TrueLayer

TrueLayer is a leading fintech company that provides secure, instant, and data-driven payment solutions through open banking technology. Founded in 2016 and headquartered in London, the company connects banks, businesses, and consumers through a powerful API platform that enables real-time bank payments and financial data access.
TrueLayer’s mission is to transform the way the world pays by replacing traditional card-based payments with faster, safer, and more cost-effective bank payments. Through its Pay by Bank network, businesses can accept payments directly from customers’ bank accounts, improving conversion rates and reducing payment processing fees.
The platform offers a suite of solutions including instant payments, payouts, account verification, financial data access, and onboarding tools. Using TrueLayer’s APIs, companies can build applications that securely connect to customers’ bank accounts to verify ownership, initiate payments, and access transaction data in real time.
Trusted by fintech companies, online marketplaces, and enterprises across Europe, TrueLayer supports industries such as financial services, e-commerce, travel, and gaming. Its infrastructure helps businesses streamline payments, improve user experience, and scale digital financial services more efficiently.
With operations across more than 20 countries and millions of users in its network, TrueLayer continues to innovate in the open banking ecosystem, enabling businesses to deliver faster, safer, and smarter payment experiences.