Thomas Higgins Limited

Thomas Higgins specialises in debt collection and legal recovery services, supporting businesses facing challenges with overdue invoices, unpaid balances, and late-paying clients. Their services include:

• Letters Before Action (LBA) – a cornerstone of the company’s offering, achieving an impressive 93% success rate on average at a cost of just £25 + VAT, making it one of the most effective first‑stage recovery solutions in the UK.
• Transparent, fixed‑fee court action – allowing businesses to escalate claims without the uncertainty of percentage‑based charges or commission fees.
• Judgment and enforcement support – ensuring that cases requiring further legal steps are handled quickly via the County Court Business Centre.
• Free online client portal – providing real‑time case updates, file access, and the ability to issue instructions instantly, streamlining communication and control for clients.

With no setup charges, no retainers, no commission fees, and a clear fixed‑cost model, the firm stands out as a financially predictable and business‑friendly alternative to traditional debt collection Solicitors and agencies, and we are Lexcel Accredited.