Top Factoring Companies

Researched by:Goodfirms Research TeamUpdated:September 15, 2026

Goodfirms has reviewed 445 Factoring Companies as of September 2026 across 39 countries. The top-ranked firm is Global Access Capital Corp (5.0 stars, 1 verified reviews, NA, Vancouver). Across the category, the median hourly rate is $25, median client rating is 5, and 21% of firms employ 50+ members. Explore the vetted Factoring Companies below, compare their strengths, and connect with the provider best suited to your requirements.

Goodfirms has verified 445 Factoring Companies - part of 18,917+ Business Services Companies reviewed across 39 countries, each passing Goodfirms' 4-step verification process (background check, client interviews, portfolio audit, ongoing quality review). Listings marked "Sponsored" are agencies that pay for premium placement - sponsorship does not affect star ratings or review content.

Top 10 at Glance

Compare the highest-ranked firms first side by side.

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Company
Rating
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Hourly Rate
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List of Factoring Companies | Top Invoice Factoring Services

Find a Factoring Company Near you
Find a Factoring Company Near you
Service
Hourly Rate
Employees
ReviewsAll Companies
Industry
Client Type
  • Factoring is a cash-flow solution tailored to companies in need of short-term support to sustain and grow their businesses. With this product, Integra will actually purchase the accounts receivable of your company, providing cash available for use that day. It is a solution that provides immediate liquidity and gives companies the ability to run their ... read Integra Funding Solutions reviews & insights

    NA
    2 - 9
    Fort Worth, United States
  • Interstate Billing Service has emerged as an industry leader in managing commercial accounts receivable by providing unmatched customer service at competitive prices. Founded in Decatur, Alabama in 1984 with only 5 employees, Interstate Billing Service has grown to employ more than 130 people. Together we service over 500 clients with annual receivables exceeding $2.4 billion, ... read Interstate Billing Service reviews & insights

    NA
    250 - 999
    1984
    Decatur, United States
  • Camel Financial, Inc. has collaborated with numerous small and medium-sized businesses with asset-based financing for over 30 years. We are willingly to learn and understand your company’s goals. With hard work, innovative alternatives can be provided as opposed to standard banking criteria. We are here to support companies who have been turned away from banks ... read Camel Financial reviews & insights

    < $25/hr
    2 - 9
    1988
    Tustin, United States
  • For over 25 years, the professionals at Business Finance Solutions have helped small to mid-sized businesses find and secure working capital, asset-based loans, invoice financing, factoring, commercial real estate loans, purchase order financing, M&A transaction financing, letters of credit and other business finance solutions for their growing companies. Business Finance Solutions has secured over $400 ... read Business Finance Solutions reviews & insights

    $25 - $49/hr
    2 - 9
    Austin, United States
  • ® is a direct financial service provider that specializes in the Factoring of invoice receivables for companies that maintain commercial accounts receivables. Simply put, the only criteria is that your receivables be from other businesses. We handle a multitude of different sectors and our primary focus is on companies seeking 10 million dollars and under ... read Factor King reviews & insights

    NA
    10 - 49
    NYC, United States
  • Tacoma Capital aims to help small and middle-market companies grow financially and gain independence when traditional banks and financial providers can’t or won’t help. Our invoice factoring services help gain access to working capital and keep your business running. We help a diverse variety of companies in different industries get the cash needed to thrive ... read Tacoma Capital reviews & insights

    < $25/hr
    10 - 49
    2016
    Wichita, United States
  • Prairie Business Credit is a financial resource and consultant to gutsy, committed businesses, to help them grow and thrive in creative and responsible ways. We get it. We started as a small business, we understand what it takes to succeed and we'll work with you to make sure your business continues to soar. ​ As ... read Prairie Business Credit reviews & insights

    $25 - $49/hr
    2 - 9
    Naperville, United States
  • As one of the leading Boulder Colorado Factoring Companies, CSI Factoring provides Invoice Factoring and Business Factoring Services in Boulder, Denver and surrounding Colorado cities.CSI Factoring specializes in customized factoring facilities for small business owners and commercial borrowers. We provide our clients with much needed cash flow and the working capital they need to succeed.We ... read Boulder Colorado Factoring reviews & insights

    NA
    2 - 9
    2010
    Westminster, United States
  • Diversified Lenders specializes in providing capital to commercial business and governmental entities across the United States.

    NA
    2 - 9
    Lubbock, United States
  • Our size allows us to personally meet and establish a meaningful relationship with every factoring client we serve. We encourage clients and prospective clients to stop in our office or call/text/email any time during regular business hours, where you will be greeted by our welcoming staff. Also, when you call Concept Financial, you can expect ... read Concept Financial Group reviews & insights

    NA
    10 - 49
    Minneapolis, United States
  • New Century Financial (“NCF”) was founded in 1985 and has grown over the years into an innovative Houston-based private financial services organization, servicing privately held businesses through a major factoring company and a private equity firm. The factoring arm provides financing for businesses across the U.S. through the purchase of accounts receivable at a discount, ... read New Century Financial reviews & insights

    < $25/hr
    10 - 49
    1985
    The Woodlands, United States
  • Commonwealth Capital provides businesses with working capital by advancing cash on their accounts receivable, making that capital available as sales happen. We provide capital for businesses that want to convert their commercial accounts receivable into cash. Based in the Twin Cities of Minneapolis–St. Paul, we provide our clients with many advantages over our national competitors. ... read CommonWealth Capital reviews & insights

    NA
    10 - 49
    2011
    Minneapolis, United States
  • Freight Factoring Specialists (FFS) offers much more than a transportation factoring company, as we see you and all of our drivers as a member of our family, with our company’s value focused on service, superior invoicing rates and values that hit home.

    NA
    2 - 9
    Hollywood, United States
  • We are Partners Funding, Inc., an independently owned Invoice Factoring company, headquartered in Fairmont, Minnesota. Partners Funding is built on a framework of honesty, integrity and outstanding customer service.

    NA
    10 - 49
    Fairmont, United States
  • If your small business sells products or services on an invoice basis, you may be constantly looking for continuous streams of cash flow. Look no further, as AK Capital Finance will purchase your open invoices on a discounted basis, thereby granting you the liquidity you need to grow with the competition without incurring extensive debt.

    < $25/hr
    2 - 9
    Allouez, United States
  • Sallyport Commercial Finance is an independently owned and operated, specialty finance company focused on providing entrepreneurs with working capital management solutions for their small and medium sized businesses, which help them to drive growth and achieve their business hopes and dreams.

    < $25/hr
    10 - 49
    Sugar Land, United States
  • Great Plains knows what it takes to keep trucks on the road. Turn your outstanding invoices into a positive checkbook balance with Great Plains’ invoice factoring services. Our highly efficient factoring methods use the latest technology which means a faster deposit for you, usually WITHIN 24 HOURS! You have completed your services, why wait to ... read Great Plains reviews & insights

    NA
    10 - 49
    Fairmont, United States
  • We have been blessed to grow up in rural areas and have our families involved in trucking. It gives us the confidence to help our clients solve real problems with realistic expectations and results. We pride ourselves on being customer service driven, going the extra mile so you can see the real value of a ... read Integrity Factoring reviews & insights

    NA
    10 - 49
    Troy, United States
  • Factoring helps small businesses get working capital by selling accounts receivable, or invoices, to a commercial financial company known as a "factor." The goal is for your business to receive cash more quickly than waiting for customer payments. Factoring is very common in certain industries, such as the clothing industry, where long receivables are part ... read Kabbage reviews & insights

    $25 - $49/hr
    2 - 9
    Atlanta, United States
  • Established in 1993, CJM Financial, Inc. is a factoring company headquartered in Ankeny, Iowa providing Accounts Receivable and invoice financing within most industries throughout the United States. CJM Financial builds customized finance and business solutions that enable our clients to increase their cash flow and help shield them from bad debt while assisting the growth ... read CJM Financial reviews & insights

    NA
    10 - 49
    1950
    Ankeny, United States
  • Elite Factoring is a business financing company located in Saint Louis, Mo. We work with business owners & real estate investors to secure financing here in Missouri and nationwide. We are committed to providing you the best possible service and we want you to be 100% confident in trusting us to assist you every step ... read elitefactoring reviews & insights

    $25 - $49/hr
    10 - 49
    St. Louis, United States
  • FirstLine Funding Group (FFG) is the Factoring Division of First Bank & Trust, providing a full-service Factor with all the back-office support for our valued clients.

    NA
    2 - 9
    Spearfish, United States
  • The roots for Lone Oak Payroll began more than a decade ago with the goal of helping small businesses grow and succeed. We offer the opportunity for higher margins with low cost and less paperwork to give you more time to focus on growing your business. With a highly dedicated staff trained in payroll funding ... read Lone Oak Payroll reviews & insights

    NA
    2 - 9
    2017
    Minneapolis, United States
  • In the world of manufacturing and distribution, cash flow is king. Without the cash on hand to fund purchase orders and fulfill contracts, growth is stifled and your customer relationships can be at stake.

    NA
    2 - 9
    NYC, United States
  • ENGS Commercial Capital offers a complete portfolio of Working Capital and Accounts Receivable Financing solutions for business-to-business companies across the U.S. and Canada

    < $25/hr
    10 - 49
    Birmingham, United States
  • Global Receivables Insurance Solutions has structured risk mitigation and financing programs for the accounts receivable. By allowing GRI to work for you, we will make sure you receive the most aggressive pricing in the marketplace.GRI has complete access to all reputable risk mitigation markets, giving your firm additional leverage when sourcing a protection solution. Unlike ... read GRI Solutions reviews & insights

    $25 - $49/hr
    10 - 49
    Los Angeles, United States
  • “CarrierNet Group Financial strives to provide a perfected financing solution that focuses on helping transportation providers grow their business. Our personal customer service, simple financing options, years of unique experience, and determined passion for transportation ensures that our customers always have the financial confidence needed to set themselves apart from the competition. Family values and ... read CarrierNet reviews & insights

    < $25/hr
    10 - 49
    2001
    Spearfish, United States
  • We help businesses meet payroll (pay bills, etc.) by providing cash advances on their outstanding invoices. Factoring and Accounts Receivables Funding.

    $25 - $49/hr
    10 - 49
    Brentwood, United States
  • Transwest Capital is an independently owned, full-service Accounts Receivable Financing company. We offer B2B companies fast access to cash in exchange for their invoices.

    NA
    2 - 9
    Visalia, United States
  • Clear Capital Group provides funding solutions for small and mid-size businesses by connecting clients with sorely needed capital resources that simply aren’t available in local banks and credit unions. Offering a literal buffet of financing options tailored to meet the needs of any business regardless of the stage of growth they are in as well ... read Clear Capital Group reviews & insights

    < $25/hr
    2 - 9
    Farmington, United States
  • LSQ helps businesses better manage their cash flow to make the most of whatever they’ve earned. Offering invoice financing and supply chain finance solutions, LSQ provides clients with a simple, secure, and honest funding experience. LSQ blends human insights with the analytical power of technology to develop products that give customers the means to accelerate ... read LSQ reviews & insights

    < $25/hr
    50 - 249
    1996
    Orlando, United States
  • We are a family owned business dedicated to developing and providing creative financing products and solutions for small to medium sized businesses throughout the United States allowing those businesses greater opportunity to maximize their potential.

    < $25/hr
    10 - 49
    2018
    Peoria, United States
  • İş Faktoring offers factoring service also for the international transaction of companies thanks to its wide correspondent network in Factors Chain International (FCI) which it works with for overseas purchases and sales. Adopting the principle of providing its customers always with the best service with the strength it gets from its strong financial structure, long-established ... read Aİş Kuleleri reviews & insights

    < $25/hr
    50 - 249
    1993
    Kule, Botswana
  • Operating as a subsidiary of Türk Ekonomi Bankası A.Ş, TEB Faktoring A.Ş. (TEB Faktoring Inc.) was established in June 1997 to offer domestic and export factoring services. Within the framework of TEB Group principles, the company provides high quality and comprehensive services to meet needs of clients in various sizes from different sectors. From the ... read TEB Faktoring A.Ş. reviews & insights

    < $25/hr
    50 - 249
    1997
    Istanbul, Turkey
  • BDC Capital provides innovative financing to New England businesses that might not be able to obtain all the financing needed from conventional lenders. These businesses might have a collateral shortfall, temporary losses, or high leverage. We provide financing for any business purpose by supplementing bank financing. BDC Capital is a private company established over 65 ... read BDC Capital reviews & insights

    < $25/hr
    10 - 49
    1953
    Portland, United States
  • Planworth, a multiple award-winning leader in Malaysia and Singapore, stands as the No. 1, market leader and the largest alternative financing and supply chain finance FI in Malaysia. We have disbursed more than RM3 Billion, exceeding 40,000 financing transactions, supporting contract values exceeding RM4 Billion across supply, services and works, fueling the growth of thousands ... read Planworth reviews & insights

    NA
    50 - 249
    2015
    Kuala Lumpur, Malaysia
  • We offer a full range of accountancy services inc VAT, Tax planning, Payroll, Tax Returns. TaxBite are here to offer sole traders and SME business owners financial guidance & advice. Personable & Professional. Making Tax Simple. Accountant Local to You. Local presence.

    $50 - $99/hr
    2 - 9
    1995
    Solihull, United Kingdom
  • The Hedaya Capital Group is family-run factoring and asset-based lending company that specializes in providing working capital solutions to small and medium (SME) businesses.

    $25 - $49/hr
    10 - 49
    2003
    NYC, United States
  • Advocating for the needs of small trucking businesses, HMD Financial offers professional freight invoice factoring services to owner-operators and freight carriers.Our founders started HMD Trucking in 1998. They have over two decades of hands-on experience working in the transportation industry. So we understand the cash flow needs of motivated drivers who strive to grow a ... read HMD Financial reviews & insights

    NA
    2 - 9
    2022
    Chicago Ridge, United States
  • Prime Factoring is a factoring company based in Ellisville, MS. Choose Prime Factoring if you would like: competitive rates, scalability, same-day funding, free collection services, no hidden fees, premium service, and no long-term contracts. And it's easy to quality for factoring services with us!

    NA
    50 - 249
    Laurel, United States
  • Aegis Business Credit specializes in providing working capital and innovative financial solutions to growing small-medium size companies. We offer asset-based funding and A/R Factoring. Aegis works closely with banks to fund those clients that the bank currently cannot accept for loans. Our philosophy is to help our clients implement the discipline and structure necessary to ... read Aegis Business Credit reviews & insights

    < $25/hr
    2 - 9
    Tampa, United States
  • Capgate Consultants Pvt Ltd is a well-known name for the financial consultancy services. It’s a company formed by ex-bankers and Chartered accountants and is engaged in providing whole gamut of services such as loan syndication, project consultancy, market research etc.

    < $25/hr
    10 - 49
    Delhi, India
  • Finalbion is a private investment firm founded in 2015, with the purpose of providing Working Capital financing to Spanish companies, Portfolio Management of suppliers and Structured Finance, regardless the sector of the industry.

    < $25/hr
    2 - 9
    Madrid, Spain
  • For more than 28 years, we have been providing insurance services to Polish entrepreneurs. We cover both export and domestic transactions of our clients, facilitating safe trade in Poland and abroad. Our activities focus on insuring trade receivables arising from sales of goods and services with deferred payment. Also, as part of our insurance activities ... read KUKE reviews & insights

    < $25/hr
    2 - 9
    Warsaw, Poland
  • ei Funding understands the growing needs of small businesses and is driven by the creation of longer-term relationships – not “one-off” financing deals. Our average customer engagement spans more than 2 ½ years, and it’s through longer-term relationships that we are able to provide consistent financing and support to meet your company’s growth needs.we have ... read ei Funding reviews & insights

    < $25/hr
    2 - 9
    Tampa, United States
  • Cultiva Financial offers fast and flexible financing for businesses around the globe looking to grow. Our services include International Trade Financing, Asset Based Loans, Equipment Leasing, and Invoice Factoring.Cultiva Financial is a business finance company headquartered in San Antonio, Texas that specializes in providing creative financial solutions for small to medium size businesses in the ... read Cultiva Financial reviews & insights

    $25 - $49/hr
    2 - 9
    San Antonio, United States
  • Founded in 1969, Riviera Finance is nationally recognized as a leader in business financing and a top invoice factoring company. Riviera Finance provides full-service, non-recourse invoice factoring to growing companies. We are the experts in invoice factoring and accounts receivable management. Riviera Finance maintains offices throughout North America to provide face-to-face service and expert financial ... read Riviera Finance, Inc reviews & insights

    NA
    50 - 249
    1969
    Santa Fe Springs, United States
  • Welcome to Midland Van Lines, where luxury meets professional long distance moving. Since 1997, we’ve been dedicated to providing top-quality, premium relocation services across the USA. As a family-owned and operated business, we pride ourselves on delivering secure, seamless, and cost-effective moving solutions tailored to your unique needs. At Midland Van Lines, our customers are ... read Midland Van Lines #1 Best Interstate Movers in USA reviews & insights

    $25 - $49/hr
    250 - 999
    1997
    Miami, United States

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The Magical Quadrant

Hover any bubble for the firm's exact scores. Filter the view using the controls on the right.

360-PERFORMANCE VIEW (Y) →
0255075100
Industry ContendersIndustry LeadersUpcoming AchieversMarket Influencers
0255075100
CORE COMPETENCIES (X) →

The four quadrants explained

Each card shows the count of firms in that quadrant and the top 5 by composite score.

Industry Leaders
Top-right · Both axes ≥ 50
2FIRMS

Strong on both Core Competencies and 360-Performance. These firms have proven track records, deep specialisation, and solid client outcomes. Default recommendation for most buyers.

Industry Contenders
Top-left · Y ≥ 50, X < 50
2FIRMS

Strong execution but broader service mix. High-quality generalists - good fit if your project crosses multiple disciplines in one engagement.

Top 5 by composite score

1OnHires38 / 742Techunting39 / 52
The Industry Leaders in detail

The 2 highest-scoring firms in the Industry Leaders quadrant. Each has both Core Competencies and 360-Performance ≥ 50. Click any card for the full profile.

How firms are placed on the matrix

Every position on this chart is the output of the Goodfirms ranking algorithm - a weighted composite of signals across two axes. The algorithm is recomputed regularly and is fully documented.

Sponsorship does not affect placement. PRO members receive visible badges and ad placements, but their algorithmic scores are calculated identically to free listings.

Read the full methodology
Algorithm at a glance
1
X-axis (Core Competencies): Service Focus Ratio + Portfolio Depth + Quality + Experience
2
Y-axis (360-Performance): Client Reviews + Market Presence + Goodfirms Score
3
Missing signals are excluded from a firm's score, not substituted with defaults - weights redistribute across remaining inputs
4
Recency decay over the last 18 months keeps stale reviews from dominating
5
Eligibility floor: ≥ 1 published review in this category scope

Where the firms are.

Bubble size shows how many firms each country has; colour shows its average hourly rate. Tap any country for its firm count, average rate, rating, and Value Score.

Loading map…

Average hourly rates by region.

Where you hire affects what you pay by up to 3×. Comparable quality is available across regions - the rate gap between the priciest and cheapest is the single biggest lever on a project budget.

Average hourly rate · USD

INSouth Asia$50/hr$50
ZAAfrica$42/hr$42
UAEastern Europe$40/hr$40
AUOceania$38/hr$38
SGAsia Pacific$34/hr$34
MXLATAM$33/hr$33
USNorth America$31/hr$31
GBWestern Europe$31/hr$31

What the gap actually buys you

The rate gap between the highest- and lowest-cost regions is largely a cost-of-living and labor-market gap - not a quality gap. Top-tier firms in lower-cost regions routinely deliver work competitive with premium markets at a fraction of the cost.

That said, time-zone overlap, language alignment, and IP protection vary by region. Eastern Europe and LATAM hit a sweet spot: meaningful cost savings with same-day overlap for US/EU clients.

~70%

Typical cost savings when moving a $100K/year dev contract from a premium market to a top value destination - comparable skill, comparable delivery quality.

All countries ranked by Value Score.

Every country with 100+ vetted firms in this category, ranked by Value Score.

CountryFirmsAvg RateAvg RatingValue ScoreAction
USUnited States214$31/hr587View firms
USUnited States
214 firms$31/hr5
Value Score87 / 100

Match by work-hour overlap with your team.

Cost matters - but so does being able to actually talk to your developer during your workday. Here are the best destinations for each major hub.

If you're in US (PT/ET)Recommended

Look for nearshore LATAM partners - same-day collaboration, similar time zones, and 50-60% cost savings vs domestic.

MXMexico~7h overlap
ARArgentina~6h overlap
BRBrazil~5h overlap
CACanada~8h overlap
If you're in Europe (CET/GMT)Recommended

Eastern Europe is your sweet spot - 1-2h time zone shift, EU GDPR alignment, and 40-50% lower rates than Western Europe.

PLPoland~8h overlap
UAUkraine~7h overlap
RORomania~7h overlap
ZASouth Africa~8h overlap

How firms are placed on the matrix

Every position on this chart is the output of the Goodfirms ranking algorithm - a weighted composite of signals across two axes. The algorithm is recomputed regularly and is fully documented.

Sponsorship does not affect placement. PRO members receive visible badges and ad placements, but their algorithmic scores are calculated identically to free listings.

Read the full methodology
Algorithm at a glance
1
X-axis (Core Competencies): Service Focus Ratio + Portfolio Depth + Quality + Experience
2
Y-axis (360-Performance): Client Reviews + Market Presence + Goodfirms Score
3
Missing signals are excluded from a firm's score, not substituted with defaults - weights redistribute across remaining inputs
4
Recency decay over the last 18 months keeps stale reviews from dominating
5
Eligibility floor: ≥ 1 published review in this category scope

Found your target region?

Browse all firms in your chosen country - or let us hand-pick matches based on your project, budget, and time-zone preference.

Get matched firms

Countries with the best Value Score for business services hiring.

Ranked by a composite score blending firm count (supply), average rating (quality), and median hourly rate (cost). Affordability is weighted highest (50%), so this list surfaces actually affordable destinations rather than just-big markets.

Budget leader
United States · $0-24/hr

80 firms in this tier - more than any other country. Top picks: J D Factors, Factoring Fast, Eagle Business Credit, LLC.

Mid-tier leader
United States · $50-99/hr

2 firms in this tier - more than any other country. Top picks: Mazon Associates, Trust Funding Solution.

Top tier leader
India · $150+/hr

1 firms in this tier - more than any other country. Top picks: Dhruv Container.

Loading heatmap…
Cell intensity (firm density):
Low
High
Best Value marks the densest, highest-rated, most-affordable cell per row

How the heatmap is built

Every cell in the grid above is the count of firms in (place × hourly-rate tier). Firms are placed by their published hourly rate; those without a disclosed rate are not plotted.

Top company names per cell are surfaced by Value Score - a weighted blend of affordability (50%) + rating (35%) + review volume (15%).

The "Best" ribbon marks the cell in each row where firm density, ratings, and affordability line up best - the densest, highest-quality combination.

Read the full methodology
Value Score · per firm
ValueScore = 0.50 × Affordability
+ 0.35 × Rating
+ 0.15 × Review Volume
// All sub-scores normalized 0-100
// Affordability = (1 - rate/$200) × 100
// Rating = (rating - 3) / 2 × 100
// Volume = log10(reviews+1)/log10(200) × 100

Found your target region?

Browse all business services firms in your chosen country - or let our AI hand-pick 3 matches based on your project, budget, and time-zone preference.

Get 3 AI-Matched Firms