Boul & Associates, P.C.

Many Debt Collectors Have Been Misleading People About Bankruptcy Reform: So, let me dispel a few of those new myths. Here's the truth. You can still file bankruptcy under the new law. You do not have to pay debts you cannot afford to pay. You do not have to do a debt repayment plan first. You should not take legal advice from a debt collector, especially one who says you do not qualify for bankruptcy.