GiniMachine

GiniMachine is an AI-based decision-making platform that utilizes advanced machine learning algorithms and the company's historical data to build high-performing scoring models.

It can be used for application scoring, credit scoring, collection scoring, marketing purposes and sales activities. GiniMachine adds value to banking, finance, telecom, and other businesses able to provide large datasets for analysis.

Fast, fully autonomous and automated model building process. It takes 2-10 minutes to build and validate a scoring model. It saves hundreds of hours of manual work for risk officers and data analysts.
High performance and predictive power of a model.
Ease of use — no special training required to build a model.
Built-in scoring model evaluation and validation tools.
Ability to use unstructured and big data, handle imperfect and missing data, find hidden dependencies.
Proven economic efficiency — fewer NPLs, better performance of a loan portfolio, higher acceptance rate, etc.