Top Factoring Companies in New York City

Researched by:Goodfirms Research TeamUpdated:September 20, 2026

Goodfirms has reviewed 17 Factoring Companies in New York City as of September 2026. The top-ranked firm is Hong Kong Factoring (0.0 stars, 0 verified reviews, NA, NYC). Across the category, the median hourly rate is $25, median client rating is 5, and 28% of firms employ 50+ members. Explore the vetted Factoring Companies in New York City below, compare their strengths, and connect with the provider best suited to your requirements.

Goodfirms has verified 17 Factoring Companies in New York City - part of 444+ Factoring Companies, each passing Goodfirms' 4-step verification process (background check, client interviews, portfolio audit, ongoing quality review). Listings marked "Sponsored" are agencies that pay for premium placement - sponsorship does not affect star ratings or review content.

Top 10 at Glance

Compare the highest-ranked firms first side by side.

Rank
Company
Rating
Reviews
Hourly Rate
Team Size
Founded
Location
Action

List of Top New York City Invoice Factoring Companies

Find a Factoring Company Near you
Find a Factoring Company Near you
Service
Hourly Rate
Employees
ReviewsAll Companies
Industry
Client Type
  • Factoring, receivables financing, and export funding for Hong Kong-based exporters. These are essential funding options for companies that are exporting their goods and services and bill their overseas customers on credit. They help take care of cash flow concerns and can provide exporters with the ability to increase sales by offering credit terms to potential ... read Hong Kong Factoring reviews & insights

    NA
    2 - 9
    NYC, United States
  • "Headquartered in New York City, Capstone is a private finance company focused on accelerating client cash flow. We provide client-specific solutions through Factoring Services, Purchase Order (PO) Financing, and Domestic and International Trade Financing. Our services offer results to construction trades, service companies, and wholesalers. Combining client assets and resources with our advanced logistics platform, ... read Capstone Capital Group, LLC reviews & insights

    < $25/hr
    10 - 49
    1990
    NYC, United States
  • Our ideal customer is a seasoned trucking or transportation company that is seeking factoring and requiring minimum monthly advances starting at $500,000. However, for customers outside the range, we work with a number of partners offering funding options starting at $10,000.

    < $25/hr
    50 - 249
    1987
    NYC, United States
  • Coral Capital Solutions is a commercial finance company providing working capital to small and midsize businesses mainly through financing their Purchase Orders and Accounts Receivable. We also provide Asset Based Loans against receivables, POs and inventory. We are well capitalized, using our own equity to fund clients and therefore have the ability to consummate transactions ... read Coral Capital solutions reviews & insights

    < $25/hr
    50 - 249
    2010
    NYC, United States
  • Over the next ten years, Dan and Jared worked tirelessly to build their staff and client base from the ground up. Growing each year, Fora Financial has continued to develop transparent relationships with clients and partners to provide them with personalized, innovative funding solutions. Due to the company’s hard work and history of excellence, Palladium ... read Fora Financial reviews & insights

    NA
    2 - 9
    2008
    NYC, United States
  • Over the years, we have financed countless growing businesses by providing the working capital and resources they need and taking an active interest in their future success. Our clients benefit from the fact that we’re still a private, family-run business. They know us by name and they know we don’t disappear once the deal is ... read Rosenthal & Rosenthal reviews & insights

    < $25/hr
    50 - 249
    1938
    NYC, United States
  • True simple interest APR revolving line of credit. Draw up to the max credit line whenever needed and only pay interest on the outstanding balance. No prepayment penalties allow you to save BIG on interest. Line of Credit option can be paired with any other Lilogy product

    < $25/hr
    10 - 49
    2015
    NYC, United States
  • SMB Compass is a bespoke business financing company focused on providing financing and education to small businesses across the United States. As banks continue to make it difficult for small businesses to borrow money, we continue to provide cost effective and flexible solutions.

    NA
    10 - 49
    2017
    NYC, United States
  • The Hedaya Capital Group in NYC is proud to partner with small to medium-sized businesses in their growth and life cycle. We work with many industries in order to ensure they have the cash flow and working capital they need to succeed. With our small business financing options, such as factoring, commercial lending, import financing, ... read The Hedaya Capital Group reviews & insights

    < $25/hr
    10 - 49
    2003
    NYC, United States
  • CIT was born in 1908 when Henry Ittleson found a new way to make financing available to businesses in St. Louis, Missouri. Soon CIT was forging paths across the country, into Canada and overseas. After 100 years, financing remains at the heart of the company. But time and experience have produced innovations unimagined a century ... read CIT reviews & insights

    < $25/hr
    1,000 - 9,999
    1908
    NYC, United States
  • We go above and beyond the services offered by banks—which have strict requirements that most small and medium-size businesses can’t reasonably meet—by operating under a more flexible business model that allows us to provide financing for transactions that would fall outside of a bank’s box. We are committed to helping you increase working capital while ... read Express Trade Capital, Inc. reviews & insights

    < $25/hr
    10 - 49
    1993
    NYC, United States
  • Plus Funding Group provides financing solutions for small and medium sized businesses that do not have access to traditional bank funding. Plus Funding Group is a direct funding source and specializes in Accounts Receivable Financing and Factoring.

    NA
    2 - 9
    NYC, United States
  • ® is a direct financial service provider that specializes in the Factoring of invoice receivables for companies that maintain commercial accounts receivables. Simply put, the only criteria is that your receivables be from other businesses. We handle a multitude of different sectors and our primary focus is on companies seeking 10 million dollars and under ... read Factor King reviews & insights

    NA
    10 - 49
    NYC, United States
  • In the world of manufacturing and distribution, cash flow is king. Without the cash on hand to fund purchase orders and fulfill contracts, growth is stifled and your customer relationships can be at stake.

    NA
    2 - 9
    NYC, United States
  • The Hedaya Capital Group is family-run factoring and asset-based lending company that specializes in providing working capital solutions to small and medium (SME) businesses.

    $25 - $49/hr
    10 - 49
    2003
    NYC, United States
  • Express Trade Capital offers far more than traditional trade financing services. Our highly experienced team combines top-notch financial expertise with supply chain management acumen to create customized solutions for each client. Our diverse selection of working capital solutions, banking services, and structured finance instruments – as well as a worldwide shipping/logistics team – form a ... read Express Trade Capital reviews & insights

    NA
    250 - 999
    1993
    NYC, United States
  • Quant Solutions is here to manage the day-to-day financial operations for your business. We'll ensure that your books are kept properly and the ins and outs of billing, receiving, payroll, etc. are taken care of so you can focus on bigger things. What we can do for you: Personalized Services based on your needs. Tax-Ready ... read Quant Solutions reviews & insights

    < $25/hr
    2 - 9
    2013
    NYC, United States

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1 cities with the best Value Score for hiring.

Ranked by a composite blending firm count (supply), average rating (quality), and average hourly rate (cost). Affordability is weighted highest (50%), so this surfaces genuinely affordable destinations - not just the biggest markets.

Where the firms are.

Bubble size shows how many firms each country has; colour shows its average hourly rate. Tap any country for its firm count, average rate, rating, and Value Score.

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All cities ranked by Value Score.

Every city in scope, ranked by Value Score.

CityFirmsAvg RateAvg RatingValue ScoreAction
USNYC292$56/hr581View firms
USNYC
292 firms$56/hr5
Value Score81 / 100

Match by work-hour overlap with your team.

Cost matters - but so does being able to actually talk to your developer during your workday. Here are the best destinations for each major hub.

If you're in US (PT/ET)Recommended

Look for nearshore LATAM partners - same-day collaboration, similar time zones, and 50-60% cost savings vs domestic.

MXMexico~7h overlap
ARArgentina~6h overlap
BRBrazil~5h overlap
CACanada~8h overlap
If you're in Europe (CET/GMT)Recommended

Eastern Europe is your sweet spot - 1-2h time zone shift, EU GDPR alignment, and 40-50% lower rates than Western Europe.

PLPoland~8h overlap
UAUkraine~7h overlap
RORomania~7h overlap
ZASouth Africa~8h overlap

How firms are placed on the matrix

Every position on this chart is the output of the Goodfirms ranking algorithm - a weighted composite of signals across two axes. The algorithm is recomputed regularly and is fully documented.

Sponsorship does not affect placement. PRO members receive visible badges and ad placements, but their algorithmic scores are calculated identically to free listings.

Read the full methodology
Algorithm at a glance
1
X-axis (Core Competencies): Service Focus Ratio + Portfolio Depth + Quality + Experience
2
Y-axis (360-Performance): Client Reviews + Market Presence + Goodfirms Score
3
Missing signals are excluded from a firm's score, not substituted with defaults - weights redistribute across remaining inputs
4
Recency decay over the last 18 months keeps stale reviews from dominating
5
Eligibility floor: ≥ 1 published review in this category scope

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Cities with the best Value Score for business services hiring.

Ranked by a composite score blending firm count (supply), average rating (quality), and median hourly rate (cost). Affordability is weighted highest (50%), so this list surfaces actually affordable destinations rather than just-big markets.

Budget leader
NYC · $0-24/hr

72 firms in this tier - more than any other city, averaging 4.9 ★. Top picks: AIMLEAP - Outsource Bigdata, Vserve Ebusiness Solutions, OBI Services LLC.

Mid-tier leader
NYC · $50-99/hr

20 firms in this tier - more than any other city, averaging 5.0 ★. Top picks: Napollo Software Design L.L.C, TransPerfect, Morningside Translations.

Top tier leader
NYC · $150+/hr

12 firms in this tier - more than any other city, averaging 5.0 ★. Top picks: Forcery Salesforce and Pardot Consulting NYC, Alpha Corporate Sales, Ecommerce Recruitment.

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Cell intensity (firm density):
Low
High
Best Value marks the densest, highest-rated, most-affordable cell per row

How the heatmap is built

Every cell in the grid above is the count of firms in (place × hourly-rate tier). Firms are placed by their published hourly rate; those without a disclosed rate are not plotted.

Top company names per cell are surfaced by Value Score - a weighted blend of affordability (50%) + rating (35%) + review volume (15%).

The "Best" ribbon marks the cell in each row where firm density, ratings, and affordability line up best - the densest, highest-quality combination.

Read the full methodology
Value Score · per firm
ValueScore = 0.50 × Affordability
+ 0.35 × Rating
+ 0.15 × Review Volume
// All sub-scores normalized 0-100
// Affordability = (1 - rate/$200) × 100
// Rating = (rating - 3) / 2 × 100
// Volume = log10(reviews+1)/log10(200) × 100

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