Gini

Gini is a specialist risk analytics consultancy based in Moorgate, London, focused on credit risk. The work covers IFRS 9 expected credit loss (ECL) models, internal ratings-based (IRB) models, independent model validation, model monitoring, stress testing, credit strategy, pricing and decisioning, and model risk management, for UK banks, challenger banks, building societies, fintechs and debt purchasers.

Engagements are hands-on. Data science and AI are built into the methods, bringing speed and scalability with the rigour regulators expect.

Knowledge transfer sits at the core of Gini's approach. Every model is documented in full, with the modelling assumptions, methods and judgements set out and the reasoning behind each choice explained. The client's team is taken through each step as the work progresses, and the finished solution is handed over so the client can run, maintain and defend the work after the engagement ends.