Waypoint Budget

Waypoint Budget is a modern, privacy-first budgeting app built to help you stop overspending and start saving—without the complexity of spreadsheets or "homework."

Unlike other tools that treat your data as the product, Waypoint is supported by optional subscriptions, ensuring your financial data remains 100% private and encrypted. It is designed specifically for users in both Canada and the US, offering seamless automatic bank syncing with over 10,000 institutions (via Plaid) including major banks like Chase, TD, RBC, and Bank of America.