Strong on both Core Competencies and 360-Performance. These firms have proven track records, deep specialisation, and solid client outcomes. Default recommendation for most buyers.
Top Debt Collection Agencies
Goodfirms has reviewed 556 Debt Collection Agencies as of October 2026 across 61 countries. The top-ranked firm is Advanced Collection Bureau (5.0 stars, 10 verified reviews, < $25/hr, founded 1995, Rockledge). Across the category, the median hourly rate is $25, median client rating is 4.8, and 10% of firms employ 50+ members. Explore the vetted Debt Collection Agencies companies below, compare their strengths, and connect with the provider best suited to your requirements.
Goodfirms has verified 556 Debt Collection Agencies - part of 19,351+ Business Services Companies reviewed across 61 countries, each passing Goodfirms' 4-step verification process (background check, client interviews, portfolio audit, ongoing quality review). Listings marked "Sponsored" are agencies that pay for premium placement - sponsorship does not affect star ratings or review content.
Top 10 at Glance
Compare the highest-ranked firms first side by side.
List of Best Debt Collection Agencies
An Arizona corporation Established in 1986 President / CEO Donald W. Darnell Approximately 50 employees Nation Wide Collection Agency
An Arizona corporation Established in 1986 President / CEO Donald W. Darnell Approximately 50 employees ... read US Collections West, Inc. reviews & insights
< $25/hr2 - 91986Phoenix, United StatesBusinesses across the world have come to depend on Commercial Collection Firm of America for our expertise in accounts receivable management and commercial debt collections. We’ve worked with small, medium, and large size businesses from a range of industries to transform their credit to cash cycle fast.
Businesses across the world have come to depend on Commercial Collection Firm of America for ... read CCFA reviews & insights
< $25/hr10 - 49Aurora, United StatesBefore we can work on an account, each client must have a signed Agency Agreement on file with our office. To become a client you can contact us using the information provided here. All claims submitted for collection must be accompanied by documentation. Claim documentation will be reviewed before the account is accepted. If we ... read Continental Collection Agency reviews & insights
Before we can work on an account, each client must have a signed Agency Agreement ... read Continental Collection Agency reviews & insights
< $25/hr10 - 49Denver, United StatesWith over 17 years of experience delivering superior metric-driven results to telecoms, finance companies, start-ups, legal offices, and small businesses alike, we offer a full suite of solutions designed to maximize profits and grow your business. Our growing team offers customized and tailor-made services designed to meet our client’s needs and financial goals. From business ... read Wolf Research reviews & insights
With over 17 years of experience delivering superior metric-driven results to telecoms, finance companies, start-ups, ... read Wolf Research reviews & insights
< $25/hr10 - 491982Salt Lake City, United StatesClient Service: At WCB client service is priority #1. Client service representatives are prompt and professional. If it’s possible, a WCB client service representative will make it happen, and happen fast.
Client Service: At WCB client service is priority #1. Client service representatives are prompt and ... read Western Collection reviews & insights
< $25/hr10 - 491979Portland, United StatesStarted in 1972 by Vern Wallace, Capital Credit & Collection Service, Inc. has a 32-year collection history. Throughout our history we have developed programs and staff to effectively perform both commercial and consumer collections. This specialization has allowed Capital Credit to enjoy multi-year partnerships with industry leaders as diverse as Utilities, Medical, Transportation, Financial, and ... read Capital Credit & Collection reviews & insights
Started in 1972 by Vern Wallace, Capital Credit & Collection Service, Inc. has a 32-year ... read Capital Credit & Collection reviews & insights
< $25/hr10 - 491972Portland, United StatesOur company offers traditional third-party debt collection services including Credit Reporting and also provides accounts receivable management outsourcing solutions through its Innovative Business Technology Division (IBT). Our corporate office is located in Westbrook, ME, and a branch office (call center) operates in Brewer, ME. We currently have a total of 100 employees.
Our company offers traditional third-party debt collection services including Credit Reporting and also provides accounts ... read The Thomas Agency reviews & insights
< $25/hr10 - 491927Portland, United StatesWhy should you choose United Obligations? How many debt collection firms can say that they turn debtors into clients? We can! One of our first debt collection clients was a gentleman who owed a large medical bill we were collecting from him. Once he finished paying off his bill, he told us he liked our ... read United Obligations reviews & insights
Why should you choose United Obligations? How many debt collection firms can say that they ... read United Obligations reviews & insights
< $25/hr10 - 492012Maine, United StatesMunicipal Collection Agency Ltd. is a Rhode Island Corporation whose only objective is the collection of past due funds for the public and private sectors. Since 1992, MCA has collected over $66 million dollars for clients such as the City of Providence, RI Traffic Tribunal, RI Department of Corrections, RI Department of Transportation, RI Division ... read Municipal collections reviews & insights
Municipal Collection Agency Ltd. is a Rhode Island Corporation whose only objective is the collection ... read Municipal collections reviews & insights
< $25/hr10 - 491992Providence, United StatesWe are the collection agency used by other collection agencies. At Bilateral, we don�t get paid unless you get paid. No other agency will work harder for you to recover your money. Bilateral is one of the nation's largest and most experienced commercial credit and collection agencies. At Bilateral, we are constantly outpacing the collections ... read Bilateral Credit reviews & insights
We are the collection agency used by other collection agencies. At Bilateral, we don�t get ... read Bilateral Credit reviews & insights
< $25/hr10 - 49Providence, United StatesFor over 45 years, ARS – Account Recovery Services, a medical debt collection agency, has provided a full range of highly effective accounts receivable management services to health care organizations in RI and MA. Unlike other medical debt collection agencies, Account Recovery Services has its own legal department staffed with seasoned and experienced collections attorneys.
For over 45 years, ARS – Account Recovery Services, a medical debt collection agency, has ... read Account Recovery Services reviews & insights
< $25/hr10 - 49Providence, United StatesSince 1986, Financial Assistance, Inc. has been working to resolve outstanding obligations for consumers and our clients. We are licensed to operate in all 50 states. We are prepared to litigate your debt, if necessary, to achieve a successful outcome. We maintain a national network of attorneys to aid in this effort. We take great ... read FAI Finacial Assistance reviews & insights
Since 1986, Financial Assistance, Inc. has been working to resolve outstanding obligations for consumers and ... read FAI Finacial Assistance reviews & insights
NA2 - 91986Bellevue, United StatesCarter Business Service, Inc. has been providing accounts receivable services since 1950. We are a New England based agency; however our collection services are global. As one of the first collection agencies to be licensed in the Commonwealth of Massachusetts, Carter Business Services has provided proven results to our clients. We are fully bonded, insured ... read Carter Business Services Inc reviews & insights
Carter Business Service, Inc. has been providing accounts receivable services since 1950. We are a ... read Carter Business Services Inc reviews & insights
NA2 - 91950Danvers, United StatesWe have worked hard for our reputation and we live up to it every day. We say what we mean. We do what we say. We keep our promises. We won’t waste anyone’s time. We provide our clients with transparency throughout every transaction and interaction.
We have worked hard for our reputation and we live up to it every day. ... read Debt Exchange Inc reviews & insights
NA2 - 92000Boston, United StatesMauro Law Offices, P.C. is located in Washington, D.C. We have twenty years of consumer and commercial collection experience, handling accounts in the District of Columbia and the State of Maryland. Our collection clients include the U.S. Departments of Justice and Education, Lightwave Communications, and Nationwide Mutual Insurance Company. Of the over 1,000 cases that ... read Mauro Law Offices reviews & insights
Mauro Law Offices, P.C. is located in Washington, D.C. We have twenty years of consumer ... read Mauro Law Offices reviews & insights
< $25/hr10 - 49Washington DC, United StatesIn 2013, our CEO was hounded by collectors for a small amount on a store credit card that he forgot to pay. Several calls from unknown numbers and one unpleasant conversation later, Ohad Samet was determined to reimagine the debt collection process. It was inherently wrong: the focus on just phone calls, the tacked-on “convenience” ... read TrueAccord reviews & insights
In 2013, our CEO was hounded by collectors for a small amount on a store ... read TrueAccord reviews & insights
< $25/hr10 - 492013Kansas City, United StatesWe are committed to collect our clients' accounts in a timely, professional and courteous manner, while working to preserve a positive relationship between our clients and their customers.
We are committed to collect our clients' accounts in a timely, professional and courteous manner, ... read RECHECK reviews & insights
< $25/hr10 - 49Kansas City, United StatesWas very thorough in her advice regarding my collaborative divorce settlement. Responded in a timely fashion to inquiries and helped me expedite the resolution of my divorce without unnecessarily increasing my legal costs. Am also going to have her change my estate plan now that I am divorced.
Was very thorough in her advice regarding my collaborative divorce settlement. Responded in a timely ... read Conflict Resolution Center reviews & insights
< $25/hr10 - 491979Wichita, United StatesJana Ferrell & Associates, L.L.C. is a third-party collection agency specializing in commercial and consumer collections. Jana Ferrell was organized under the laws of the state of Oklahoma. With its principal place of business in Oklahoma City, Oklahoma, the company is centrally located to maximize national coverage
Jana Ferrell & Associates, L.L.C. is a third-party collection agency specializing in commercial and consumer ... read Jana Ferrell & Associates LLC reviews & insights
NA2 - 9Oklahoma City, United StatesDelivery Financial Services, LLC (DFS) is a nationwide medical account receivable management company headquartered in Scottsdale, Arizona. DFS succeeds in collecting more dollars than its competitors based largely on its customer service approach to responsible parties in all of its communications. The never ending pursuit of achieving the highest level of recovery performance for our ... read Delivery Financial Services reviews & insights
Delivery Financial Services, LLC (DFS) is a nationwide medical account receivable management company headquartered in ... read Delivery Financial Services reviews & insights
< $25/hr2 - 9Phoenix, United StatesEmpereon Constar is a leading business process outsourcing company providing end-to-end customer engagement and customer management solutions through two distinct, but affiliated, privately held entities.
Empereon Constar is a leading business process outsourcing company providing end-to-end customer engagement and customer ... read Empereon Constar reviews & insights
< $25/hr1,000 - 9,999Phoenix, United StatesBHK Financial is a full-service collection agency focusing on providing its clients with adaptive recovery solutions. Our customized approaches are designed to maximize results and to provide our clients with a simple, cost-effective, transparent and highly-compliant process. With over 75 years of combined experience, our team is committed to understanding the specific needs of our ... read BHK Financial reviews & insights
BHK Financial is a full-service collection agency focusing on providing its clients with adaptive recovery ... read BHK Financial reviews & insights
< $25/hr10 - 492004Mesa, United StatesFor almost 30 years, Bruck Law Offices, S.C. has specialized in creditors’ rights and collections within all aspects of the collection arena. We are known for professionally and effectively pursuing and collecting accounts receivable throughout Wisconsin, Illinois and the nation.
For almost 30 years, Bruck Law Offices, S.C. has specialized in creditors’ rights and collections ... read Bruck Law Offices reviews & insights
< $25/hr2 - 9Milwaukee, United StatesAt State, we are experts in healthcare receivables. We should be. Because we’ve been serving the healthcare industry since 1949. That was the year Hilding Haag founded the company, which is now run by his son, Tom, and grandson, Tim. And we’ve been doing it pretty well. But don’t just take our word for it ... read State reviews & insights
At State, we are experts in healthcare receivables. We should be. Because we’ve been serving ... read State reviews & insights
< $25/hr2 - 91949Madison, United StatesHoward, Solochek & Weber, S.C. (HS&W) was established in 1961. Since that time, our emphasis has been in representing clients in creditors’-rights cases. HS&W represents corporate clients in commercial transactions including litigation; negotiation and drafting of contracts; consultation and advice regarding Articles 2, 3 and 9 of the Uniform Commercial Code; general creditor-rights issues; bankruptcy ... read Howard, Solochek & Weber, S.C. reviews & insights
Howard, Solochek & Weber, S.C. (HS&W) was established in 1961. Since that time, our emphasis ... read Howard, Solochek & Weber, S.C. reviews & insights
< $25/hr2 - 91961Milwaukee, United StatesEstablished in 2006, Dobberstein Law Firm focuses on collection litigation and enforcement of creditor’s rights in Wisconsin and Iowa.
Established in 2006, Dobberstein Law Firm focuses on collection litigation and enforcement of creditor’s rights ... read Dobberstein Law Firm, LLC reviews & insights
< $25/hr2 - 92006Wisconsin Rapids, United StatesWe continue to innovate as new solutions become available, our client needs change, and the regulatory environment evolves. However, one thing that has remained constant throughout our history is our dedication to our clients and the following three core business philosophies, knowing that each is equally important to our healthcare clients
We continue to innovate as new solutions become available, our client needs change, and the ... read FROST-ARNETT reviews & insights
NA2 - 9Nashville, United StatesThe Law Office of Jennifer McCoy is a multi-state, full-service evictions law firm representing landlords and property managers in all matters pertaining to landlord/tenant law. With over a decade of experience, we have the tools and know how to effectively represent our clients through the eviction process, from same day filing of detainers, to post-judgment ... read Jennifer McCoy, P.C. reviews & insights
The Law Office of Jennifer McCoy is a multi-state, full-service evictions law firm representing landlords ... read Jennifer McCoy, P.C. reviews & insights
< $25/hr2 - 9Nashville, United StatesAs a debt buyer, we watch the analytics closely. Not only did Beacon Services achieve net recoveries averaging 16% greater than other agencies we used, they were faster in converting accounts into judgments and judgments into funds that could be returned to our investors. Beacon also provided valuable insight into the timing and pricing of ... read Beacon reviews & insights
As a debt buyer, we watch the analytics closely. Not only did Beacon Services achieve ... read Beacon reviews & insights
< $25/hr10 - 491995Timonium, United StatesWith over more thirteen years of experience in the debt collection and account receivable management sector, OCW LLC is considered a reliable, trusted, and respected firm. We have been providing exceptional services for all our clients and assistance on their past-due debtor accounts. Considered one of the most respected collection agencies in the industry, we ... read OCW reviews & insights
With over more thirteen years of experience in the debt collection and account receivable management ... read OCW reviews & insights
< $25/hr10 - 49Rosedale, United States“Robert is just a professional at what he does. He is reliable, consistent and effective. He has the right demeanor for corporate collections and he has creative ways of achieving the operating goals of the company. He gets results and that helps out the bottom-line.”
“Robert is just a professional at what he does. He is reliable, consistent and effective. ... read BCCS reviews & insights
< $25/hr10 - 49Baltimore, United StatesAmerican Collection Services is a privately owned and operated agency. Collectively, the management team has more than 120 years of positive revenue recovery experience. We believe in individualized training - working hand in hand with our employees to create the most positive collection system possible. The owners, managers and collection staff pride themselves in going ... read American Collection Services Inc reviews & insights
American Collection Services is a privately owned and operated agency. Collectively, the management team has ... read American Collection Services Inc reviews & insights
NA2 - 91977Oklahoma City, United StatesCAC Financial Corp has been providing financial services and accounts receivable solutions with integrity for over 75 years.
CAC Financial Corp has been providing financial services and accounts receivable solutions with integrity for ... read CAC Financial Corp reviews & insights
NA2 - 91947Oklahoma City, United StatesMillennium Financial Group, hereafter known as MFG, was formed with the goal of assisting financial institutions, retailers, medical practices, and other commercial entities with their collection difficulties. The principles have in excess of 60 years combined experience in the debt collection, training, sales, and management fields. They have attended in excess of 1000 hours of ... read Millennium Financial Group reviews & insights
Millennium Financial Group, hereafter known as MFG, was formed with the goal of assisting financial ... read Millennium Financial Group reviews & insights
NA2 - 9Oklahoma City, United StatesCSI Group is a full service, asset management and recovery agency. Established in 1935 by Robert Sesline, who is also the founder of Oklahoma Collectors Association and the former President of American Collectors Association, we have continually provided quality service to our clients for over 70 years. Plus, our highly trained management staff has over ... read Collection Service International reviews & insights
CSI Group is a full service, asset management and recovery agency. Established in 1935 by ... read Collection Service International reviews & insights
NA2 - 9Oklahoma City, United StatesSince 1993, FMS has focused on delivering best-in-class collection services to our clients. Today we serve clients across the nation from multiple call centers, consistently delivering industry leading collection results and customer support. Our proven results, competitive pricing and experienced senior leadership team make us a great choice to serve your accounts receivable needs.
Since 1993, FMS has focused on delivering best-in-class collection services to our clients. Today we ... read FMS reviews & insights
NA2 - 91993Tulsa, United StatesIn 1963, Tulsa Adjustment Bureau (TAB Services) founder Charles P. Garrison set out with a clear vision: serve the collection needs of Oklahoma’s medical providers and create a standard of excellence recognized in the collection industry. His father and older brother were both doctors, so Charles understood the important balance between providing excellent medical care ... read TAB Services reviews & insights
In 1963, Tulsa Adjustment Bureau (TAB Services) founder Charles P. Garrison set out with a ... read TAB Services reviews & insights
NA2 - 91963Tulsa, United StatesMARS Collection Agency specializes in apartment collection, billing service and Tulsa debt collection, and is Tulsa’s bad debt settlement solution for commercial, retail, medical, government, landlord/tenant lease defaults, subrogation, and telecommunications. For over 33 years MARS, Inc. has been assisting clients with their accounts receivable needs. MARS started as a medical billing company in 1976 ... read MARS Collection reviews & insights
MARS Collection Agency specializes in apartment collection, billing service and Tulsa debt collection, and is ... read MARS Collection reviews & insights
NA2 - 91967Tulsa, United StatesAccount Management Resources customers are in the business of helping others. As an extension of the customer’s operations, AMR takes a consumer-centric, service-oriented, approach when recovering past due accounts. AMR’s goals are to bring a new level of professionalism and a structured, process-oriented approach to traditional debt collection practices. As a Lean Six Sigma operation, ... read Account Management Resources reviews & insights
Account Management Resources customers are in the business of helping others. As an extension of ... read Account Management Resources reviews & insights
NA2 - 9Oklahoma City, United StatesOriginally founded in 1931, our family-owned collection agency in Culver City, California, provides debt collection, with litigation included, primarily for national, regional, or local banks and credit unions. We are licensed to manage accounts throughout the US and have the ability to oversee collections within regulatory compliance.
Originally founded in 1931, our family-owned collection agency in Culver City, California, provides debt collection, ... read TBSC reviews & insights
< $25/hr2 - 91931Culver City, United StatesSince 1991, Cedar Financial has strived to become a leader in domestic and international debt recovery. Our mission is simple; to provide the most comprehensive and professional debt recovery services available to our clients. All this, while focusing on the unique challenges in your industry. Our industries include international and domestic debt collections in Education, ... read Cedar Financial reviews & insights
Since 1991, Cedar Financial has strived to become a leader in domestic and international debt ... read Cedar Financial reviews & insights
NA50 - 2491991Calabasas, United StatesBBB A+ Rated Debt Collection Agency. Proven Results with a Positive Approach. Fair Capital is an effective and affordable full-service debt collection agency known for achieving maximum results professionally and ethically. Fair Capital's expertise in debt collection is framed by a proven track record, air-tight data security, full legal compliance, state-of-the-art technology and maximum brand ... read Fair Capital reviews & insights
BBB A+ Rated Debt Collection Agency. Proven Results with a Positive Approach. Fair Capital is ... read Fair Capital reviews & insights
NA50 - 2492017Spring Valley, United StatesWhy Fair Capital?
- Commercial collection experience
- Professional and compliant collection process
- No-recovery, no-fee options
Ensure MBS is the most encouraging and fastest medical billing site which can surely be trusted by the customers. Ensure MBS will do more than take the weight of these financial concerns. We provide clean claim submission within 24 hours to get paid on time. We take care of collections and revenue cycle management incongruities, ... read Ensure Medical Billing Services reviews & insights
Ensure MBS is the most encouraging and fastest medical billing site which can surely be ... read Ensure Medical Billing Services reviews & insights
NA50 - 249Valley Stream, United StatesINFIX BUSINESS INFO LIMITED | INFIX CREDIT – since its establishment, we are one of the most professional and organized credit reporting company. INFIX CREDIT is reliable and dedicated to the provision comprehensive range of business credit information & related risk management consulting services to local and overseas corporate users. We have associated with an ... read Infix Credit reviews & insights
INFIX BUSINESS INFO LIMITED | INFIX CREDIT – since its establishment, we are one of ... read Infix Credit reviews & insights
NA10 - 492015Dhaka, BangladeshOur aim is to assist our clients to reduce bad debt, increase profitability, boost cash flow and improve the quality of their debtors book. To accomplish this we provide a simple, yet effective accounts receivable collection service that utilises intelligent techniques, an advanced knowledge base and a myriad of information sources, all driven by sophisticated ... read Credit Intel reviews & insights
Our aim is to assist our clients to reduce bad debt, increase profitability, boost cash ... read Credit Intel reviews & insights
NA50 - 2491996Johannesburg, South AfricaTaurus Collections (UK) Ltd is a leading provider of invoice recovery services with over 15 years of experience in the industry. Our mission is to deliver efficient and ethical solutions that help businesses reclaim outstanding debts while maintaining strong client relationships. We understand the challenges that come with managing late payments, which is why we ... read Taurus Collections (UK) Ltd reviews & insights
Taurus Collections (UK) Ltd is a leading provider of invoice recovery services with over 15 ... read Taurus Collections (UK) Ltd reviews & insights
NA2 - 92010Derby, United KingdomResolve Mediation Services is a trusted Debt Collection agency and Mediation Services Company based in Sharjah, UAE. At Resolve Mediation Services, we help businesses and individuals to recover their debts and outstanding amounts outside of court efficiently. Our mission is to unite expertise, challenge conventional wisdom, and ignite transformative change. Collaborating closely with our clients, ... read Resolve Mediation Services reviews & insights
Resolve Mediation Services is a trusted Debt Collection agency and Mediation Services Company based in ... read Resolve Mediation Services reviews & insights
NA02 - 9Sharjah, UAEARS Consultancy is Turkiye's 1st Debt Collection Agency, operating in prelegal debt collection services since 2011. Having clients in more than 155 countries, ARS Consultancy has 83% success rate in cases younger than 1 year. Our founder Mrs Ayse (Aisha) is the 1st person who speak about ‘receivables management’ in the Turkish mass media including ... read ARS CONSULTANCY Turkey Debt Collection Agency reviews & insights
ARS Consultancy is Turkiye's 1st Debt Collection Agency, operating in prelegal debt collection services since ... read ARS CONSULTANCY Turkey Debt Collection Agency reviews & insights
< $25/hr10 - 492011Istanbul, Turkey
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Hover any bubble for the firm's exact scores. Filter the view using the controls on the right.
The four quadrants explained
Each card shows the count of firms in that quadrant and the top 5 by composite score.
Strong execution but broader service mix. High-quality generalists - good fit if your project crosses multiple disciplines in one engagement.
Deeply specialised but with moderate market presence. Often the right pick when specialisation matters more than scale - boutique shops with deep technical chops.
Newer entrants and smaller boutiques. Higher risk but often the best price-performance - particularly for early-stage startups or non-mission-critical projects.
The 3 highest-scoring firms in the Industry Leaders quadrant. Each has both Core Competencies and 360-Performance ≥ 50. Click any card for the full profile.
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Every position on this chart is the output of the Goodfirms ranking algorithm - a weighted composite of signals across two axes. The algorithm is recomputed regularly and is fully documented.
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