xHub

As part of its digital transformation plan, Maroc Traitement de Transactions (M2T) has chosen xHub to lead a digital transformation program for the POS Plateform of Tashilat and Chaabicash network, used by more than 5,000 M2T agencies and partners, and over 170 back office operators. The program was aimed at redesigning the POS system and its back office by developing a new, high-performance, secure, scalable solution that offers a better user experience, as well as creating a mobile application for franchisees and commercial delegates.

The app is positioned as a tool for tracking transactions, as well as for managing relationships with agencies. The program was also an opportunity to review M2T's central transactional system in terms of architecture and improve other aspects (monitoring, high availability, code review, etc.).

xHub has assisted M2T in implementing a national e-services HUB, offering a set of dynamic and dematerialized services, made available to the customer (individual or business), allowing them to authenticate and carry out external procedures via the various channels of their operator (bank or other).

With its expertise in the field, xHub has supported the BANK OF AFRICA group in setting up a centralized payment HUB "BOA Pay", by establishing a center of expertise composed of several profiles led by a Fintech expert with the aim of accelerating and streamlining the development of billing/operator interfaces for the 18 subsidiary banks of the group.

In line with its commitment to solidarity and citizenship, and in keeping with the national strategy for financial inclusion, the BCP group launches, in collaboration with its payment institution M2T, the first offer of nano-loan in Morocco exclusively available on the M-Wallet Chaabi Pay.

Named "Salaf Dépanini", this pioneering offer in the market allows customers to benefit from instant nano-loan ranging from 200 to 1000 Moroccan Dirhams, served exclusively through their Mobile Wallet Chaabi Pay, to deal with occasional cash shortages. This is the first product launched as part of the deployment of a complete range dedicated to financial inclusion offers. The project was carried out in close collaboration with the IT business teams of M2T and BCP.

In the context of its digital transformation roadmap, BANK OF AFRICA has chosen xHub for the revamping of its digital-banking platform, used by over a 100K clients across 17 banks in 18 countries. This colossal project requires consideration of the technical and business specifics of the 17 banks, and involves designing a new system that incorporates the scope of existing functionalities, data migration from the old system, and evolving the new system in accordance with a digital roadmap.

Teachero, the first online platform for TAGE MAGE® preparation, with over 250 video lessons, 4,000 exercises, 800 flashcards, and 15 practice tests. xHub's mission involved setting up the platform and a back-office for managing its various components.

This mission included:

• Study and support in designing the solution.
• Implementation of the technical and software architecture of the solution.
• Technical studies and support in technology selection.
• Implementation of Agile project management.
• End-to-end testing and deployment in the production environment.
• Implementation of continuous integration and deployment (CI/CD).

The technological foundation includes:

• Frontend: ReactJS, React-Router, Ant Design, Sass, Redux, Redux-Saga, Styled-Components.
• Backend: Java, Springboot, Maven, Stripe integration, Vimeo integration.
• Frontend/Backend communication and security: JWT Token, Spring security, REST APIs, OAuth2.
• Deployment/DevOps: Jenkins, Nginx, Docker