Xero

New Zealand HQFounded 2006

Deployment

Web-basediPhone/iPadAndroidWindowsMac

Best for

SmallMediumLarge

Overview

About Xero

Xero is rated as one of the top cloud accounting software solutions that meet next-generation business needs. The software is easy to handle, and anyone can operate it. For ease of use, the software is segmented into two categories- Xero for small businesses and Xero for accountants and bookkeepers. From fixed asset management, paying bills, bank connections, accounts payable, accounting practice management, expense management, till reporting, Xero has tools to cater to each of these needs.

Xero is also popular for its church accounting software that assists Churches in becoming more organized in the accounting process. The vendor offers competitive prices and discounts when subscribed to more than one business edition. Robust security features and customer support are an added advantage of the Xero accounting tool.

At a glance

Software information

Industries served, licensing and the support Xero provides.

Industries

  • Accounting
  • Banking
  • Financial-services

Licensing

  • Proprietary
  • Monthly Payment
  • Quote Based
  • Free trial

Support

  • Email
  • Phone
  • 24x7 Support

Training

  • Webinar

Knowledge Base

  • Help Guides
  • Video
  • Blog
  • Case Studies
  • On-Site Training
Languages (1)
English

Review analytics

What customers report

4.3
Based on 53 verified reviews

What users like the most

  • Cloud-based
  • Mobile application
  • Gusto payroll integration

What users like the least

  • Small reporting
  • Fees for ACH transactions
  • Inadequate client service

What users say

Review Analytics of Xero

Every review is verified through Goodfirms before it's published.

4.353 Verified Reviews
Ease of use (14 reviews)4.5
Features & functionality (14 reviews)4.5
Customer support (14 reviews)3.7
Value for money (10 reviews)4.1
Integrations (10 reviews)4.6
Review Summary
Summarized from 53 verified reviews · Updated September 2026
Xero is cloud-based accounting software praised for its intuitive interface, ease of use, and strong integrations with third-party apps. Users consistently highlight its suitability for small to medium-sized businesses, competitive pricing, and reliable customer support. However, reviewers note limitations including gaps in features like inventory management, tax integration, and advanced reporting capabilities, with some experiencing occasional technical issues or finding the payroll module less straightforward than competing products.
✦ AI-generated summary. May not reflect every review.
Detailed Reviews of Xero
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What reviewers mention most

AjitVerified Review
Posted on Jan 18, 2019

“This is the best software I ever used”

Overall rating4.0

I love Xero for what it does for the business owners and how easy it makes my job as an accountant. It is written for the end user but still has all the functionality that accountants need. It is easy to use and visually appealing - doesn't confuse the user.

Moe BahidraVerified Review
Posted on Jan 18, 2019

“It is really a potential tool which can help you achieve your profits”

Overall rating4.0

Pros: Xero has "Open APIs" which allow other application writers to integrate their applications seamlessly.

Cons: Not fast.

Binh WilsonVerified Review
Posted on Jan 18, 2019

“Makes the accounting work much easier”

Overall rating4.0

Pros: Good for small businesses.

Cons: Limited functionality like workflow.

Deepika sain, SEO Executive at crossgraphicideas.comVerified Review
Posted on Jan 1, 2019

“Very nice services for this software”

Overall rating4.0

Pros: Ease of use Cloud-based Tools to streamline reconciliation Huge array of add-ons to meet a variety of marketplace needs.

Cons: The payroll function is quite tricky to use, compared to other payroll services out there in the market.

Matt LewisVerified Review
Posted on Dec 31, 2018

“Takes all the hassle out of finances”

Overall rating5.0

Pros: Easy, powerful and affordable. As for payroll software, it is really easy and simple.

Cons: No real issues

Overall Experience: Very good software that takes all the hassle out of finances. We have recently moved to Xero for payroll services and we pay over to this - but enjoying it.

Tuhin Bhatt , Co-Founder at IntelivitaVerified Review
Posted on Dec 31, 2018

“Fully functioned and extensible”

Overall rating5.0

Pros: Let us tracks invoices and attach bank statements to consolidate.

Cons: None

Purpleno IncVerified Review
Posted on Dec 31, 2018

“Xero is Payroll Hero”

Overall rating4.0

Smooth-running and numerous integrations with other essential business management apps. It is reasonably priced for small business. It also has integrated inventory and billing through PayPal and Stripe. It has a huge array of add-ons to meet a variety of marketplace needs.

Aleksandra Kebic, Client Consultant and Marketing Executive at Equaleyes Solutions Ltd.Verified Review
Posted on Dec 28, 2018

“Best in terms of integrations”

Overall rating4.0

Pros: It easily integrates with other software we use.

Cons: Not sure if any.

Regan McGregor, Head of Marketing at 4mation TechnologiesVerified Review
Posted on Dec 28, 2018

“Great and we expect to get it cheaper soon”

Overall rating5.0

Pros: Lot's of integrations are there & easy to use.

Cons: Could be cheaper.

Raul Lopez, Director at Loka, Inc.Verified Review
Posted on Dec 28, 2018

“The only tool you'll ever need”

Overall rating5.0

Pros: It's amazing and simple to use.

Cons: Online payments should be expandable to a custom integration with our merchant.

Capabilities

Xero features

The full feature set, grouped by module.

Accounting Software

  • Accounts Payable
  • Bank Reconciliation
  • Billing & Invoicing
  • Budgeting and Forecasting
  • Expense Tracking
  • Financial Reporting
  • Fixed Asset Management
  • Fund Accounting
  • Payroll Management
  • Project Accounting
  • Purchase Orders
  • Tax Management

Fixed Asset Management Software

  • Asset Accounting
  • Audit Trail
  • Depreciation Calculation
  • Maintenance Management
  • Purchase & Requisitions
  • Reporting & Analysis

Accounts Payable Software

  • Approval Management
  • Automation
  • Data Extraction
  • Expense Management
  • Invoicing
  • Payment Management
  • PO Reconciliation
  • Reporting & Analysis
  • Vendor Management
  • Tax Calculation

Church Accounting Software

  • Accounts Payable
  • Accounts Receivable
  • Asset Tracking
  • Bank Reconciliation
  • Budgeting/Forecasting
  • Fund Accounting
  • General Ledger
  • Payroll Management

Accounting Practice Management Software

  • Billing & Invoicing
  • Client Management
  • Client Portal
  • Project Management
  • Reporting & Analytics
  • Task Management
  • Time Tracking
  • Workflow Management

Recurring Billing Software

  • Alerts/Notification
  • Billing & Invoicing
  • Budget Management
  • Payment Processing
  • Reports
  • Self Service Portal
  • Subscription Billing
  • Transaction Management

Accounts Receivable Software

  • Account Security
  • Billing & Invoicing
  • Collections Management
  • Dashboard
  • Recurring Billing
  • Streamlined Payments

Business Management Software

  • Accounting
  • Billing & Invoicing
  • Budgeting & Forecasting
  • Financial Management
  • Inventory Management
  • Marketing Management
  • Reporting & Analytics
  • Scheduling
  • Vendor Management

Plans

Xero pricing

Price Type
Month
Free Version
No
Payment Frequency
Monthly Payment, Quote Based
Preferred Currency
USD ($)
Free Trial
30 Days
Standard$2.90 / month
  • Short-term cash flow and business snapshot
  • Capture bills and receipts with Hubdoc
  • Reconcile bank transactions
Standard Plan$4.60 / month
  • Bulk reconcile transactions
  • Send invoices and quotes
  • Enter bills
Premium$6.90 / month
  • Use multiple currencies

Media

Screenshots & video

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