AtoA Online Business Payments App

Who we are
At Atoa, we’re building a simpler, fairer way for businesses to get paid.

We help UK businesses collect payments using Pay by Bank and cards, with lower fees, faster settlement, and less admin for finance teams.

Pay by Bank is powered by secure open banking technology, allowing customers to pay directly from their banking app. Card payments are also supported at competitive rates, giving businesses flexibility across payment methods.

Based in East London, we’re an FCA-authorised payment institution with UK-based customer care.

Our focus is clear. Remove unnecessary complexity from payments so businesses can keep more of what they earn and get paid faster.