · Y ≥ 50, X < 50
2FIRMS

Strong execution but broader service mix. High-quality generalists - good fit if your project crosses multiple disciplines in one engagement.

Top 5 by composite score

1OnHires38 / 742Techunting39 / 52
The Industry Leaders in detail

The 2 highest-scoring firms in the Industry Leaders quadrant. Each has both Core Competencies and 360-Performance ≥ 50. Click any card for the full profile.

How firms are placed on the matrix

Every position on this chart is the output of the Goodfirms ranking algorithm - a weighted composite of signals across two axes. The algorithm is recomputed regularly and is fully documented.

Sponsorship does not affect placement. PRO members receive visible badges and ad placements, but their algorithmic scores are calculated identically to free listings.

Read the full methodology
Algorithm at a glance
1
X-axis (Core Competencies): Service Focus Ratio + Portfolio Depth + Quality + Experience
2
Y-axis (360-Performance): Client Reviews + Market Presence + Goodfirms Score
3
Missing signals are excluded from a firm's score, not substituted with defaults - weights redistribute across remaining inputs
4
Recency decay over the last 18 months keeps stale reviews from dominating
5
Eligibility floor: ≥ 1 published review in this category scope

Where the firms are.

Bubble size shows how many firms each country has; colour shows its average hourly rate. Tap any country for its firm count, average rate, rating, and Value Score.

Loading map…

Average hourly rates by region.

Where you hire affects what you pay by up to 3×. Comparable quality is available across regions - the rate gap between the priciest and cheapest is the single biggest lever on a project budget.

Average hourly rate · USD

INSouth Asia$50/hr$50
ZAAfrica$42/hr$42
UAEastern Europe$40/hr$40
AUOceania$38/hr$38
SGAsia Pacific$34/hr$34
MXLATAM$33/hr$33
USNorth America$31/hr$31
GBWestern Europe$31/hr$31

What the gap actually buys you

The rate gap between the highest- and lowest-cost regions is largely a cost-of-living and labor-market gap - not a quality gap. Top-tier firms in lower-cost regions routinely deliver work competitive with premium markets at a fraction of the cost.

That said, time-zone overlap, language alignment, and IP protection vary by region. Eastern Europe and LATAM hit a sweet spot: meaningful cost savings with same-day overlap for US/EU clients.

~70%

Typical cost savings when moving a $100K/year dev contract from a premium market to a top value destination - comparable skill, comparable delivery quality.

All countries ranked by Value Score.

Every country with 100+ vetted firms in this category, ranked by Value Score.

CountryFirmsAvg RateAvg RatingValue ScoreAction
USUnited States214$31/hr587View firms
USUnited States
214 firms$31/hr5
Value Score87 / 100

Match by work-hour overlap with your team.

Cost matters - but so does being able to actually talk to your developer during your workday. Here are the best destinations for each major hub.

If you're in US (PT/ET)Recommended

Look for nearshore LATAM partners - same-day collaboration, similar time zones, and 50-60% cost savings vs domestic.

MXMexico~7h overlap
ARArgentina~6h overlap
BRBrazil~5h overlap
CACanada~8h overlap
If you're in Europe (CET/GMT)Recommended

Eastern Europe is your sweet spot - 1-2h time zone shift, EU GDPR alignment, and 40-50% lower rates than Western Europe.

PLPoland~8h overlap
UAUkraine~7h overlap
RORomania~7h overlap
ZASouth Africa~8h overlap

How firms are placed on the matrix

Every position on this chart is the output of the Goodfirms ranking algorithm - a weighted composite of signals across two axes. The algorithm is recomputed regularly and is fully documented.

Sponsorship does not affect placement. PRO members receive visible badges and ad placements, but their algorithmic scores are calculated identically to free listings.

Read the full methodology
Algorithm at a glance
1
X-axis (Core Competencies): Service Focus Ratio + Portfolio Depth + Quality + Experience
2
Y-axis (360-Performance): Client Reviews + Market Presence + Goodfirms Score
3
Missing signals are excluded from a firm's score, not substituted with defaults - weights redistribute across remaining inputs
4
Recency decay over the last 18 months keeps stale reviews from dominating
5
Eligibility floor: ≥ 1 published review in this category scope

Found your target region?

Browse all firms in your chosen country - or let us hand-pick matches based on your project, budget, and time-zone preference.

Get matched firms

Countries with the best Value Score for business services hiring.

Ranked by a composite score blending firm count (supply), average rating (quality), and median hourly rate (cost). Affordability is weighted highest (50%), so this list surfaces actually affordable destinations rather than just-big markets.

Budget leader
United States · $0-24/hr

80 firms in this tier - more than any other country. Top picks: J D Factors, Factoring Fast, Eagle Business Credit, LLC.

Mid-tier leader
United States · $50-99/hr

2 firms in this tier - more than any other country. Top picks: Mazon Associates, Trust Funding Solution.

Top tier leader
India · $150+/hr

1 firms in this tier - more than any other country. Top picks: Dhruv Container.

Loading heatmap…
Cell intensity (firm density):
Low
High
Best Value marks the densest, highest-rated, most-affordable cell per row

How the heatmap is built

Every cell in the grid above is the count of firms in (place × hourly-rate tier). Firms are placed by their published hourly rate; those without a disclosed rate are not plotted.

Top company names per cell are surfaced by Value Score - a weighted blend of affordability (50%) + rating (35%) + review volume (15%).

The "Best" ribbon marks the cell in each row where firm density, ratings, and affordability line up best - the densest, highest-quality combination.

Read the full methodology
Value Score · per firm
ValueScore = 0.50 × Affordability
+ 0.35 × Rating
+ 0.15 × Review Volume
// All sub-scores normalized 0-100
// Affordability = (1 - rate/$200) × 100
// Rating = (rating - 3) / 2 × 100
// Volume = log10(reviews+1)/log10(200) × 100

Found your target region?

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