Top Debt Collection Agencies in Florida

Researched by:Goodfirms Research TeamUpdated:September 21, 2026

Goodfirms has reviewed 14 Debt Collection Agencies in Florida as of September 2026. The top-ranked firm is Advanced Collection Bureau (5.0 stars, 10 verified reviews, < $25/hr, founded 1995, Rockledge). Across the category, the median hourly rate is $25, median client rating is 4.6, and 20% of firms employ 50+ members. Explore the vetted Debt Collection Agencies in Florida companies below, compare their strengths, and connect with the provider best suited to your requirements.

Goodfirms has verified 14 Debt Collection Agencies in Florida - part of 555+ Debt Collection Agencies, each passing Goodfirms' 4-step verification process (background check, client interviews, portfolio audit, ongoing quality review). Listings marked "Sponsored" are agencies that pay for premium placement - sponsorship does not affect star ratings or review content.

Top 10 at Glance

Compare the highest-ranked firms first side by side.

Rank
Company
Rating
Reviews
Hourly Rate
Team Size
Founded
Location
Action

List of the Best Debt Collection Companies in Florida

Find a Debt Collection Company Near you
Find a Debt Collection Company Near you
Service
Hourly Rate
Employees
ReviewsAll Companies
Industry
Client Type
  • At Advanced Collection Bureau (ACB), we specialize in professional, compliant, and results-driven debt recovery services for businesses across various industries. With a commitment to ethical collections and client-first solutions, we help businesses recover outstanding debts without hidden fees, added interest, or unnecessary stress. What sets ... read Advanced Collection Bureau reviews & insights

    < $25/hr
    50 - 249
    1995
    Rockledge, United States
    ACB delivered a high-impact, low-friction solution. - Director of Operations
  • We have the experience, resources, and courage to act. Our resources and capabilities have been developed and fine-tuned over the decades with one goal in mind. Get your money back in your hands.

    < $25/hr
    10 - 49
    2011
    Jacksonville, United States
  • American Recovery Systems, Inc. is a locally owned and operated collection agency doing business in Jacksonville, Florida for over 30 years. We dedicate ourselves to obtaining the highest debt recovery rate possible for our clients while conducting ourselves in such a manner that would make our clients proud to be affiliated with us. No one ... read American Recovery Systems reviews & insights

    < $25/hr
    10 - 49
    Jacksonville, United States
  • Our business of more than 27 years is recover credits and receivables worldwide, and we are proud to contribute to the success of our partners. We always invest in the best practices and innovations in order to offer complete financial solutions, with the safety, quickness and quality that your company seeks. We are present in ... read Way Back reviews & insights

    < $25/hr
    10 - 49
    2003
    Miami, United States
  • At Snap Debt Recovery we are a collection agency out of Orlando, Florida that puts people first. As business owners, we understand how crucial it is to recover funds that are owed to you. We also understand that most people don’t end up in debt intentionally. Our mission is to help business owners recover what ... read Snap Debt Recovery reviews & insights

    < $25/hr
    10 - 49
    Orlando, United States
  • HF Holdings, Inc. is a full service debt recovery firm that leverages an international network of affiliate attorneys to get you paid. Our experienced, in-house debt collectors and relationships with debt collection law firms has allowed our office to consistently exceed the national average for successful debt recovery. We pride ourselves in the work and ... read HF Holdings reviews & insights

    < $25/hr
    10 - 49
    2012
    Orlando, United States
  • Gulf Coast Collection Bureau began operations in 1978 and its corporate headquarters are located in Sarasota, Florida. We are a PPMS certified agency through ACA international, the Association of Credit and Collection Professionals. We are also active in multiple trade associations including the Florida Collectors Association, HFMA, and others.

    < $25/hr
    10 - 49
    1978
    Sarasota, United States
  • Thank you for visiting the Loudermilk Law Firm’s web site. Our firm handles commercial debt collection across the entire state of Florida. Our main goal is to exceed our clients’ expectations. Please call Richard Loudermilk: (941) 706-2533 or e-mail [email protected] if we can be of assistance. The hiring of an attorney is an important decision ... read Loudermilk Law Firm reviews & insights

    < $25/hr
    10 - 49
    Sarasota, United States
  • Marcadis Singer PA is a group of Florida Debt Collection Attorneys dedicated to credit and collections with experience in supporting a local, regional, and national client base. Client satisfaction is our top priority and continued customer satisfaction has helped us build our reputation as one of the leading creditors’ rights and collection law firms in ... read Marcadis Singer reviews & insights

    < $25/hr
    10 - 49
    Tampa, United States
  • Here at the law firm of Timothy J. Sierra, Attorney At Law, our mission is to provide quality legal services for a reasonable fee. We strive to provide exceptional customer service, and we are dedicated to establishing and maintaining attorney-client relationships over a lifetime. With over 25 years of legal experience, Tim is well equipped ... read Timothy J. Sierra reviews & insights

    < $25/hr
    10 - 49
    1987
    Tampa, United States
  • We offer an organizational culture that has been operational in delivering a Service 1st approach. At Wetherington Hamilton, P.A., every attorney, and staff member understands that the client comes first. We pride ourselves on providing the highest quality legal service at a reasonable price. The attorneys at Wetherington Hamilton P.A. use creative fee alternatives such ... read Wetherington Hamilton reviews & insights

    < $25/hr
    10 - 49
    Tampa, United States
  • Profitability Partners provides fractional CFO services exclusively for home services contractors including HVAC, plumbing, and electrical companies. Our senior partners bring backgrounds from private equity (Black Diamond Capital, Third Lake Partners) and industry leadership (Apex Service Partners) to deliver institutional-quality financial management to growing contractors. We specialize in ServiceTitan and QuickBooks integration, monthly financial close ... read Profitability Partners reviews & insights

    NA
    10 - 49
    2023
    Tampa, United States
  • Boss Solutions has been set up to help medical practices improve patient experiences business outcomes and profitability. Set up a by a group of medical and business professionals, we aim to support small and medium practices gain the same economies of scale and cost advantages available for large corporations.

    NA
    50 - 249
    2020
    Orlando, United States
  • Global Response offers a full range of contact center services, including high-touch customer care, inbound sales, order processing, chat, email, SMS text, social media support and more. We approach CX management differently which is powered by technology and perfected by people. Think of us as your brand ambassadors, because brand loyalty is what we specialize ... read Global Response reviews & insights

    NA
    250 - 999
    1974
    Margate, United States

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Where the firms are.

Bubble size shows how many firms each country has; colour shows its average hourly rate. Tap any country for its firm count, average rate, rating, and Value Score.

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All cities ranked by Value Score.

Every city in scope, ranked by Value Score.

CityFirmsAvg RateAvg RatingValue ScoreAction
USSarasota46$27/hr4.882View firms
USOrlando59$46/hr581View firms
USRockledge1$25/hr580View firms
USClearwater2$37/hr578View firms
USJacksonville45$26/hr-77View firms
USBoca Raton9$50/hr577View firms
USKey Biscayne1$37/hr577View firms
USParkland1$37/hr577View firms
USFloral City2-574View firms
USBradenton7$25/hr-73View firms
USCoral Springs4$37/hr4.773View firms
USMiami117$50/hr4.572View firms
USTampa64$41/hr-72View firms
USAlachua1-572View firms
USDavie1-572View firms
USLake Mary3$25/hr-71View firms
USPembroke Pines6$31/hr-70View firms
USPalm Beach Gardens2$25/hr-70View firms
USMaitland2$25/hr-70View firms
USMiami Lakes2$25/hr-70View firms
USPlantation2$25/hr-70View firms
USMiramar4$31/hr-69View firms
USCasselberry1$25/hr-69View firms
USBoynton Beach3$31/hr-69View firms
USCelebration1$25/hr-69View firms
USTemple Terrace1$25/hr-69View firms
USNorth Lauderdale1$25/hr-69View firms
USSunny Isles1$25/hr-69View firms
USNorth Miami Beach1$25/hr-69View firms
USBrandon2$31/hr-68View firms
USOrmond Beach2$31/hr-68View firms
USHollywood5$42/hr-66View firms
USKissimmee3$37/hr-66View firms
USVero Beach2$37/hr-66View firms
USBartow1$37/hr-65View firms
USHialeah1$37/hr-65View firms
USPanama City1$37/hr-65View firms
USOldsmar1$37/hr-65View firms
USEdgewater1$37/hr-65View firms
USOcala1$37/hr-65View firms
USDeLand1$37/hr-65View firms
USMiami Beach5$46/hr-64View firms
USFlorida City8$50/hr-64View firms
USFort Lauderdale17$111/hr562View firms
USPompano Beach3$100/hr562View firms
USDelray Beach4$53/hr-61View firms
USWest Palm Beach5$58/hr-59View firms
USWinter Park3$56/hr-59View firms
USCape Coral3$56/hr-59View firms
USAventura5$69/hr-55View firms
USTallahassee3$75/hr-52View firms
USJacksonville Beach2$75/hr-51View firms
USMelbourne5$150/hr551View firms
USSunset1$75/hr-50View firms
USSaint Cloud1$75/hr-50View firms
USLake Worth1$75/hr-50View firms
USSaint Petersburg14$50/hr2.942View firms
USCoral Gables5$117/hr-37View firms
USGainesville3$125/hr-33View firms
USWeston2$125/hr-32View firms
USHallandale Beach2$125/hr-32View firms
USNaples6$137/hr-30View firms
USDoral4--19View firms
USMargate2--13View firms
USPalm Beach2--13View firms
USFt. Lauderdale2--13View firms
USSt. Petersburg2--13View firms
USMiami Gardens1--8View firms
USFort Myers1--8View firms
USNorth Miami1--8View firms
USBal Harbour1--8View firms
USLakeland1--8View firms
USPine Castle1--8View firms
USPort Charlotte1--8View firms
USNorth Fort Myers1--8View firms
USPort Orange1--8View firms
USSanford1--8View firms
USNew Smyrna Beach1--8View firms
USJupiter1--8View firms
USStuart1--8View firms
USRiverview1--8View firms
USLand O'Lakes1--8View firms
USPensacola1--8View firms
USApopka1--8View firms
USSunrise1--8View firms
USPunta Gorda1--8View firms
USTamarac1--8View firms
USRiviera Beach1--8View firms
USNew Port Richey1--8View firms
USMilton1$300/hr-2View firms
USSarasota
46 firms$27/hr4.8
Value Score82 / 100
USOrlando
59 firms$46/hr5
Value Score81 / 100
USRockledge
1 firms$25/hr5
Value Score80 / 100
USClearwater
2 firms$37/hr5
Value Score78 / 100
USJacksonville
45 firms$26/hr
Value Score77 / 100
USBoca Raton
9 firms$50/hr5
Value Score77 / 100
USKey Biscayne
1 firms$37/hr5
Value Score77 / 100
USParkland
1 firms$37/hr5
Value Score77 / 100
USFloral City
2 firms5
Value Score74 / 100
USBradenton
7 firms$25/hr
Value Score73 / 100
USCoral Springs
4 firms$37/hr4.7
Value Score73 / 100
USMiami
117 firms$50/hr4.5
Value Score72 / 100
USTampa
64 firms$41/hr
Value Score72 / 100
USAlachua
1 firms5
Value Score72 / 100
USDavie
1 firms5
Value Score72 / 100
USLake Mary
3 firms$25/hr
Value Score71 / 100
USPembroke Pines
6 firms$31/hr
Value Score70 / 100
USPalm Beach Gardens
2 firms$25/hr
Value Score70 / 100
USMaitland
2 firms$25/hr
Value Score70 / 100
USMiami Lakes
2 firms$25/hr
Value Score70 / 100
USPlantation
2 firms$25/hr
Value Score70 / 100
USMiramar
4 firms$31/hr
Value Score69 / 100
USCasselberry
1 firms$25/hr
Value Score69 / 100
USBoynton Beach
3 firms$31/hr
Value Score69 / 100
USCelebration
1 firms$25/hr
Value Score69 / 100
USTemple Terrace
1 firms$25/hr
Value Score69 / 100
USNorth Lauderdale
1 firms$25/hr
Value Score69 / 100
USSunny Isles
1 firms$25/hr
Value Score69 / 100
USNorth Miami Beach
1 firms$25/hr
Value Score69 / 100
USBrandon
2 firms$31/hr
Value Score68 / 100
USOrmond Beach
2 firms$31/hr
Value Score68 / 100
USHollywood
5 firms$42/hr
Value Score66 / 100
USKissimmee
3 firms$37/hr
Value Score66 / 100
USVero Beach
2 firms$37/hr
Value Score66 / 100
USBartow
1 firms$37/hr
Value Score65 / 100
USHialeah
1 firms$37/hr
Value Score65 / 100
USPanama City
1 firms$37/hr
Value Score65 / 100
USOldsmar
1 firms$37/hr
Value Score65 / 100
USEdgewater
1 firms$37/hr
Value Score65 / 100
USOcala
1 firms$37/hr
Value Score65 / 100
USDeLand
1 firms$37/hr
Value Score65 / 100
USMiami Beach
5 firms$46/hr
Value Score64 / 100
USFlorida City
8 firms$50/hr
Value Score64 / 100
USFort Lauderdale
17 firms$111/hr5
Value Score62 / 100
USPompano Beach
3 firms$100/hr5
Value Score62 / 100
USDelray Beach
4 firms$53/hr
Value Score61 / 100
USWest Palm Beach
5 firms$58/hr
Value Score59 / 100
USWinter Park
3 firms$56/hr
Value Score59 / 100
USCape Coral
3 firms$56/hr
Value Score59 / 100
USAventura
5 firms$69/hr
Value Score55 / 100
USTallahassee
3 firms$75/hr
Value Score52 / 100
USJacksonville Beach
2 firms$75/hr
Value Score51 / 100
USMelbourne
5 firms$150/hr5
Value Score51 / 100
USSunset
1 firms$75/hr
Value Score50 / 100
USSaint Cloud
1 firms$75/hr
Value Score50 / 100
USLake Worth
1 firms$75/hr
Value Score50 / 100
USSaint Petersburg
14 firms$50/hr2.9
Value Score42 / 100
USCoral Gables
5 firms$117/hr
Value Score37 / 100
USGainesville
3 firms$125/hr
Value Score33 / 100
USWeston
2 firms$125/hr
Value Score32 / 100
USHallandale Beach
2 firms$125/hr
Value Score32 / 100
USNaples
6 firms$137/hr
Value Score30 / 100
USDoral
4 firms
Value Score19 / 100
USMargate
2 firms
Value Score13 / 100
USPalm Beach
2 firms
Value Score13 / 100
USFt. Lauderdale
2 firms
Value Score13 / 100
USSt. Petersburg
2 firms
Value Score13 / 100
USMiami Gardens
1 firms
Value Score8 / 100
USFort Myers
1 firms
Value Score8 / 100
USNorth Miami
1 firms
Value Score8 / 100
USBal Harbour
1 firms
Value Score8 / 100
USLakeland
1 firms
Value Score8 / 100
USPine Castle
1 firms
Value Score8 / 100
USPort Charlotte
1 firms
Value Score8 / 100
USNorth Fort Myers
1 firms
Value Score8 / 100
USPort Orange
1 firms
Value Score8 / 100
USSanford
1 firms
Value Score8 / 100
USNew Smyrna Beach
1 firms
Value Score8 / 100
USJupiter
1 firms
Value Score8 / 100
USStuart
1 firms
Value Score8 / 100
USRiverview
1 firms
Value Score8 / 100
USLand O'Lakes
1 firms
Value Score8 / 100
USPensacola
1 firms
Value Score8 / 100
USApopka
1 firms
Value Score8 / 100
USSunrise
1 firms
Value Score8 / 100
USPunta Gorda
1 firms
Value Score8 / 100
USTamarac
1 firms
Value Score8 / 100
USRiviera Beach
1 firms
Value Score8 / 100
USNew Port Richey
1 firms
Value Score8 / 100
USMilton
1 firms$300/hr
Value Score2 / 100

Match by work-hour overlap with your team.

Cost matters - but so does being able to actually talk to your developer during your workday. Here are the best destinations for each major hub.

If you're in US (PT/ET)Recommended

Look for nearshore LATAM partners - same-day collaboration, similar time zones, and 50-60% cost savings vs domestic.

MXMexico~7h overlap
ARArgentina~6h overlap
BRBrazil~5h overlap
CACanada~8h overlap
If you're in Europe (CET/GMT)Recommended

Eastern Europe is your sweet spot - 1-2h time zone shift, EU GDPR alignment, and 40-50% lower rates than Western Europe.

PLPoland~8h overlap
UAUkraine~7h overlap
RORomania~7h overlap
ZASouth Africa~8h overlap

How firms are placed on the matrix

Every position on this chart is the output of the Goodfirms ranking algorithm - a weighted composite of signals across two axes. The algorithm is recomputed regularly and is fully documented.

Sponsorship does not affect placement. PRO members receive visible badges and ad placements, but their algorithmic scores are calculated identically to free listings.

Read the full methodology
Algorithm at a glance
1
X-axis (Core Competencies): Service Focus Ratio + Portfolio Depth + Quality + Experience
2
Y-axis (360-Performance): Client Reviews + Market Presence + Goodfirms Score
3
Missing signals are excluded from a firm's score, not substituted with defaults - weights redistribute across remaining inputs
4
Recency decay over the last 18 months keeps stale reviews from dominating
5
Eligibility floor: ≥ 1 published review in this category scope

Found your target region?

Browse all firms in your chosen country - or let us hand-pick matches based on your project, budget, and time-zone preference.

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Cities with the best Value Score for business services hiring.

Ranked by a composite score blending firm count (supply), average rating (quality), and median hourly rate (cost). Affordability is weighted highest (50%), so this list surfaces actually affordable destinations rather than just-big markets.

Budget leader
Miami · $0-24/hr

32 firms in this tier - more than any other city. Top picks: Berkowitz Pollack Brant, Kaufman Rossin, CPA Miami.

Mid-tier leader
Miami · $50-99/hr

11 firms in this tier - more than any other city. Top picks: Signius Communications, ALL in ONE, Ideal Personnel Services.

Top tier leader
Fort Lauderdale · $150+/hr

3 firms in this tier - more than any other city, averaging 5.0 ★. Top picks: PRETO BUSINESS Corp., Auxis, CPA Firm South Florida.

Loading heatmap…
Cell intensity (firm density):
Low
High
Best Value marks the densest, highest-rated, most-affordable cell per row

How the heatmap is built

Every cell in the grid above is the count of firms in (place × hourly-rate tier). Firms are placed by their published hourly rate; those without a disclosed rate are not plotted.

Top company names per cell are surfaced by Value Score - a weighted blend of affordability (50%) + rating (35%) + review volume (15%).

The "Best" ribbon marks the cell in each row where firm density, ratings, and affordability line up best - the densest, highest-quality combination.

Read the full methodology
Value Score · per firm
ValueScore = 0.50 × Affordability
+ 0.35 × Rating
+ 0.15 × Review Volume
// All sub-scores normalized 0-100
// Affordability = (1 - rate/$200) × 100
// Rating = (rating - 3) / 2 × 100
// Volume = log10(reviews+1)/log10(200) × 100

Found your target region?

Browse all business services firms in your chosen country - or let our AI hand-pick 3 matches based on your project, budget, and time-zone preference.

Get 3 AI-Matched Firms