Top Factoring Companies

Researched by:Goodfirms Research TeamUpdated:September 15, 2026

Goodfirms has reviewed 445 Factoring Companies as of September 2026 across 39 countries. The top-ranked firm is Global Access Capital Corp (5.0 stars, 1 verified reviews, NA, Vancouver). Across the category, the median hourly rate is $25, median client rating is 5, and 21% of firms employ 50+ members. Explore the vetted Factoring Companies below, compare their strengths, and connect with the provider best suited to your requirements.

Goodfirms has verified 445 Factoring Companies - part of 18,917+ Business Services Companies reviewed across 39 countries, each passing Goodfirms' 4-step verification process (background check, client interviews, portfolio audit, ongoing quality review). Listings marked "Sponsored" are agencies that pay for premium placement - sponsorship does not affect star ratings or review content.

Top 10 at Glance

Compare the highest-ranked firms first side by side.

Rank
Company
Rating
Reviews
Hourly Rate
Team Size
Founded
Location
Action

List of Factoring Companies | Top Invoice Factoring Services

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Service
Hourly Rate
Employees
ReviewsAll Companies
Industry
Client Type
  • Round Table Financial is a nationwide business funding service. We are a leader in providing cash flow solutions to small and medium size businesses across the U.S. Our core service is factoring of invoices and accounts receivable to improve and generate more cash flow. Through strategic alliances in virtually all categories of business funding, in ... read Round Table Financial reviews & insights

    < $25/hr
    2 - 9
    2001
    Newport Beach, United States
  • Mercantia is a company focused on providing innovative purchasing solutions to successful and growing lower middle and middle market companies in North America. Middle market companies compete for business worldwide, and yet current Bank or financial products are not providing the solutions needed for this sector. Mercantia is transforming the way companies purchase their goods, ... read Southwest Trade Services reviews & insights

    < $25/hr
    2 - 9
    2007
    Irvine, United States
  • At Alpha Finance Corporation, we pride ourselves in having the fastest and most convenient truck financing operation in the nation. Through our specialized financing program we’ve helped thousands of trucker’s who’ve been previously declined, fulfill their dreams of purchasing a truck of their choice. At Alpha Finance Corporation, we look at you, not your credit ... read Alpha Finance reviews & insights

    $25 - $49/hr
    2 - 9
    Jersey City, United States
  • Since 1995 Primary Funding Corporation has provided financing options to companies unable to secure traditional financing for their business. Our mission is for our clients to become bankable again - meaning that we provide them with a financial solution until companies are able to shift back to traditional financing.

    < $25/hr
    10 - 49
    1995
    San Diego, United States
  • Endeavour is a DoD Trusted Capital provider supporting US Federal Government contractors nationwide. We help companies improve their working capital position to help cover the expenses that every growing business has. We offer cash funding between $1,000 and $10,000,000, and can fund within seven days of receiving a qualified application.

    < $25/hr
    10 - 49
    2019
    Seal Beach, United States
  • To assist businesses seeking non equity funding to refinance, operate, purchase equipment and property, expand, and take the next step in their business journey. As banking’s restrictive lending rules continue, we have partnered with a network of private lenders to open up access to monies necessary for growth. No matter your stage of business, and ... read MBRAC Capital reviews & insights

    NA
    10 - 49
    Charlotte, United States
  • At Source Commercial Funding, we are renowned leaders in the commercial finance industry and are here to meet the specific financing needs of your upcoming project. Some of the various financing products we have available in our comprehensive portfolio include small business loans, accounts receivable financing, stock loans, heavy equipment leasing, private equity, joint ventures, ... read Source Commercial Funding reviews & insights

    $25 - $49/hr
    2 - 9
    Washington DC, United States
  • Commercial Funding Inc. is a full-service accounts receivable financing company that provides funding solutions for small to mid-sized companies across the United States. We have expertise in a number of key industries that can easily benefit from A/R financing: transportation, oil and gas, construction, commercial waste disposal, staffing, and more. Our goal is to help ... read Commercial Funding reviews & insights

    NA
    10 - 49
    Salt Lake City, United States
  • Thunder Funding is North America’s premier carrier services and freight factoring company. Ranked as a Top Freight Factoring Company by Truckers Report, Thunder Funding boasts more than 50 years of service to the transportation and logistics industry with factoring, fuel advances, fuel cards, insurance, compliance, and more.

    < $25/hr
    50 - 249
    2013
    Carlsbad, United States
  • As a carrier, you face many challenges. Worrying about unpaid invoices should not be one of them. At Financial Carrier Services we want to turn that worry into immediate cash! We practice a no reserve policy which allows us to get you 100% of your money upfront and fast. As soon as 24 hours fast ... read Financial Carrier Services reviews & insights

    NA
    50 - 249
    Charlotte, United States
  • Velocity Financial, Inc. is a vertically integrated real estate finance specialist that provides innovative financing solutions for 1–4 unit residential rental and small commercial properties since 2004. We operate in a large and highly fragmented market with substantial demand for financing, but one with limited options available to borrowers who do not qualify for more ... read Velocity Financial reviews & insights

    NA
    2 - 9
    1996
    Westlake Village, United States
  • Asset Commercial Credit was founded in 1998 to provide working capital to growing entrepreneurial companies unable to secure new or additional bank financing. The company provides interim source financing allowing clients to achieve a more profitable and sound financial condition. Asset Commercial Credit underwrites, funds and manages its own portfolio of clients. We bring value-added ... read Asset Commercial Credit reviews & insights

    NA
    2 - 9
    1998
    Rocklin, United States
  • Commercial Credit Group Inc., a wholly-owned subsidiary of Commercial Credit, Inc. is an independent, commercial equipment finance company that provides secured loans and leases to small and mid-sized businesses in the construction, fleet transportation, waste, and machine tool and fabrication industries. The company’s sales force is located throughout North America and sources transactions through end-users, ... read Commercial Credit Group reviews & insights

    NA
    50 - 249
    2004
    Charlotte, United States
  • CapFlow Funding Group is a business dedicated to just what our name implies: providing the short-term working capital you need to keep your cash flowing.

    NA
    10 - 49
    2015
    Jersey City, United States
  • Transportation Funding Group, Inc. finances freight bills for trucking companies nationwide. Our carriers range in fleet size from one truck to more than 100 trucks, with carriers who move a wide variety of freight: dry, hopper, flatbed, specialized, dirt and oil field freight, and more. Flexibility and simplicity are the keys to our success and ... read Transportation Funding Group reviews & insights

    NA
    10 - 49
    Charlotte, United States
  • RTS Financial and RTS Carrier Services offer an integrated, easy-to-use solution for factoring, fuel discounts and trucking software. We help trucking companies grow faster, control costs and improve efficiency.

    NA
    2 - 9
    Overland Park, United States
  • Small business owners seeking stability or expansion in this economy need a lending resource to foster their financial success. Banks aren’t lending and money still doesn’t grow on trees. CSI Factoring can be the bridge you need to reach business success.

    NA
    2 - 9
    Westminster, United States
  • Peachtree Providence Partners brings a unique combination of knowledge, experience, and capabilities with a wide range of corporate and entrepreneurial experience. The founders of Peachtree Providence Partners have more than 100+ years of collective experience in the financial services industry, a demonstrated ability to develop and execute complex strategies, and a track record of proven ... read Peachtree Providence Partners reviews & insights

    NA
    10 - 49
    Atlanta, United States
  • Millennium Funding offers a wide range of innovative working capital solutions for an infusion of cash that makes the impossible, possible. We’re a group of well-capitalized finance experts and entrepreneurs dedicated to helping businesses succeed now and in the long run. In fact, we have closed $10 billion in transactions in a diverse range of ... read Millennium Funding reviews & insights

    < $25/hr
    50 - 249
    1998
    Williamsville, United States
  • While we have national reach, we are a boutique firm that forges individual relationships with each of our clients. Our size allows us to be innovative. We can move faster than larger institutions, and we can adapt and change as you adapt and change. We want to know your business. We want to know your ... read Trust Funding Solution reviews & insights

    $50 - $99/hr
    50 - 249
    Boston, United States
  • Pay4Freight is an invoice factoring company located near the Dallas-Fort Worth metroplex in Texas. Though we are a factoring company in Texas we provide factoring services nationwide to owner-operators and trucking companies of all sizes. We have the highest client retention rate in the truck factoring industry. We invite you to read more about us ... read Pay4Freight reviews & insights

    NA
    50 - 249
    Flower Mound, United States
  • Universal Funding is a private funding source that has funded thousands of businesses and more than $2 billion since 1998. We believe your business deserves a personal evaluation to help you get the capital you need to manage your business. We know with every new partner comes a history, customer relationships, and employees to support. ... read Universal Funding Corporation reviews & insights

    < $25/hr
    50 - 249
    1998
    Spokane, United States
  • Clipper Commercial Capital is a widely recognized leader in commercial finance. We work with small, medium, and large size businesses and have a broad portfolio of financial products to provide the capital our clients need.

    $25 - $49/hr
    10 - 49
    Boston, United States
  • We are committed to helping entrepreneurs realize their full potential. We’re entrepreneurs too, and we understand the challenges many companies face. Our principals have been providing specialized financial solutions to small businesses everywhere since the late 1980s banking crisis that stifled traditional lending, and have served as the financial backbone for thousands of companies.

    < $25/hr
    10 - 49
    2001
    Houston, United States
  • 48 Factoring Inc. is a financial services company using proprietary software technology to assess funding risk and create innovative solutions to help small businesses grow. Its unique Factoring 2.0™ financial product is tailored to small, fast-growing companies in need of working capital. As a result, 48 Factoring markets its services directly to small business owners. ... read 48 Factoring reviews & insights

    $25 - $49/hr
    10 - 49
    Philadelphia, United States
  • We go above and beyond the services offered by banks—which have strict requirements that most small and medium-size businesses can’t reasonably meet—by operating under a more flexible business model that allows us to provide financing for transactions that would fall outside of a bank’s box. We are committed to helping you increase working capital while ... read Express Trade Capital, Inc. reviews & insights

    < $25/hr
    10 - 49
    1993
    NYC, United States
  • Founded in 2006 and headquartered in NYC, Kapitus is one of the most reliable and respected names in small business financing. As both a direct lender and a marketplace built with a trusted network of lending partners, Kapitus is able to provide small businesses the financing they need, when and how it is needed. With ... read Kapitus reviews & insights

    NA
    250 - 999
    2006
    Arlington, United States
  • Trucking is a cash-intensive business; it takes money to make money. If you want to take advantage of profitable business opportunities, your business needs steady and dependable cash flow at all times. If you don't have good cash flow, keeping your trucks on the road becomes much harder and your business could quickly fail.

    < $25/hr
    10 - 49
    2013
    Woodstock, United States
  • The VestedIn mission is to serve as an economic engine that facilitates empowerment and wealth building through investment in communities. VestedIn provides business loans, financial services, technical assistance and consumer education in order to create urban communities that are vibrant, diverse and flourishing environments where wealth and economic opportunity is accessible.

    $25 - $49/hr
    10 - 49
    Philadelphia, United States
  • America’s Factors provides growth capital primarily to small and medium-sized businesses such as manufacturers, wholesalers, distributors, transportation, staffing, security, and many more industries. The process by which we provide this capital is called “Factoring.” We are in the business of assisting companies with their financial needs to help them reach their maximum growth potential. We ... read America's Factors reviews & insights

    $25 - $49/hr
    2 - 9
    Santa Fe Springs, United States
  • Milberg Factors is a private firm focused on factoring and commercial finance. We’re committed to providing clients with the financial resources and personalized attention they require to grow and prosper — based on an entrepreneurial philosophy and set of values that have remained constant in over 75 years of doing business. We’re driven to provide ... read Milberg Factors reviews & insights

    NA
    50 - 249
    1937
    Winston-Salem, United States
  • G Squared Funding is one of the nation's leading Invoice Factoring Companies. We provide immediate and inexpensive business factoring services. Companies who are happy with our invoice factoring process are more important to us than anything else. Our goal is to make the factoring process as simple and worry-free as possible. We pride ourselves in ... read G Squared Funding reviews & insights

    < $25/hr
    10 - 49
    Sandy Springs, United States
  • FactorCloud allows factoring companies to reduce costs, increase efficiencies, reduce errors, and lower risk. The easy-to-use Software-as-a-Service (SaaS) solution allows teams to do more with less, and makes every employee’s work life better. We are a preferred vendor of the IFA (International Factoring Association). For more information, visit https://www.factorcloud.com/.

    < $25/hr
    50 - 249
    2011
    Atlanta, United States
  • We take our results, not ourselves, seriously. So, while we work hard, we also value fun. We recognize, celebrate, and reward success. After all, our success is dependent upon your success. We view leadership as a responsibility shared by all, and believe there is no limit to what we can achieve.

    NA
    10 - 49
    Nashville, United States
  • Business loans are essential to the modern market and economy, and BG Capital Funding Group has experience financing businesses of all sizes in various industries. Whatever your funding needs are, we work with you to create a customized arrangement. We know how important it is for our clients to get the required capital in a ... read BG Capital Funding Group reviews & insights

    NA
    2 - 9
    2016
    Las Vegas, United States
  • Waiting to get paid by your debtors can cost you time and money. The longer it takes to collect on your accounts receivable, the longer it takes to make payroll, to fill new purchase orders or acquire much needed inventory. BFC purchases existing client receivables at a discount and advances up to 80% of the ... read Business Finance Corporation reviews & insights

    NA
    2 - 9
    2001
    Las Vegas, United States
  • With factoring all your loads become “quick pay” but with a much less expensive rate than traditional quick pay. Your invoices are submitted to NTF and we fund an advance amount on your invoices the day we receive them. We can fund your invoice in multiple ways including ACH Direct Deposit, EFS Check or EFS ... read Nationwide Transport Finance reviews & insights

    NA
    10 - 49
    1986
    Las Vegas, United States
  • Working hard to ensure our clients are more than satisfied in every interaction is our goal. We know that we are lucky to have the opportunity to work with all of our clients. TRUST and RESPECT are two intangibles we must continually earn the right to keep. Consistency, reliability, due diligence, and fighting for our ... read Out source financial services reviews & insights

    $25 - $49/hr
    10 - 49
    Denver, United States
  • BeneFactor offers you a fast, flexible and easy financing option for your business through the purchase of your invoices. With funds from BeneFactor, you can manage all of the issues which result from your growth and success: payroll for existing and new employees, the purchase of supplies (with the opportunity for cash discounts), cash requirements ... read Bene Factor reviews & insights

    $25 - $49/hr
    50 - 249
    Denver, United States
  • P2Binvestor is the leading marketplace lender for $500K to $10M A/R and inventory lines of credit for businesses that can't get traditional bank financing. P2Binvestor allows these companies to leverage our easy-to-use online platform to receive financing from P2Bi's crowd of accredited investors and community bank partners. This scalable, growth capital helps these thriving businesses ... read P2B Investor reviews & insights

    $25 - $49/hr
    10 - 49
    Denver, United States
  • PlattPointe Capital opens the door to affordable financing for growing businesses, real estate investors and developers.PlattPointe Capital was founded out of a passion for helping Small and Mid-Size Enterprises (SMEs), real estate investors and developers reach their next phase of growth, where together, we can help them thrive. PlattPointe seeks to step in and fill ... read Platt Pointe Capital reviews & insights

    $25 - $49/hr
    10 - 49
    Denver, United States
  • Intrepid Finance & Venture is an Indiana based finance and venture company. We provide financing and venture capital to companies in various stages of growth. The companies we partner with are primarily technology and transportation/logistics companies.

    $25 - $49/hr
    10 - 49
    Fishers, United States
  • At Flex Capital, our financial experts work diligently to provide secure, stable loans for new and growing businesses. We maintain a comprehensive product portfolio that provides extensive lending options for investments of all sizes. Our team consists of some of the best commercial finance leaders in the industry, helping your business make the smart decisions ... read Flex Capital reviews & insights

    $25 - $49/hr
    10 - 49
    Noblesville, United States
  • AmeriFactors provides the most expedient, reliable and rate competitive factoring services to clients worldwide. AmeriFactors turns account receivables into immediate cash flow. We pay as quickly as 24 hours and will also transfer up to 98% of invoice face value.

    < $25/hr
    10 - 49
    1990
    Celebration, United States
  • Since 1979, American Receivable has provided small businesses with the financial resources they need to grow, increase inventory, make payroll on time and effectively compete in the marketplace. We do this by speeding up cash flow that you have tied up in accounts receivable. Factoring is simply turning over your accounts receivable in exchange for ... read American Receivable reviews & insights

    NA
    2 - 9
    1979
    Dallas, United States
  • Plus Funding Group provides financing solutions for small and medium sized businesses that do not have access to traditional bank funding. Plus Funding Group is a direct funding source and specializes in Accounts Receivable Financing and Factoring.

    NA
    2 - 9
    NYC, United States
  • Aladdin Companies formed with a mission of providing personalized, relationship-based financial services as an investment in the success of our business partners. We’re based in Sioux Falls, SD, and our roots are in the trucking industry. Our backbone is a small, diligent, hardworking staff that makes your business needs its utmost priority. We value the ... read Aladdin Companies reviews & insights

    NA
    2 - 9
    Spearfish, United States
  • FactorMatch is our proprietary process for evaluating how you rank the most important aspects of a factoring program. We get input from you across 8 different components and then analyze what you want against a database of available factoring programs. The result is that in a matter of seconds we can help you identify the ... read 5 Star Freight Factoring reviews & insights

    $25 - $49/hr
    2 - 9
    Dallas, United States

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The Magical Quadrant

Hover any bubble for the firm's exact scores. Filter the view using the controls on the right.

360-PERFORMANCE VIEW (Y) →
0255075100
Industry ContendersIndustry LeadersUpcoming AchieversMarket Influencers
0255075100
CORE COMPETENCIES (X) →

The four quadrants explained

Each card shows the count of firms in that quadrant and the top 5 by composite score.

Industry Leaders
Top-right · Both axes ≥ 50
2FIRMS

Strong on both Core Competencies and 360-Performance. These firms have proven track records, deep specialisation, and solid client outcomes. Default recommendation for most buyers.

Industry Contenders
Top-left · Y ≥ 50, X < 50
2FIRMS

Strong execution but broader service mix. High-quality generalists - good fit if your project crosses multiple disciplines in one engagement.

Top 5 by composite score

1OnHires38 / 742Techunting39 / 52
The Industry Leaders in detail

The 2 highest-scoring firms in the Industry Leaders quadrant. Each has both Core Competencies and 360-Performance ≥ 50. Click any card for the full profile.

How firms are placed on the matrix

Every position on this chart is the output of the Goodfirms ranking algorithm - a weighted composite of signals across two axes. The algorithm is recomputed regularly and is fully documented.

Sponsorship does not affect placement. PRO members receive visible badges and ad placements, but their algorithmic scores are calculated identically to free listings.

Read the full methodology
Algorithm at a glance
1
X-axis (Core Competencies): Service Focus Ratio + Portfolio Depth + Quality + Experience
2
Y-axis (360-Performance): Client Reviews + Market Presence + Goodfirms Score
3
Missing signals are excluded from a firm's score, not substituted with defaults - weights redistribute across remaining inputs
4
Recency decay over the last 18 months keeps stale reviews from dominating
5
Eligibility floor: ≥ 1 published review in this category scope

Where the firms are.

Bubble size shows how many firms each country has; colour shows its average hourly rate. Tap any country for its firm count, average rate, rating, and Value Score.

Loading map…

Average hourly rates by region.

Where you hire affects what you pay by up to 3×. Comparable quality is available across regions - the rate gap between the priciest and cheapest is the single biggest lever on a project budget.

Average hourly rate · USD

INSouth Asia$50/hr$50
ZAAfrica$42/hr$42
UAEastern Europe$40/hr$40
AUOceania$38/hr$38
SGAsia Pacific$34/hr$34
MXLATAM$33/hr$33
USNorth America$31/hr$31
GBWestern Europe$31/hr$31

What the gap actually buys you

The rate gap between the highest- and lowest-cost regions is largely a cost-of-living and labor-market gap - not a quality gap. Top-tier firms in lower-cost regions routinely deliver work competitive with premium markets at a fraction of the cost.

That said, time-zone overlap, language alignment, and IP protection vary by region. Eastern Europe and LATAM hit a sweet spot: meaningful cost savings with same-day overlap for US/EU clients.

~70%

Typical cost savings when moving a $100K/year dev contract from a premium market to a top value destination - comparable skill, comparable delivery quality.

All countries ranked by Value Score.

Every country with 100+ vetted firms in this category, ranked by Value Score.

CountryFirmsAvg RateAvg RatingValue ScoreAction
USUnited States214$31/hr587View firms
USUnited States
214 firms$31/hr5
Value Score87 / 100

Match by work-hour overlap with your team.

Cost matters - but so does being able to actually talk to your developer during your workday. Here are the best destinations for each major hub.

If you're in US (PT/ET)Recommended

Look for nearshore LATAM partners - same-day collaboration, similar time zones, and 50-60% cost savings vs domestic.

MXMexico~7h overlap
ARArgentina~6h overlap
BRBrazil~5h overlap
CACanada~8h overlap
If you're in Europe (CET/GMT)Recommended

Eastern Europe is your sweet spot - 1-2h time zone shift, EU GDPR alignment, and 40-50% lower rates than Western Europe.

PLPoland~8h overlap
UAUkraine~7h overlap
RORomania~7h overlap
ZASouth Africa~8h overlap

How firms are placed on the matrix

Every position on this chart is the output of the Goodfirms ranking algorithm - a weighted composite of signals across two axes. The algorithm is recomputed regularly and is fully documented.

Sponsorship does not affect placement. PRO members receive visible badges and ad placements, but their algorithmic scores are calculated identically to free listings.

Read the full methodology
Algorithm at a glance
1
X-axis (Core Competencies): Service Focus Ratio + Portfolio Depth + Quality + Experience
2
Y-axis (360-Performance): Client Reviews + Market Presence + Goodfirms Score
3
Missing signals are excluded from a firm's score, not substituted with defaults - weights redistribute across remaining inputs
4
Recency decay over the last 18 months keeps stale reviews from dominating
5
Eligibility floor: ≥ 1 published review in this category scope

Found your target region?

Browse all firms in your chosen country - or let us hand-pick matches based on your project, budget, and time-zone preference.

Get matched firms

Countries with the best Value Score for business services hiring.

Ranked by a composite score blending firm count (supply), average rating (quality), and median hourly rate (cost). Affordability is weighted highest (50%), so this list surfaces actually affordable destinations rather than just-big markets.

Budget leader
United States · $0-24/hr

80 firms in this tier - more than any other country. Top picks: J D Factors, Factoring Fast, Eagle Business Credit, LLC.

Mid-tier leader
United States · $50-99/hr

2 firms in this tier - more than any other country. Top picks: Mazon Associates, Trust Funding Solution.

Top tier leader
India · $150+/hr

1 firms in this tier - more than any other country. Top picks: Dhruv Container.

Loading heatmap…
Cell intensity (firm density):
Low
High
Best Value marks the densest, highest-rated, most-affordable cell per row

How the heatmap is built

Every cell in the grid above is the count of firms in (place × hourly-rate tier). Firms are placed by their published hourly rate; those without a disclosed rate are not plotted.

Top company names per cell are surfaced by Value Score - a weighted blend of affordability (50%) + rating (35%) + review volume (15%).

The "Best" ribbon marks the cell in each row where firm density, ratings, and affordability line up best - the densest, highest-quality combination.

Read the full methodology
Value Score · per firm
ValueScore = 0.50 × Affordability
+ 0.35 × Rating
+ 0.15 × Review Volume
// All sub-scores normalized 0-100
// Affordability = (1 - rate/$200) × 100
// Rating = (rating - 3) / 2 × 100
// Volume = log10(reviews+1)/log10(200) × 100

Found your target region?

Browse all business services firms in your chosen country - or let our AI hand-pick 3 matches based on your project, budget, and time-zone preference.

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