Luma CFO

LUMA CFO is a Singapore-based accounting and advisory firm built
for SMEs and foreign-founded businesses who want more than just
compliance.

We handle the full spectrum — company incorporation, corporate
secretarial, accounting and bookkeeping, corporate tax and GST,
payroll, and fractional CFO advisory — all under one roof.

What sets us apart: we don't just file your numbers. We help you
read them. Our approach connects your financials to real business
decisions — whether that's managing cash flow, planning for growth,
or understanding what your P&L is actually telling you.

Our team holds CA Singapore, FCCA, CPA, CIA, and Chartered
Secretariat credentials, with Big 4 and public accounting
backgrounds.

Based in Singapore. Serving SMEs, startups, and foreign-founded
companies across all industries.